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UPI is now India’s go-to payment method, used for everything from daily purchases to large recurring payments, including paying with QR codes at stores. With new NPCI and RBI updates, one question keeps coming up: “Are there any UPI charges in 2026?”

A few days ago, Mehul tried paying for groceries in Pune and suddenly blanked on his UPI PIN. That same evening, Ananya in Jaipur set up a brand new one after opening her bank account. Simple situations, yet both show how much we rely on that small number without thinking about it.

While applying for a personal loan, Sunaina considered only the 12% interest rate offered by a financial institution. On the other hand, Arvind took APR into consideration - the total cost of borrowing.

Have you ever found yourself juggling multiple expenses at once? For instance, a sudden medical bill pops up right when you were already budgeting for a big home renovation project.

Purchasing a house is one of the most important events in one's life. Mr. Rohit Bawa wanted to move from his rented home to a house of his own. But he did not have the required funds for paying the down payment for a home loan. So, he considered getting personal loans for a down payment on a house.

You spotted an unknown transaction on your credit card, or a payment was deducted from your account, but the app shows payment failed. What should you do?

The following scenarios are something you must have experienced or can definitely relate to. The first: you place an order on Zomato or Swiggy, you select UPI to pay, and enter your PIN. The money gets deducted for you, but does not get registered on the app.  

Or, you want to send money to a friend or a family member, but end up sending it to someone else entirely. In both scenarios, the most common reaction anyone has is, "What now?", followed by, "Will I or how can I get my money back?"

This post will answer both questions for you. It will walk you through how to raise and check the UPI complaint's status without having to run from pillar to post.  

Loan applications get rejected for all sorts of reasons. But one of the more frustrating ones is a low or absent CIBIL score, especially when the salary has been steady for years.

Rahul had taken a personal loan two years ago to fund a family emergency. He paid his EMIs diligently for 18 months. Then came an unexpected job loss. Struggling to keep up, he called his lender and asked: “Can I just settle the loan?” The lender said yes - for a reduced amount. Rahul thought he had dodged a bullet.