Personal Loan EMI Calculator
Bangalore, the Silicon Valley of India, is a fast-paced city where life can often come with unexpected expenses. Whether you're a salaried professional or an entrepreneur, financial needs can arise at any time—from medical emergencies and weddings to travel or home renovations.
Hero FinCorp offers instant Personal Loans in Bangalore with quick approval, minimal documentation, and zero collateral. You can borrow up to Rs 5 Lakh to meet your needs without delay. With competitive interest rates, flexible repayment tenures, and a minimum monthly income requirement of just Rs 15,000, our process is simple, digital, and hassle-free. Plus, you can enjoy instant approval in just 10 minutes—whether it’s for education, medical costs, or personal commitments.
Hero FinCorp Personal Loan in Bangalore not only helps you meet your personal expenses but also comes with a host of other benefits.
When applying for a Personal Loan in Bangalore, you can choose a repayment tenure of 12 to 36 months.
You can get an instant cash loan of Rs 50,000 to 5 Lakh based on your need and eligibility criteria.
Why carry a stack of papers when you can have your loan approved with just your KYC details and proof of income.
Hero FinCorp provides a Personal Loan in Bangalore to help you deal with financial emergencies without collateral.
With Hero FinCorp, you can get loan approval instantly when you apply on the Hero FinCorp website or loan app.
When applying for Personal Loan providers in Bangalore with Hero FinCorp, ensure you meet the following eligibility criteria.
| Criteria | Requirement |
|---|---|
| Age | Applicants should be between 21 and 58 years. |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Income | You should have a minimum income of Rs 15,000 monthly. |
To make the application process easier, Hero FinCorp requires minimal documentation for personal loans. The documents vary for salaried and self-employed applicants. Here's what you'll need to apply in Bangalore:
Driving Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport-Size Coloured Photograph
Three Months Salary Slip, Six Months Bank Account Statement, Form 16
Driving Licence, Passport, Aadhaar Card, Utility Bill
Appointment Letter From the Current Employer
Driving Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport-Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Hero FinCorp offers a competitive Personal Loan interest rate based on your eligibility, credit score, and income. Always review the applicable rates and charges before applying to ensure the loan aligns with your financial needs.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
Applying for a Personal Loan in Bangalore with Hero FinCorp is quick, easy, and completely online. Follow these simple steps to complete your loan application:
Visit the Hero FinCorp website or install the personal loan app
Go to the instant personal Loan page and click on ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
Personal Loan
Five Ways to Increase Your Approved Personal Loan Amount—Without Raising Your Salary12 Sep, 2025
Personal Loan
Top-Up Loan vs Balance Transfer vs Fresh Loan: A Borrower’s Guide to Smarter Choices12 Sep, 2025
