Easy budgeting
You can spread the price into manageable monthly instalments so you can fit your trip into your budget.
Book International Flight Tickets on EMI
Nowadays, you can easily book international flight tickets on EMI with the help of a Personal Loan.
Loan Amount Up to Rs 5 Lakh
Interest Rate Starting at 19%* p.a.
Loan Tenure 12 - 36 Months
Calculate Your Personal Loan EMI
Why Choose to Book International Flight Tickets on EMI?
When you book international flights on EMI, travelling internationally becomes easy on your budget. Purchasing flight tickets through EMI with a Personal Loan from Hero FinCorp divides the ticket price into manageable monthly instalments, eliminating huge upfront payments and giving you access to premium seats or last-minute pricing. From flexible tenures to full transparency on fees, you can confidently budget your trips without impacting your savings.
Benefits of Booking International Flights on EMI
The benefits of travelling internationally by booking flights on EMI are:
Access to better pricing
You can purchase early and avoid paying upfront, or book last-minute and avoid upfront payments.
Preserve your savings
Use the loan to pay for flights, accommodation and experiences, and preserve your funds for emergencies.
Flexible tenures
You can choose tenures to repay the loan that fit your affordability.
No requirement to pay high interest on credit cards
With a Personal Loan, you don't need to use a credit card to purchase flight tickets on EMI, which usually have high rates of interest.
The main benefits of flight tickets EMIs are affordability and flexibility. By using a Personal Loan to book international flights, your trip becomes more affordable without depleting your savings.
Booking International Flights EMI Calculator Estimate Your Monthly Instalments
You can easily estimate how much you need to pay each month by using our EMI Calculator online. Enter your loan amount, interest rate, and repayment tenure, and get accurate EMIs for booking your international flight tickets.
| Loan Amount (Rs) | Tenure (Months) | Interest Rate (p.a.) | Monthly EMI (Rs) | Total Interest (Rs) | Total Amount Payable (Rs) |
|---|---|---|---|---|---|
| 1,00,000 | 12 | 19% | 5,805 | 10,298 | 1,10,298 |
| 1,00,000 | 18 | 19% | 6,088 | 15,699 | 1,15,699 |
| 1,00,000 | 24 | 19% | 6,378 | 21,185 | 1,21,185 |
| 1,00,000 | 30 | 19% | 6,676 | 26,845 | 1,26,845 |
| 1,00,000 | 36 | 19% | 6,981 | 32,646 | 1,32,646 |
Eligibility Criteria for Booking International Flights on EMI
Generally, most travellers (both self-employed and salaried) can apply for a personal loan from Hero FinCorp to book international flight tickets on EMI. However, they need to meet the minimum eligibility requirements for loan and have a good credit history. The eligibility requirements include:
| Eligibility Criteria | Details |
|---|---|
| Age | 21 to 58 Years |
| Citizenship/Residential Status | Indian Citizen Only |
| Type of Employment | Salaried & Self-Employed |
| Minimum Monthly Salary | Rs15,000 |
| Minimum Work Experience | Salaried: 6 Months | Self-Employed: 2 Years |
Documents Required for Booking International Flights on EMI
Salaried and self-employed travellers aged between 21 and 58 can all apply for a Personal Loan EMI for international flight booking. Please make sure you have all accurate, complete documents to ensure prompt verification.
- Aadhar Card
- Pan Card
Interest Rates & Charges for International Flights on EMI
Interest rates and charges for personal loans to buy international flights on emi are affordable, ensuring stress-free travel financing. travellers can access flexible tenures and transparent pricing when booking flights. hero fincorp discloses all applicable fees upfront, helping you plan expenses wisely
| Charges | Details |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Fees (Non-Refundable) | Minimum 2.5% + GST Will be deducted from the loan amount at the time of disbursal. |
| Stamp Duty Charges | As per the respective State’s Stamp Act |
| EMI Bounce Charges | Rs 350 per instance (Inclusive of applicable taxes) |
| Foreclosure Charges | 5% + GST |
| Prepayment Charges | Not Applicable |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation Charges | 1. Our online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Book International Flight Tickets on EMI with Ease?
Flight booking on EMI using a personal loan online is simple and convenient. Here is a stepwise guide to follow:
- Choose your travel destination.
- Check the flight fare and calculate the total loan amount you need to borrow.
- Apply for a personal loan using the Hero FinCorp website or app.
- Review the loan offer, accept the terms and conditions, and then get approval and disbursal.
- Use the Personal Loan amount to book your flights on EMI and repay in easy instalments.
Explore the World with Flexible EMI Plans for International Flights
Explore the world without financial strain using flexible travel EMI plans. Here are the top features:
Unsecured loan
Does not require any collateral or security.
Flexible usage
To book flights, hotels or for any requirement during the trip.
Quick approval and disbursement
You will get instant loan approval through Hero FinCorp.
Fixed EMIs: You must repay them in equated monthly instalments, making it easier to plan your budget.
Loan amount
From Rs 50,000 to 5 Lakh.
Tenure
Between 12 and 36 months.
Eligibility criteria
Depends on your income, age and work experience.
Minimal documentation
Consists of your ID proof, address proof, income proof, and bank statements.
Interest rates
As per your credit score, income and lender policies.
How to Apply for a Personal Loan to Book Flights?
Follow these stepwise instructions to apply for a Personal Loan for international flights on EMI:
Online Process
- 1
Visit the Hero FinCorp website or download the Hero FinCorp personal loan app.
- 2
Go to the ‘personal loan’ section and click 'apply now’.
- 3
Type in your mobile number and authenticate with the OTP sent to you.
- 4
Choose your loan amount and loan term according to your requirements.
- 5
Proceed to KYC verification to verify your income eligibility.
- 6
Click 'Submit' and wait for approval.
