Personal Loan for Doctors
With a low Personal Loan interest rate in Vellore, a personal loan for doctors is of great help for medical professionals looking to improve their healthcare service.
Personal Loan in Vellore
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval in 10 Minutes
Personal Loan EMI Calculator
Get Personal Loan in Vellore With Quick Disbursal
Vellore, well-known for its rich past and growing educational & healthcare sectors, is developing into a vibrant city. With growing personal expenses, Personal Loans have become a go-to solution for instant cash support. At Hero FinCorp, you can get up to Rs 5 Lakh Personal Loan in Vellore with attractive interest rates and flexible tenures. Whether you're salaried or self-employed, if you have a monthly income of Rs 15,000, you can apply easily online and get approval in less than 10 minutes.
We Offer a Wide Range of Personal Loans
At Hero FinCorp, you can get a personal loan according to your specific needs and financial goals.
Personal Loan for Travel
Fund vacations loan or family trips in or outside of India with a personal loan for travel.
Personal Loan for Wedding
Whether you need funds for your wedding celebrations or honeymoon, take a personal loan for wedding rather than draining your savings.
Personal Loan for Home Renovation
Handle the costs of home renovation, repairs, maintenance, or refurnishing with a personal loan for home renovation.
Personal Loan for Self-Employed
A personal loan for self-employed can help entrepreneurs get up to Rs 5 Lakh for any personal or professional need.
Personal Loan for Women
Choose a personal loan for women when you need additional funds to spend on your needs and desires.
Personal Loan for Government Employees
A personal loan for government employees can cover all their big-ticket expenses with a Personal Loan and manage their EMIs better.
Personal Loan for Education
A personal loan for education helps finance different aspects of study abroad programmes, including visa fees, tuition fees, study material, accommodation, etc.
Features and Benefits of Personal Loan in in Vellore
Look at the features and benefits of Hero FinCorp Personal Loans to make better-informed borrowing decisions:
High Loan Amount
With Hero FinCorp, you can up to Rs 5 Lakh Personal Loan in Vellore for various purposes without collateral.
Attractive Interest Rates
The Personal Loan interest rates at Hero FinCorp start from 1.58% per month or 19% per annum.
Collateral-Free
You can get collateral free personal loans at Hero FinCorp without a security, or guarantor.
Flexible Repayment Tenure
You can choose a repayment tenure of 12 to 36 months. You use a personal loan emi calculator to choose a suitable tenure.
Instant Approval
You can get approval for a Personal Loan in 10 minutes when you apply on the Hero FinCorp website or app.
Eligibility Criteria for Instant Personal Loan in Vellore
Personal loan eligibility criteria at Hero FinCorp are clear and favourable for most applicants. We are dedicated to making personal finance accessible to all without hassle, thanks to our simple eligibility conditions and no collateral requirement. Although they may differ from case to case, these are the standard eligibility conditions you must fulfil:
Age
Applicant should be between 21-58 years.
Citizenship
You should be a citizen of India.
Work Experience
Six months for salaried individuals and 2 years for self-employed individuals.
Monthly Income
Applicant should at least earn a minimum amount of Rs 15,000 monthly.
List of Documents Required to Apply for a Personal Loan in Vellore
At Hero FinCorp, the documentation requirements vary for salaried and self-employed individuals. It's important to check the required personal loan documents in advance to ensure a smooth and hassle-free application process.
Documents Required For Salaried Employee
Mandatory Documents
Duly filled application form, Passport-size photograph
Identity Proof
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Address Proof
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One)
Ownership Proof
Residence Ownership Proof (Electricity Bill, Maintenance Bill, Property Document)
Income Proof
Last 6 Months Salary Slips, Bank Statements, and Form 16
Documents Required For Self Employed
Mandatory Documents
Duly filled application form, Passport-size photograph
Identity Proof
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Address Proof
Driving License, Passport, Aadhaar Card, Ration Card, Utility Bill (Any One), Office Address Proof (if applicable)
Ownership Proof
Business Existence Proof (Tax Registration, Shop Establishment Proof, Company Registration Certificate)
Income Proof
Last 6 Months Bank Statements and ITR for 2 Years
Interest Rate and Charges for Personal Loan in Vellore
Before applying, check out the personal loan interest rates and other charges. At Hero FinCorp, there are no hidden charges. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How To Apply For a Personal Loan in Vellore?
You can apply for a Hero FinCorp personal loan in vellore online. The application process is simple to follow. You can apply for a personal loan in just a few clicks without visiting our office. These are the steps to follow:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
While looking for a Personal Loan in Vellore, look at the lender’s loan amount, interest rate, repayment terms, customer service, processing charges, etc., to get the best loan offer.
The rate of interest rate for a Personal Loan at Hero FinCorp starts from 1.58% per month or 19% per annum.
You can apply for a Personal Loan in Vellore online through the Hero FinCorp website or app.
You should be between 21 and 58 years with an income of Rs 15,000 per month and required work experience (salaried: 6 months; self-employed: 2 years).
Yes, Hero FinCorp is one of the preferred online loan providers in Vellore that provides approval in less than 10 minutes.
You can get a Personal Loan in Vellore approval in less than 10 minutes when you apply online.
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.