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Good Credit Score
What’s a Good Credit Score to Get a Loan?

Meera teaches at a local school and needed a personal loan of ₹3 lakh. With her good credit score, the lender didn’t take long to give the green light. She was able to get the low-interest rate personal loan quickly and only had to share minimal documentation before the amount was credited.

14 Aug, 2025
Which Loan Should I Take First
I’m New To Credit – Which Loan Should I Take First?

You've started earning and have finally experienced financial independence. It is exciting, but can feel a little overwhelming, as with this new phase also comes certain financial responsibilities.

14 Aug, 2025
Festive Loans
Loan for Festivals: How To Celebrate Big Without Regretting It Later

The festive season is a welcome change from the daily grind that is life. It's a time when families get together, honour and celebrate traditions, and more importantly, exchange gifts.

14 Aug, 2025
Salary Required for Personal Loan
Minimum Salary Required for Personal Loan in India: What Lenders Really Look For

Riya and Arjun both applied for a personal loan last week.
She’s a teacher in Thane earning ₹25,000/month. He’s a software developer in Bengaluru with a ₹55,000/month salary.
 

11 Aug, 2025
Old vs. New Tax Regime
Old vs. New Tax Regime Simplified: Which One Should You Pick?

Over 8 crore Indians filed income tax returns in FY 2023–24. Yet, when it comes to choosing between the old and new tax regimes, confusion still lingers. 

11 Aug, 2025
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The Importance of Good Credit for Securing a Business Loan
Credit score is beneficial to your business for the following reasons: Makes you a responsible borrower Qualify for significant funding Better loan terms I...
28 Jul, 2025
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Navigating Personal Loan Applications Amidst RBI’s Revised Lending Policy

The RBI policy landscape for personal loans has undergone a significant transformation in recent months. On May 8, 2025, the Reserve Bank of India issued comprehensive Digital Lending Directions, marking a pivotal shift in how digital loans are offered and processed across the country. These changes come at a time when the digital lending ecosystem has expanded rapidly, necessitating stronger guardrails to protect borrowers.

03 Jul, 2025
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Top Engineering Colleges Accepting JEE Main Scores in 2025

Today in India, there are over 2000 JEE Colleges or engineering colleges that accept JEE Main scores. This includes government-backed colleges, those run under a public-private partnership, and private institutions.

03 Jul, 2025