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Minimum Salary Required Rs 15K
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Personal Loan Documents

With Hero FinCorp, say goodbye to the cumbersome documentation process. Just submit your basic documents and get instant Personal Loan approval.

We help you meet your financial needs quickly and simply. At the time of an emergency, the need for funds is urgent and there is absolutely no time to waste. Knowing this, we have eliminated the cumbersome paperwork process for Personal Loan applications.

At Hero FinCorp, the documents needed for a personal loan are minimal; you need to furnish only a few basic documents such as KYC and income proof to avail of the loan. However, when applying for the loan, remember that the required documents for a Personal Loan are different for salaried and self-employed individuals. So, make sure you submit the right documents required for a Personal Loan to get instant approval.

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List of Documents Required for a Personal Loan

Documentation is a necessary part of the Personal Loan application. That said, the process is completely paperless and designed to be quick and seamless. For instant verification, please keep the following documents handy to provide basic details:

  • PAN Card

  • Aadhaar Card

What Our Customers Say About Us

❝

It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.

Savi Gupta

Savi Gupta

★★★★★
❝

After availing a Two Wheeler Loan from Hero FinCorp, one thing I will definitely admit, that the entire process was easier in comparison to other loan providers. It was fast and smooth. Hero FinCorp turned my dream of owning a Two Wheeler into reality. Thanks to Hero FinCorp.

Sk Immu

❝

Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.

Rashi Kohli

Rashi Kohli

★★★★★
❝

The low interest rate is what caught my attention. I wanted to buy a two-wheeler loan for a long time, with this interest rate I was able to. I’m so glad that I chose Hero FinCorp.

Sumesh V S

❝

We took a loan against properties around five months ago, and found that the dealings with Hero FinCorp were very convenient. Their relationship manager handled the entire process from documentation to release of funds in a very smooth and hassle-free manner. The interest rate for Loan Against Property offered to us was very competitive. We strongly recommend Hero FinCorp.

Iqbal Duggal

❝

Our relationship with HFCL is a year old. We took the loan in view of building a long term relationship with a growing NBFC like HFCL and open the door for MDL Group's future requirements. Professionally speaking our experience with HFCL has been excellent on all fronts. Their Relationship Managers have a good understanding of the client’s needs. I believe, this creates a sense of satisfaction for both the lender and borrower.

Jai Kabra

★★★★
❝

It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.

Lalji Soni

Lalji Soni

★★★★
❝

I received a call from Hero FinCorp regarding it’s financial services. I was thinking of buying a two wheeler since long. When I compared the benefits Hero FinCorp was offering with other similar service provider’s, I decided, this is the best time to get a bike. The later things just happened within no time and my Two Wheeler Loan was approved. Such a great experience it was.

Chandan Kumar

❝

After submission of my documents, Mr. Sanjay delivered my Maestro to me within 2 hours only. He was clear about the scheme and told me about every little detail like documents required, EMI, down payments, due dates, bouncing charges etc. Every month, I receive an SMS from Hero FinCorp asking me to maintain my balance in my bank account and a call from customer care 4 days before the month ends. Really it is very good for me.

Rahul Maheshwari

★★★★
❝

Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.

Raj Chaudhary

Raj Chaudhary

★★★★★
❝

I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.

Kadam Kailash

Kadam Kailash

★★★★★

Frequently Asked Questions (FAQs)

To get instant approval, you need to furnish some basic documents for Personal Loans. These documents include a duly filled application form, KYC, income proof, and passport size photograph, among others. However, you should be aware that the Personal Loan documents needed for salaried borrowers and those for self-employed borrowers differ slightly.
The turnaround time depends on the list of documents for the Personal Loan that were attached for loan processing. At Hero FinCorp, if you fill your loan application form correctly and verify the documents to be submitted for a Personal Loan, the loan will be approved within 10 minutes.
When applying in person, you need to submit photocopies of your relevant documents such as KYC, income proof, etc. with your application. However, it is recommended that you carry all your original documents to the financial institution's branch so that their representatives can cross-verify the photocopies with the originals. Also, don't forget to carry along your recent coloured passport-size photograph when applying for the loan.
When applying for a Personal Loan online, you must provide your KYC details such as your Aadhaar card and PAN Card numbers and proof of income. You can opt for e-KYC by entering your Aadhaar card number which will instantly retrieve your identification and address information. Upon the successful verification of your documents, the lender will approve your Personal Loan application.
If you want to apply for a Personal Loan with less documents then pre-approved loans are ideal for you. Since pre-approved loans are mostly offered to previous or existing customers, the lenders already have your information saved in their database. Therefore, when applying for a pre-approved Personal Loan, you do not have to deal with the tiresome paperwork.
Acceptable income proof for salaried individuals includes last three months’ salary slips, six months’ salary account statements, and Form 16. For self-employed, it includes six months’ bank statements and two years’ ITR. Keep the Personal Loan documents ready for quick approval.
No, you only need to provide copies of your documents when applying in person. If applying online, you need to provide your KYC details and proof of income online.
No, a PAN card is an essential document for a Personal Loan application. So, you need a PAN card number for Personal Loan processing.
To be able to successfully apply for a Personal Loan, you will be required to submit identity proof, proof of address, proof of income by salary slips/bank statements, and passport photos. Be aware that your documents must be a valid form of identification, appropriate, and current to ensure that the application does not get rejected.
Once you have everything in place to apply, the most crucial papers include: PAN card, Aadhaar card, salary slip/IT returns, statements of the last 6-months bank statements, and proof of address. Lenders will assess these papers and use them to help identify you as the applicant, determine the assurance of your income, and check your creditworthiness for approval.
You will need a government-issued ID (PAN/Aadhaar card), proof of residential address (recent utility bill/ration card), 2-3 recent months' salary slips or recent IT returns, bank statements for at least 6 months, and 2-3 recent passport-sized photos. Some lenders may even require you to submit documents that are industry-specific based on your profile.
As part of the processing and verification, lenders will generally expect that you provide the needed identity proof, address proof, income proof and bank statements. Lenders will use these documents to verify your financial backing, employment stability and repayment capacity to determine your suitability for the amount you requested.
While requirements may vary slightly when it comes to Personal Loan documents, still, all lenders require ID, address and income proofs as basic documents. Some may also ask for additional papers like employment letters or credit reports, depending on your loan type, risk profile, and internal policies associated with your type of profile.
Salaried individuals must provide salary slips for the last 3 months, Form 16 or IT returns, employee ID and employer details in addition to ID and address proofs. The documentation helps lenders assess your suitability for the loan.
Ensure all documentation is current, clear, and matches what was mentioned in your loan application. Prepare and organise these documents in advance, carefully check the expiration dates on documents, and scan all copies clearly, in case they are needed for uploading online. If lenders receive your completed documents promptly, this will help ensure the quickest verification and disbursal process.
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Disclaimer

*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
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*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
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