Personal Loan for Doctors
A personal loan for doctors provides the necessary funds to cover medical professionals’ personal and professional expenses.
Calicut or Kozhikode is a coastal city in Kerala. It is known for its rich cultural heritage and trading history. In case of instant cash needs, local residents often opt for a Personal Loan. At Hero FinCorp, you can avail of a Personal Loan in Calicut of up to Rs 5 Lakh, with approval in less than 10 minutes. Our loans come with competitive interest rates and tenures ranging from 12 to 36 months. Both salaried and self-employed professionals with an income of Rs 15,000 per month are eligible to apply online.
Find out the various loan types we offer to different borrowers according to their needs
Personal Loans have become an inseparable part of people’s lives in the current technology-driven era. At Hero FinCorp, we offer personal loans of up to Rs 3 Lakh for your specific needs. Look at their features and benefits before applying.
At Hero FinCorp, we have simplistic eligibility criteria for personal loan finance in Calicut. You should fulfil these conditions to apply for a loan at Hero FinCorp and get approval without hassle. Go through these conditions and ensure fulfilling them before applying.
At Hero FinCorp, the documentation requirements differ for salaried and self-employed applicants. Check out the essential Personal Loan documents to ensure a smooth application process.
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
It’s better to know the loan costs before applying for a Personal Loan in Calicut. At Hero FinCorp, Personal Loan interest rates are competitive, and other charges are nominal.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5% + GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
At Hero FinCorp, we support a 100% digital loan procedure that you can complete from the comfort of your home. You don't need to leave your doorstep as you can cover each step from your device. Are you looking for a personal loan online in Calicut? Follow these steps to apply for one online:
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.