Nowadays, you can easily book international flight tickets on EMI with the help of a Personal Loan.
Calculate Your Personal Loan EMI
When you book international flights on EMI, travelling internationally becomes easy on your budget. Purchasing flight tickets through EMI with a Personal Loan from Hero FinCorp divides the ticket price into manageable monthly instalments, eliminating huge upfront payments and giving you access to premium seats or last-minute pricing. From flexible tenures to full transparency on fees, you can confidently budget your trips without impacting your savings.
The benefits of travelling internationally by booking flights on EMI are:
You can spread the price into manageable monthly instalments so you can fit your trip into your budget.
You can purchase early and avoid paying upfront, or book last-minute and avoid upfront payments.
Use the loan to pay for flights, accommodation and experiences, and preserve your funds for emergencies.
You can choose tenures to repay the loan that fit your affordability.
With a Personal Loan, you don't need to use a credit card to purchase flight tickets on EMI, which usually have high rates of interest.
The main benefits of flight tickets EMIs are affordability and flexibility. By using a Personal Loan to book international flights, your trip becomes more affordable without depleting your savings.
You can easily estimate how much you need to pay each month by using our EMI Calculator online. Enter your loan amount, interest rate, and repayment tenure, and get accurate EMIs for booking your international flight tickets.
| Loan Amount (Rs) | Tenure (Months) | Interest Rate (p.a.) | Monthly EMI (Rs) | Total Interest (Rs) | Total Amount Payable (Rs) |
|---|---|---|---|---|---|
| 1,00,000 | 12 | 19% | 5,805 | 10,298 | 1,10,298 |
| 1,00,000 | 18 | 19% | 6,088 | 15,699 | 1,15,699 |
| 1,00,000 | 24 | 19% | 6,378 | 21,185 | 1,21,185 |
| 1,00,000 | 30 | 19% | 6,676 | 26,845 | 1,26,845 |
| 1,00,000 | 36 | 19% | 6,981 | 32,646 | 1,32,646 |
Generally, most travellers (both self-employed and salaried) can apply for a personal loan from Hero FinCorp to book international flight tickets on EMI. However, they need to meet the minimum eligibility requirements for loan and have a good credit history. The eligibility requirements include:
| Eligibility Criteria | Details |
|---|---|
| Age | 21 to 58 Years |
| Citizenship/Residential Status | Indian Citizen Only |
| Type of Employment | Salaried & Self-Employed |
| Minimum Monthly Salary | Rs15,000 |
| Minimum Work Experience | Salaried: 6 Months | Self-Employed: 2 Years |
Salaried and self-employed travellers aged between 21 and 58 can all apply for a Personal Loan EMI for international flight booking. Please make sure you have all accurate, complete documents to ensure prompt verification.
Interest rates and charges for personal loans to buy international flights on emi are affordable, ensuring stress-free travel financing. travellers can access flexible tenures and transparent pricing when booking flights. hero fincorp discloses all applicable fees upfront, helping you plan expenses wisely
| Charges | Details |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Fees (Non-Refundable) | Minimum 2.5% + GST Will be deducted from the loan amount at the time of disbursal. |
| Stamp Duty Charges | As per the respective State’s Stamp Act |
| EMI Bounce Charges | Rs 350 per instance (Inclusive of applicable taxes) |
| Foreclosure Charges | 5% + GST |
| Prepayment Charges | Not Applicable |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation Charges | 1. Our online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
Flight booking on EMI using a personal loan online is simple and convenient. Here is a stepwise guide to follow:
Explore the world without financial strain using flexible travel EMI plans. Here are the top features:
Does not require any collateral or security.
To book flights, hotels or for any requirement during the trip.
You will get instant loan approval through Hero FinCorp.
Fixed EMIs: You must repay them in equated monthly instalments, making it easier to plan your budget.
From Rs 50,000 to 5 Lakh.
Between 12 and 36 months.
Depends on your income, age and work experience.
Consists of your ID proof, address proof, income proof, and bank statements.
As per your credit score, income and lender policies.
Follow these stepwise instructions to apply for a Personal Loan for international flights on EMI:
Visit the Hero FinCorp website or download the Hero FinCorp personal loan app.
Go to the ‘personal loan’ section and click 'apply now’.
Type in your mobile number and authenticate with the OTP sent to you.
Choose your loan amount and loan term according to your requirements.
Proceed to KYC verification to verify your income eligibility.
Click 'Submit' and wait for approval.
