Do you need a Personal Loan to meet your financial goals? Hero FinCorp offers Personal Loans for TCS employees with quick approval, minimal paperwork, and flexible repayment tenures.
Calculate Your Personal Loan EMI
Tata Consultancy Services (TCS) is a leading global IT services and consulting company known for its strong workforce and financial stability. Hero FinCorp offers unsecured Personal Loans for TCS employees, ensuring quick access to funds with minimal documentation and competitive interest rates. Designed for salaried individuals, this online Personal Loan for TCS employees is an ideal financial solution for personal or professional needs. This loan is an ideal financial solution for any personal or professional need.
Those working in TCS are highly trusted borrowers, revered for a steady income and a strong employer profile. Personal Loan for TCS employees offers exclusive benefits with quick processing to meet their needs.
Top features and benefits include:
To qualify for a loan for TCS employees, applicants must meet standard eligibility requirements, such as age, employment stability, salary, and credit history. When applying for a loan, the eligibility conditions include the following:
| Eligibility Criteria | Details |
|---|---|
| Age Limit | Between 21 and 58 years |
| Citizenship | Indian citizenship |
| Work Experience | Minimum six months |
| Monthly Income | At least Rs 15,000 per month |
| Contract Type | Permanent or contract employment |
| Credit Score | More than 700 CIBIL Score is generally required |
To apply online for a personal loan, TCS employees must provide the following loan documents to ensure quick processing:
We offer attractive personal loan interest rates for TCS employees, depending on income, credit score, and chosen tenure. Additional charges include minimal processing fees, late payment penalties, etc. Here are the details of interest rates and other charges to stay informed:
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% per annum |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST (Applicable after a minimum lock-in period, as per RBI Guidelines) |
| EMI Bounce Charges | Rs 350 |
| Interest on Overdue EMIs | 1-2% of the loan/EMI overdue amount per month |
| Cheque Bounce | Fixed nominal penalty |
| Loan Cancellation | 1. Online loan application does not charge any cancellation fees 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable |
Follow these simple steps to apply for a Personal Loan for TCS employees:
Visit the website or the loan app.
Select ‘Personal Loan’ and click on ‘Apply Now’.
Enter your mobile number and verify it with the OTP sent to your phone.
Choose your preferred loan amount and repayment tenure based on your financial needs.
Complete the digital KYC process to confirm your eligibility.
Submit your application and enjoy instant loan approval within minutes.
If you work at TCS, you may use a loan for TCS employees for a wide range of personal and financial needs. Some common reasons to apply include:
Yes, TCS employees can obtain unsecured personal loans without providing any collateral or guarantor. Their eligibility depends on their credit score, income regularity, and existing debt obligations.
The eligible TCS employees can get personal loans of up to Rs 5 lakh, depending on their monthly salary, credit score, and repayment history.
You can easily track your loan application status through our official website or loan app anytime.
