Blogs.

Rajesh was always on time with his loan payments, but a sudden accident and unexpected medical expenses led him to miss an EMI.

India is no doubt the global frontrunner in terms of digital payments. However, it's important to remember that a large part of the population resides in rural areas where...

You file your income tax return and expect your refund to follow soon after. Then you wait. Days pass, sometimes longer than expected. In many cases, the issue is surprisingly...

Ria has updated her Aadhar card information. Now, she wants to track the status of the update. When requesting an update, she received a tracking number, which is known as an...

When you opt for a loan, the lender asks you to pledge an asset as collateral. Hypothecation is one way to offer collateral without ownership. Hypothecation is an...
 

Taking out a loan isn't just about the amount you borrow.  It is also about how affordable your monthly repayments are. A small decision, like choosing between a fixed interest rate or a floating interest rate, can make a significant difference in your finances over the years. 

Ravi, a salaried employee in Bengaluru, manages his finances by budgeting his monthly expenses, investing in mutual funds through SIPs and PPF, and paying his home loan...

Rekha uses UPI for most of her payments. It is quick and works well for her daily work. Last week, she needed to pay a new vendor to avoid delaying a client order. The vendor...

Think of CRISIL as the "ISI mark" or "Gold Hallmarking" for the world of finance...