Ravi applies for a loan and gets rejected because his credit score stays low. The reason confuses him because he never borrowed money before. Without past loans or repayments, the system has nothing to evaluate. 

You’re filling out a bank form. Or setting up a UPI payment. Or writing a cheque. Suddenly, you see the word payee. And pause. Who exactly is the payee? Is it you...

You open your UPI app to send money, and everything looks normal at first. The balance shows correctly, the amount feels routine, and the PIN works without issue. Still, the...

Amit was new to net banking and wanted to send some money on his phone. When he opened the app, four payment options appeared: NEFT, RTGS, IMPS, and UPI. Although he...

Ravi, a salaried employee in Bengaluru, manages his finances by budgeting his monthly expenses, investing in mutual funds through SIPs and PPF, and paying his home loan...

Rekha uses UPI for most of her payments. It is quick and works well for her daily work. Last week, she needed to pay a new vendor to avoid delaying a client order. The vendor...

The National Payments Corporation of India (NPCI) has recently introduced new UPI rules effective August 1, 2025. This means that using UPI for your daily transactions may result...

Every digital payment leaves behind a trail. Transaction IDs, reference numbers, and tracking codes. These trackers quietly ensure that money moves securely from one account to another.

Riya, a 24-year-old digital marketer, recently started earning. She could easily manage her monthly expenses. However, for sudden expenses such as medical bills, the path felt unclear.