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Calicut is a coastline city in Kerala with a melting pot of various cultures. With comprehensive development plans and social infrastructures, the city attracts many homebuyers and investors. Featuring a good number of adventurous spots and beaches, Calicut is a popular tourist spot with attractions like Kozhippara Falls, Thikkoti Light House, Kakkayam, Beypore Beach, Tali Temple, etc. Blessed with several healthcare centres, educational institutes, medical establishments, IT hubs, etc., major industries in the city's economy include oil, fibreglass, material handling, compressor manufacturing, pipes production, etc. Moreover, Calicut is the perfect destination for hassle-free living on a budget.
Calicut has a large number of shopping malls, street food corners, hangout locations, beaches, restaurants, etc., making it a perfect city for enjoyment and leisure. While living in Calicut is affordable and enjoyable, there might be times when you need extra funds for various expenses. That is when a Personal Loan in Calicut comes as the best financial support. At Hero FinCorp, you can find an ideal loan deal that suits your requirement and offers funding at the right time.
Find out the various loan types we offer to different borrowers according to their needs.
Personal Loan for A Personal Loan for self-employed aims at supporting these individuals with their personal expenses.
Personal Loan for Women can often account for costs they might not have planned for. We provide Personal Loans for women to fund such extra expenses.
Personal Loan for If you are a government employee and need funds to make ends meet, apply for an instant cash loan in Calicut at Hero FinCorp.
Personal Loan for We offer unsecured instant Personal Loans in Calicut to help fund your education and academic requirements.
Personal Loan for A Personal Loan for doctors provides the necessary funds to cover medical professionals’ personal and professional expenses.
Personal Loan for Foreign vacations are heavy on the pocket, and you can make an exquisite plan with funds from a travel loan.
Personal Loan for Want to make your special day memorable? Get enough funds at your disposal with a Personal Loan for wedding.
Personal Loan for A home renovation loan enters into the picture when you want to make your home a better place to live and increase its value.
Select Loan Amount
₹
Min ₹ 50,000
Max ₹ 3,00,000
Interest Rate
11 %
Min 11% p.a
Max 35% p.a.
Select Loan Repay Duration
12 Months
Min 6 Months
36 Months
Personal Loans have become an inseparable part of people’s lives in the current technology-driven era. At Hero FinCorp, we offer Personal Loans of up to Rs 3 Lakh for your specific needs. Look at their features and benefits before applying.
You can obtain a Personal Loan of up to Rs 5 Lakh to fund various requirements, including weddings, home renovations, vacations, education, and medical emergencies loan. This loan amount is sufficient to cover all costs without any end-use restrictions.
While you may think that Personal Loans have high-interest rates, Hero FinCorp offers the most competitive Personal Loan interest rate in Calicut. Instead of having a fixed rate for all, we determine them based on your credit history, DTI ratio, income levels, and other factors.
At Hero FinCorp, we grant Personal Loan finance in Calicut without any collateral. Our Personal Loans are unsecured, i.e. we do not demand any asset, security deposit, or guarantor against the loan sanction. We determine your eligibility based on your credit history and DTI ratio.
At Hero FinCorp, we offer flexible loan tenures of up to 36 months. A Personal Loan EMI calculator helps you choose a repayment term with budget-friendly EMIs, keeping loan repayment easily manageable for you. A longer tenure means smaller EMIs, and vice versa.
You can’t wait for days when you have a financial emergency. Our 100% digital procedure, no physical paperwork, and no collateral requirement make instant loan approval possible. Thus, you get the required funding to cover your intended expenses.
At Hero FinCorp, we have simplistic eligibility criteria for Personal Loan finance in Calicut. You should fulfil these conditions to apply for a loan at Hero FinCorp and get approval without hassle. Go through these conditions and ensure fulfilling them before applying.
Age You must be between 21 and 58 years of age to qualify for a Personal Loan in Calicut at Hero FinCorp.
Citizenship We are the best Personal Loan providers in Calicut, providing financial products to Indian citizens only.
Work Experience We require at least two years of experience for self-employed professionals and six months for salaried employees.
Monthly Salary You must earn a minimum of Rs 15,000 per month to obtain a Personal Loan at Hero FinCorp.
At Hero FinCorp, we have minimal documentation requirements that only include your identity, address, and income proof. Thanks to our 100% digital and paperless procedure, you don't need to visit our branch office in Calicut. If you fulfil our eligibility criteria, you can apply for our Personal Loan online and complete our documentation requirements by scanning and uploading copies through our website or mobile loan apps.
Since the documentation requirements differ for salaried employees and self-employed professionals, look at the following overview to get an idea and prepare accordingly.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest rate is the most important factor to consider while evaluating your loan application. We evaluate several factors while determining your Personal Loan interest rate in Calicut. These include the following:
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.75% per month or 21% per annum |
| Loan Amount | ₹50,000 to ₹5 Lakh |
| Loan Processing Charges | Minimum Processing fee is 2.5%+ GST |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Foreclosure Charges | 5% + GST |
| Bounce Charges | 350/- |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable |
| No Other Hidden Charges | |
At Hero FinCorp, we support a 100% digital loan procedure that you can complete from the comfort of your home. You don't need to leave your doorstep as you can cover each step from your device. Are you looking for a Personal Loan in Calicut? Follow these steps to apply for one online:
For further information, go through our website or call our customer representative.
The Personal Loan interest rate in Calicut may vary depending on the applicant's creditworthiness. We can provide the most competitive interest rates to eligible applicants.
Hero FinCorp is amongst the top private loan providers in Calicut. We offer ample loan amounts, attractive interest rates, flexible repayment tenure, 100% online loan procedures, minimal processing charges, and superior customer service.
The interest rates for Personal Loans starts at Starting from 1.58% per month or 19% to 30% per annum. However, they are not fixed and largely depend on the applicant’s income, repayment capacity, credit history, and other factors.
The EMI of a Personal Loan can be made affordable using a Loan EMI calculator that lets you select a suitable tenure to get an EMI you can easily afford. A longer tenure means smaller EMIs, while a shorter tenure leads to bigger EMIs.
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