Managing your loan EMIs, SIPs, and utility bills every month may feel overwhelming. After all, it’s not easy to remember every payable and make payments on time. This is where the...

Let’s address this upfront. If you don't have a job right now, getting a loan is difficult. The reason is simple: every lender is concerned about just one thing, "How will this be...

Written-off in CIBIL means a lender has classified your loan as a loss after prolonged non-payment (usually 180+ days overdue). It is an accounting action, not a waiver. You still...

Amit took a bike loan when he was just starting work. The interest rate and EMI were then manageable. However, over the past 2 years, his earnings have increased, yet his EMI has...

यूपीआई (UPI) का मतलब यूनिफाइड पेमेंट्स इंटरफेस है, जो भारत का एक रियल-टाइम भुगतान सिस्टम है। बिना बैंक अकाउंट नंबर या IFSC कोड दिए, इससे आप अपने मोबाइल से तुरंत किसी भी बैंक खाते में...

CIBIL स्कोर आपके वित्तीय स्वास्थ्य का एक ज़रूरी प्राचल है। 800 का CIBIL स्कोर आपकी वित्तीय विश्वसनीयता का एक मज़बूत सबूत है। अगर आप चाहते हैं कि आपका CIBIL स्कोर बेहतर हो या 800 से...

कंपाउंड ब्याज (चक्रवृद्धि ब्याज) का अर्थ है- मूलधन के साथ-साथ पिछले वर्षों के संचित ब्याज पर भी ब्याज की गणना करना। सीधे तौर पर कहें तो यह धन को तेज़ी से बढ़ाने वाला एक प्रोसेस है, जहां अर्जित...

Governments, private companies, and banks constantly need funds to build infrastructure, expand operations, or manage short-term cash flows. But how do these institutions raise money? The answer is debt instruments.  

From government bonds, corporate debentures, to loans and commercial paper, debt instruments are crucial in today’s financial landscape for both investors and businesses.  

Here’s a guide that breaks down everything you need to know about these financial tools. 

Most of us look at our credit score the moment we think of applying for a loan. It feels like the “first checkpoint” before any financial move.  

But here’s where confusion kicks in: Does a credit check reduce a credit score? Does checking it too often make it fall? These doubts are common. And today we’ll clear them up in simple, friendly language so you can manage your credit with confidence.