Blogs.

Imagine two colleagues, Arjun and Sneha, both deciding to apply for a Personal Loan of Rs 2,00,000 to renovate their homes. Arjun is offered a flat interest rate of 12% per annum, while Sneha is offered a reducing interest rate of 18% per annum.

Imagine two people walking into a financial institution on the same day. The first is Arjun, a 32-year-old salaried professional who just had a medical emergency and needs Rs 80,000 by tomorrow morning. The second is Priya, a small business owner who wants to purchase commercial equipment worth Rs 12 lakh to grow her operations over the next five years.

Have you ever been to an ATM to withdraw cash, only to see your request declined? 
It can be a frustrating experience and usually comes down to withdrawal limits you didn’t know about...
 

It is the 24th of the month. Akash has Rs 400 in his account, a flat tyre that will cost Rs 600 to fix and five days until salary. He searches on his work break: "instant cash until salary."

Riya made some purchases when she realised she had left her wallet behind. She did not worry as she remembered the mobile wallet on her phone. She scanned a QR code and...

Aarav is 26 and his laptop is giving out on a Saturday morning. He needs a replacement that costs Rs 40,000. His savings cover rent and a buffer he does not want to touch.

Ever wondered what you’re really signing up for when you take a loan? Financial obligations in loans go beyond just borrowing money. They’re the commitments you make...

Kartik is 22 and looking at a Rs 60,000 laptop. Below the price, a line reads: EMI starting at Rs 2,800 per month. His salary is Rs 25,000. The number looks manageable but he wants to know what it actually includes before he commits. Does the total come to more than Rs 60,000? What is covered in each payment?