Blogs.

My neighbour bought an electric scooter last year. Told me it was for the environment. It wasn't, not really, he just got sick of arguing with the petrol pump guy over exact change every single week.

A supplier offering a bulk deal that closes in 48 hours. A festive season three weeks away and the warehouse running at half capacity. A raw material price about to jump and no cash available to buy ahead. These are not edge cases.

Petrol at Rs 103 per litre. A typical service visit costing Rs 900 to Rs 1,800. Tyre replacements every 18 to 24 months.

Two people need Rs. 1.5 lakh. One puts it on a credit card and pays the minimum due each month. The other takes a personal loan at 15% and clears it in 18 months.

Imagine you’re taking out a personal loan for your dream wedding or an unexpected medical bill, and you’re bombarded by smallprint for pages and pages. What if there was a one-page easy to read summary document that told you everything that matters in plain language?

For many buyers, the first car isn’t about chrome and gadgets, it’s about getting from point A to B without worrying if the fuel gauge or engine light will cause drama on Monday morning.

Somewhere behind every loan application sits a name most borrowers never bother to ask about. Nine times out of ten it's CRIF, licensed by the Reserve Bank of India alongside just three others. Whatever they report back can be the difference between a quick yes and a frustrating delay, which is reason enough to figure out what CRIF actually is and how it compares to CIBIL.

You’ve made that final EMI payment: Congratulations! The bike is fully yours. There is one more important step before you can really call the bike your own: Getting the No Objection Certificate and clearing the loan from the registration.

Loan defaults don’t all happen for the same reason. Sometimes repayments stop because income drops or a business struggles. In other cases, borrowers continue to have the means to pay but choose not to. RBI treats these two situations very differently. 
'Wilful defaulter' is used only for deliberate non-payment, and the classification tends to persist for some time.