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Finance Tips

PMEGP Loan: Eligibility, Subsidy, Interest Rate & How to Apply (2026)

The Prime Minister’s Employment Generation Programme (PMEGP) is the Government of India’s flagship credit-linked subsidy scheme for setting up new micro-enterprises. Launched in 2008 by the Ministry of MSME and implemented by KVIC, it has funded over 10 lakh businesses through more than Rs 73,000 Crore in project loans and Rs 27,000 Crore in government subsidies.

Finance Tips

Loans Myths and Their Reality Explained
Our ambitions have created a capital need for both work and leisure. But despite the rampant necessity, people still fear loans. The fear often leads to myths; myths that negate all the good that l...
Manya Ghosh

LinkedinLinkedin·23 Sept 2024

Finance Tips

Top 10 Profitable Wholesale Business Ideas for 2026
If you are looking for attractive wholesale business ideas that are both low risk and high profit, then consider these:   Textile business Organic food business...

Finance Tips

Have You Really Closed Your Loan? Understanding the Complete Loan Closure Process
The importance of securing a NOC after loan closure Anyone who has ever taken a loan can understand the silent stress of a loan. It creeps in the minute you sign the mo...
Manya Ghosh

LinkedinLinkedin·13 Sept 2024

Finance Tips

Foreclosing A Loan Keep These Points in Mind
Your first Two-wheeler, your dream car, the next step in your business, all of these promise to change your life in a positive manner. However, for many of us, all of these will require e...
Manya Ghosh

LinkedinLinkedin·12 Sept 2024

Unsecured business loans

What Is Crowdfunding? Meaning, Types, and How It Works

A college student in Mumbai needs Rs 15 lakh for a rare surgery. A hardware startup in Hyderabad wants to fund its first product run without giving up equity. A musician in Delhi is recording an album and offering early access to supporters.

Finance Tips

Simple Steps to Effectively Manage a Debt Repayment
  Introduction: Loans and credit cards help people meeting their financial needs. But in the longer run, if not managed properly they might get trapped in...
Manya Ghosh

LinkedinLinkedin·11 Sept 2024

Finance Tips

6 Signs that will tell you if a lending app is fake

This year, the Government of India cracked down on fake loan apps, banning 27 online loan apps following reports of widespread fraud.

Manya Ghosh

LinkedinLinkedin·08 Sept 2024

Finance Tips

Simple Ways to Reduce Your Loan EMI

When unexpected costs come up or you need extra money for something important, it can be hard to manage. In such situations, a Personal Loan helps you get the funds you need quickly and easily.

Manya Ghosh

LinkedinLinkedin·07 Sept 2024