Cost-Effective
Large costs associated with travel can be broken into small monthly payments to ease financial constraints and avoid affecting your current budget.
International Holiday Packages on EMI
Loan Amount Up to Rs 5 Lakh
Instant Approval in 10 Minutes
Loan Tenure 12-36 Months
Calculate Your Personal Loan EMI
What are International Holiday Packages on EMI?
Taking an international holiday package on EMI means you can book an overseas trip now and pay for it in equated monthly instalments. Instead of paying the whole amount upfront, you convert the trip’s total cost into EMIs, spreading payments over a tenure of your choice, usually at attractive interest rates. When you finance your trip through a Personal Loan, you keep your savings intact and plan a suitable itinerary long before departure.
Why Opt for EMI Payment for Your International Vacations?
When you book international holiday packages on EMI, you can travel now and pay later. This means you can enjoy your vacation worry-free, while preserving your savings.
No Down Payment Required
You can book premium travel packages while your cash flow isn't under pressure, as you can pay for your costs in EMIs.
Instant Approvals
With little paperwork, there are immediate approvals, so you can quickly book international holiday packages on EMI.
Flexible Tenures
There are repayment tenures from 12 to 36 months, where you can make comfortable EMI repayments.
Competitive Interest Rates
EMI plans can be cost-friendly with competitive interest rates, thus lowering your overall travel cost.
Protect Savings
You can fund your vacation with loan EMIs without disturbing your emergency funds and savings.
Benefits of Choosing Hero FinCorp for EMI on International Holidays
Hero FinCorp allows fast approvals with basic paperwork and formalities. We are one of the best loan providers for holiday EMI packages offering flexible tenures and attractive interest rates.
Flexible EMI Plans and Interest Rates for International Holiday Packages
With the international holidays EMI plan, you can spread the costs over 12 to 36 months. Hero FinCorp offers low interest EMI loans for travel, no collateral requirement and transparent charges, making global trips affordable. Here are the flexible EMI plans for various tenures:
| Loan Amount (Rs) | Tenure (Months) | Interest Rate (p.a.) | Monthly EMI (Rs) | Total Interest (Rs) | Total Amount Payable (Rs) |
|---|---|---|---|---|---|
| 1,00,000 | 12 | 19% | 5,805 | 10,298 | 1,10,298 |
| 1,00,000 | 18 | 19% | 6,088 | 15,699 | 1,15,699 |
| 1,00,000 | 24 | 19% | 6,378 | 21,185 | 1,21,185 |
| 1,00,000 | 30 | 19% | 6,676 | 26,845 | 1,26,845 |
| 1,00,000 | 36 | 19% | 6,981 | 32,646 | 1,32,646 |
Loan Eligibility Criteria for Holiday Packages on EMI
Check out the basic personal loan eligibility for an international holiday on EMI:
| Eligibility Criteria | Requirement |
|---|---|
| Age | 21 to 58 years |
| Citizenship/Residential Status | Indian citizen only |
| Type of Employment | Salaried and Self-employed |
| Minimum Monthly Salary | Rs 15,000 |
| Minimum Work Experience | 6 months (salaried), 2 years (self-employed) |
Documents Required to Apply for EMI on International Holiday Packages
For booking holiday packages on EMI, Hero FinCorp has a complete digital process; you just need to have documents handy to get instant verification. Here is the list of documents required to avail a personal loan from Hero FinCorp.
- Pan Card
- Aadhar Card
Interest Rates & Charges for EMI on International Holiday Packages
Get a clear understanding of personal loan interest rates and fees for travel packages on EMI
| Charges | Details |
|---|---|
| Interest Rate | Starting at 19% p.a. |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350 |
| Interest on Overdue EMIs | 1–2% of the loan/EMI overdue amount per month |
| Cheque Bounce | Fixed nominal penalty |
| Loan Cancellation | Online loan application does not charge any cancellation fees |
| Interest amount paid is non-refundable | |
| Processing charges are also non-refundable |
How to Book International Holiday Packages on EMI with Hero FinCorp?
Follow these steps to apply for a personal loan, so that you can book holiday packages on EMI smoothly:
Online Process
- 1
Go to the Hero FinCorp website or download the loan app.
- 2
Visit the ‘personal loan’ section and click 'apply now’
- 3
Enter your mobile number and authenticate with the OTP received
- 4
Choose your loan amount and tenure as per your requirements
- 5
Proceed to KYC verification to verify your income eligibility.
- 6
Click 'Submit' and wait for approval.
What Our Customers Say About Us
❝
I needed funds urgently for a medical expense, and Hero FinCorp was a lifesaver. I applied on the app, uploaded my documents, and got approval for Rs 3 lakh within minutes! The money was credited the same day. The process was completely digital, which saved me a lot of time. I could choose an EMI plan that suited my monthly budget. The app is smooth and easy to use. I could track everything in real time. It truly makes borrowing stress-free and transparent. Highly recommend it for anyone needing quick and reliable financial support!
Rohit Malhotra, Chandigarh
★★★★★
❝
When my payment for my destination wedding was due, I turned to Hero FinCorp. Their instant personal loan process was unbelievably fast, with approval and disbursal! No long paperwork, no branch visits, just a few clicks on the app. I loved the flexible EMI option, which let me plan repayments comfortably. The entire journey felt professional and transparent. I got timely updates on every step through SMS and email. This kind of service is exactly what busy working professionals like me need. I’m a happy customer and will definitely use them again when needed.
Ankita Desai, Ahmedabad
★★★★★
❝
I took a personal loan for my sister’s wedding, and the experience was excellent. The approval was instant, and everything was explained clearly, no hidden charges or last-minute surprises. The iOS app is smooth. I will confidently recommend them to anyone needing funds quickly without the stress of traditional bank loans.
Karan Mehta, Pune
★★★★★
❝
The app is very user-friendly and guides you through the process step by step. I borrowed Rs 3.5 lakh for a family trip, and everything, eligibility check, approval, disbursal, was completed digitally. When I had a question about EMI dates, customer support responded quickly. I now recommend the app to colleagues whenever they need quick, trustworthy financial assistance. It’s truly a modern, customer-first solution.
Nikhil Verma, Lucknow
★★★★★
❝
This was the easiest loan process I’ve ever experienced. Hero FinCorp approved my Rs 5 lakh personal loan within minutes — no branch visits or paperwork required. I completed KYC digitally on the iOS app and got the funds the same day. The app also makes it easy to monitor my loan at any time. I’m very satisfied with the smooth and transparent experience.
Manisha Kulkarni, Nagpur
★★★★★
Blogs
Frequently Asked Questions (FAQs)
No, a credit card is not mandatory. You can book international holiday packages on EMI through Hero FinCorp personal loans.
If you miss an EMI payment, you will incur late fees and penalties, as well as risk impacting your CIBIL negatively.
The maximum loan amount available for an international holiday package depends on your income, credit profile and lender's policy. Hero FinCorp offers personal loans of up to Rs 5 Lakh.
Approval for an EMI loan for travel is quick. Hero FinCorp gives loan approvals often within 10 minutes of applying.
Hero FinCorp ensures transparency with no hidden charges. Only minimal processing fees and taxes are applicable.