If you lack credit history or collateral but hope to start a business and become financially independent, microfinance loans can make it possible.
Microfinance goes beyond small loans. It empowers individuals, opens doors to opportunity, and supports financial growth. Read on to learn what microfinance is, its types, its benefits, and how it's helping millions globally.
 

When considering a Personal Loan of Rs 3 Lakh, understanding your Equated Monthly Instalment (EMI) is crucial for effective financial planning. This comprehensive guide will help you understand what your 3 Lakh loan EMI will be, how to calculate it and factors affecting your monthly payments.

Planning your dream wedding does not have to empty your savings or leave you in debt. With smart financial planning, you can create a beautiful celebration under Rs 5 Lakh while keeping the joy, culture, and traditions that make Indian weddings so special.

Will you achieve financial security by 30?

Your saving and planning habits will decide the answer. You must make choices that contribute to your long-term goals. You should find out where your money goes and make smart choices accordingly. This helps save enough to be financially secure by the time you reach 30. 

We trust UPI for everything today, from QR scans to monthly bill payments. So, when you spot a strange transaction or send money to the wrong person, your heart skips a beat.

Many borrowers casually use loan settlement and loan closure interchangeably. But they are different. 

Have you noticed how every time you try to download a statement, check an EMI, or raise a query, you are first asked for your loan account number? It is the one detail that ties your entire loan journey together.

Asha wants a house, and Vikram wants a vehicle. Both need loans, but learn the hard way that one loan will not cover every need. Asha needs a long-term loan secured by property, while Vikram needs a loan collateralised by a vehicle.

In 2025, 40%-45% of all personal loans sanctioned by banks in India were indeed top-up loans. So, many individuals feel the need for extra funds even after getting the loan amount they originally applied for.

But here’s the catch: while applying for extra funds, most are unclear whether they should go for a fresh personal loan or simply add a top-up to their existing one.