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Not long ago, borrowing meant a branch visit, a folder of photocopies and a wait of several days to hear anything back.

Lost the physical RC, or tired of carrying it around? Knowing how to download RC of vehicle records, car or bike, works the same way: DigiLocker, mParivahan, or the Parivahan portal. How to download bike RC online specifically follows the identical steps. Once it's pulled from the Vahan database, it's legally valid.

A lender puts 10% interest on the offer letter and most borrowers nod and sign. What that 10% is actually calculated on, the original loan amount or the outstanding balance, is the question almost nobody asks.

My neighbour bought an electric scooter last year. Told me it was for the environment. It wasn't, not really, he just got sick of arguing with the petrol pump guy over exact change every single week.

Petrol at Rs 103 per litre. A typical service visit costing Rs 900 to Rs 1,800. Tyre replacements every 18 to 24 months.

Two people need Rs. 1.5 lakh. One puts it on a credit card and pays the minimum due each month. The other takes a personal loan at 15% and clears it in 18 months.

Imagine you’re taking out a personal loan for your dream wedding or an unexpected medical bill, and you’re bombarded by smallprint for pages and pages. What if there was a one-page easy to read summary document that told you everything that matters in plain language?

You’ve made that final EMI payment: Congratulations! The bike is fully yours. There is one more important step before you can really call the bike your own: Getting the No Objection Certificate and clearing the loan from the registration.

If you’ve been wondering why my credit score is decreasing, the answer is usually linked to recent changes in how you use credit, repay loans, or how lenders report your activity.