As one of India’s most trusted instant loan NBFCs, we follow RBI-licensed standards and advanced digital security protocols. Our AI-enabled processes reduce approval times by up to 80%, offer competitive rates, and ensure zero loan cancellation charges.
Calculate Personal Loan EMI
A personal loan helps you manage unexpected expenses such as medical bills, weddings, travel, new gadgets or home renovation. With Hero FinCorp, you can apply for a hassle-free instant personal loan with low interest rates, flexible repayment options, and no collateral requirement. The whole process is 100% digital and paperless, with approval in just 10 minutes so you get the funds when you need it most.
Experience the numerous advantages and features of a personal loan. From fulfilling your dreams to tackling unexpected expenses, a Personal Loan provides you financial flexibility and convenience.
Get approval for your loan in 10 minutes when you apply online on the Hero FinCorp website or loan application.
Trusted by 20M+ Happy Customers Across India for quick and reliable financial support.
When you apply online, you don’t have to submit any physical documents. This saves your time and effort.
You can avail a Personal Loan without any collateral, guarantor or security.
Avail loans between Rs 50,000 to 5 Lakh for multiple purposes like medical treatment, home improvement, or a holiday of your dreams.
Select a repayment term, from 12 to 36 months, according to your budget and financial needs.
Wondering how to apply for a Personal Loan? Applying for a Personal Loan online has never been easier. By completing a quick and secure online application process, you can find an easy and accessible way to secure instant funds.
Enter your basic info to get started with your loan application.
Quickly verify your identity through a secure online process.
Share your employment and income details to help assess eligibility.
Choose your repayment mode and set up auto-debit securely.
Review and digitally sign your loan agreement with ease.
Sit back as the approved amount is credited to your account.
One Loan, Many Dreams - Find the Right Fit for Your Needs
A personal loan for a wedding covers expenses like venue, catering, and decor.
| Eligibility Criteria | Details |
|---|---|
| Age | You should be 21-58 years old. |
| Citizenship | To obtain a loan at Hero FinCorp, you must be an Indian citizen. |
| Work Experience | 1. Salaried Individuals: Minimum 6 months 2. Self-employed Individuals: Minimum 2 years of stable business operations |
| Monthly Income | You must have at least a monthly income of Rs 15,000. |
| Credit Score | A score of 700 or above is generally preferred for instant approval. |
Get quick personal loans based on your career profile.
Quick personal loans based on your monthly income
I needed funds urgently for a medical expense, and Hero FinCorp was a lifesaver. I applied on the app, uploaded my documents, and got approval for Rs 3 lakh within minutes! The money was credited the same day. The process was completely digital, which saved me a lot of time. I could choose an EMI plan that suited my monthly budget. The app is smooth and easy to use. I could track everything in real time. It truly makes borrowing stress-free and transparent. Highly recommend it for anyone needing quick and reliable financial support!
When my payment for my destination wedding was due, I turned to Hero FinCorp. Their instant personal loan process was unbelievably fast, with approval and disbursal! No long paperwork, no branch visits, just a few clicks on the app. I loved the flexible EMI option, which let me plan repayments comfortably. The entire journey felt professional and transparent. I got timely updates on every step through SMS and email. This kind of service is exactly what busy working professionals like me need. I’m a happy customer and will definitely use them again when needed.
I borrowed Rs 4 lakh for home renovation and had a great experience. The approval was instant, and everything was done digitally. What impressed me most was the clarity — all charges, interest rates, and tenure options were shown upfront before I confirmed. No hidden surprises! I could pick an EMI plan that fits my cash flow, and repayment has been smooth.
As a freelancer, getting credit quickly is not easy. I applied for Rs 5 lakh on their app, completed digital KYC, and received approval within minutes. I love that I could select a repayment plan that matches my irregular income. No branch visits, no stress, the entire process was smooth. The interface is clean, and I could track my disbursal status easily. For anyone who is self-employed and looking for quick funds, this is one of the best options available in the market today!
I applied through the app for Rs 2 lakh, and within a few hours, I had the money in my account. The EMI customisation option was beneficial. I could keep my monthly payments light. I also appreciate the timely reminders I receive before due dates, which keep me disciplined. Everything was 100% digital, so no paperwork hassle. I’m genuinely impressed and will use this option again whenever I need quick funds.
The instant personal loan is truly instant! No phone calls, no physical paperwork, just a simple, guided process on the app. I took Rs 2 lakh for my higher education fees, and the flexible EMI plan made repayment stress-free. The best part is the option to prepay through the app, helping me save on interest. I’ve already recommended it to my friends and colleagues. Definitely a trustworthy solution for quick and easy financing.
I took a personal loan for my sister’s wedding, and the experience was excellent. The approval was instant, and everything was explained clearly, no hidden charges or last-minute surprises. The iOS app is smooth. I will confidently recommend them to anyone needing funds quickly without the stress of traditional bank loans.
When our car broke down unexpectedly, we needed funds quickly. Hero FinCorp’s instant personal loan was the perfect solution. The application process was 100% digital and very easy to follow. I chose a 24-month EMI plan that fits our household budget. The auto-debit feature works perfectly, so we never miss payments. It feels good to know there’s a reliable solution available when emergencies strike. It has made borrowing a completely stress-free experience for us.
The app is very user-friendly and guides you through the process step by step. I borrowed Rs 3.5 lakh for a family trip, and everything, eligibility check, approval, disbursal, was completed digitally. When I had a question about EMI dates, customer support responded quickly. I now recommend the app to colleagues whenever they need quick, trustworthy financial assistance. It’s truly a modern, customer-first solution.
This was the easiest loan process I’ve ever experienced. Hero FinCorp approved my Rs 5 lakh personal loan within minutes — no branch visits or paperwork required. I completed KYC digitally on the iOS app and got the funds the same day. The app also makes it easy to monitor my loan at any time. I’m very satisfied with the smooth and transparent experience.
Explore personal loan options based on the amount you need.
A Personal Loan is an unsecured loan provided to salary and self-employed individuals for various purposes, including medical costs, marriage expenses, or house renovations. It is sanctioned immediately and credited fast with minimal documentation and without collateral.
Here are the key differences between an instant Personal Loan and a regular Personal Loan:
| Feature | Instant Personal Loan | Regular Personal Loan |
|---|---|---|
| Approval Time | Within minutes | It may take a few working days |
| Application Mode | Entirely online (website or app) | Online or offline (branch visits often required) |
| Documentation | Minimal; often paperless | Detailed documentation required |
| Disbursal Speed | Within hours of approval | After verification, disbursal may take some time |
| Eligibility Check | Automated, quick checks using digital data | Manual review of documents and credit profile |
You can borrow an instant Personal Loan of Rs 5 Lakh online through the website or the app. Just meet the specified eligibility criteria, undergo simple KYC, and get approved in 10 minutes. The loan amount is transferred directly into your bank account with a 100% digital and paperless procedure.
You can track your personal loan application status online using the loan app or customer care. Keep your application number or registered contact number handy for verification.
Yes, one can obtain a Loan without a CIBIL score but it is challenging. Lenders usually have a credit history requirement, but if you are a first-time borrower (New to Credit), then you may approach Non-Banking Financial Companies (NBFCs) or online lenders who consider alternative data and income stability checks.
No, proof of a stable income is mandatory for loan approval as per RBI/NBFC compliance rules. You must declare your income in the form. The lender then uses digital consent (e.g., net banking login) to instantly verify this declared income.
To avail a Rs 2 Lakh instant Personal Loan, your minimum salary needs to be Rs 15,000, along with a stable job and proper documentation.
We provides flexible Personal Loan tenures between 12 months to 36 months. You can select a repayment term that is comfortable for your finances.
You can use the online personal loan EMI calculator by filling in the loan amount, tenure, and interest rate to obtain instant and precise EMI details.
Yes, you can foreclose or pre-close your Personal Loan by paying the outstanding sum and seeking a No Objection Certificate from the lender.
No, there is no tax exemption on Personal Loans in India, whether used for a specific purpose or not.
Rejection of a loan can occur due to poor credit score, insecure job, having several loans, or insufficient documents. Ensure you meet the eligibility criteria before applying.
Hero FinCorp for urgent Personal Loans and experience hassle-free financing, competitive interest rates, flexible repayment options, and quick loan approval.
