Blogs.

While applying for a personal loan, Sunaina considered only the 12% interest rate offered by a financial institution. On the other hand, Arvind took APR into consideration - the total cost of borrowing.

This is something most of us can relate to: our muscle memory failing us at the worst possible time. Sometimes you end a call instead of answering it, hit Shift + Delete instead of just delete, and lose critical data or files.  

Things could get worse, for instance, when you enter the wrong UPI pin thrice and get your UPI app locked, especially when there is a long queue behind you.  

Have you ever found yourself juggling multiple expenses at once? For instance, a sudden medical bill pops up right when you were already budgeting for a big home renovation project.

Purchasing a house is one of the most important events in one's life. Mr. Rohit Bawa wanted to move from his rented home to a house of his own. But he did not have the required funds for paying the down payment for a home loan. So, he considered getting personal loans for a down payment on a house.

You spotted an unknown transaction on your credit card, or a payment was deducted from your account, but the app shows payment failed. What should you do?

Borrowing money is easy. Choosing the right borrowing option is where most people get confused. A personal loan may work well in one situation, while a line of credit may be the better choice in another.

UPI's immense convenience and real-time transaction capability make it the most preferred payment method today. In August 2025, UPI recorded 20 billion transactions worth INR 24.5 lakh crores.

The following scenarios are something you must have experienced or can definitely relate to. The first: you place an order on Zomato or Swiggy, you select UPI to pay, and enter your PIN. The money gets deducted for you, but does not get registered on the app.  

Or, you want to send money to a friend or a family member, but end up sending it to someone else entirely. In both scenarios, the most common reaction anyone has is, "What now?", followed by, "Will I or how can I get my money back?"

This post will answer both questions for you. It will walk you through how to raise and check the UPI complaint's status without having to run from pillar to post.  

Loan applications get rejected for all sorts of reasons. But one of the more frustrating ones is a low or absent CIBIL score, especially when the salary has been steady for years.