How to Track Personal Loan Application Status Online?
Personal Loans are the best funding options for people who nee . . .
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Credit Bureau | Presence in India | Credit Score Range | Payment | Time Taken | Dispute Resolution |
---|---|---|---|---|---|
CIBIL | Established in 2000 | Score range is 300-900. A CIBIL score above 750 is considered good, while a score closer to the lower end of the scale is considered poor. |
Rs. 550 for a one-time Credit Score and Report. Can opt to buy a subscription twice or four times a year. Payment by NetBanking, debit card, or cash. You can buy just your credit report for Rs. 159, to be paid by DD only. |
Credit report will be sent after verification of documents – can take up to 7 days. If online authentication is successful, details will be sent to your email address. |
Yes. You can file a complaint online as well. |
Experian | Received license in 2010 | Follows a similar scoring range from 300-900. | Rs. 138 for Credit Report, can be paid by DD or NEFT or NEFT-enabled branch. Credit reports can be bought online for Rs. 399. |
Online applicants will receive a copy by email in real-time after verification. Offline requests can take up to 20 days for verification. |
Yes, you can download and fill in the Query Application Form with the requisite authentication documents and send it to the address listed on the website. |
The act of paying out money for any kind of transaction is known as disbursement. From a lending perspective this usual implies the transfer of the loan amount to the borrower. It may cover paying to operate a business, dividend payments, cash outflow etc. So if disbursements are more than revenues, then cash flow of an entity is negative, and may indicate possible insolvency.
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