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Did you know that 67% of Indians have taken a personal loan to meet their funding requirements? A primary reason behind this is that they are quick and easy to apply and have no end-usage restriction, giving you the freedom to utilise the fund for anything.

A personal loan is a versatile form of credit. Whether you need to fund your child’s education or pay your parents’ hospital bills, it can help in every situation. No wonder over 67% of Indians rely on it for financial emergencies. 

From learning a new language to booking a haircut at home, there’s an app for everything today. Need groceries? There’s an app. Want to meditate? There’s one for that too.

If your holiday plan is well-timed and a bargain, but not your savings, then a personal loan can help you travel now and pay later in EMIs without tapping your emergency balances.

India’s personal loan market is booming, expected to hit $26.05 billion by 2025.
This surge suggests that more Indians are opting for personal loans rather than pledging or borrowing money from family in times of crisis.