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Personal LoanExpenses Covered Under Education Loan

Education costs are rising fast.

Tuition and related expenses have been increasing at 11–12%, doubling roughly every six to seven years. And when you plan to study further, tuition is only one part of the total cost. You also need to budget for food, travel, accommodation, and other living expenses. 

Ashavmedh Singh

Ashavmedh Singh

Linkedin Linkedin . 19 Nov, 2025

how to create upi number
Personal LoanHow to Create Your UPI Number Using a Mobile Banking App

Did you know that of the ₹1,572 trillion in transactions made in the first half of 2025, ₹1,536 trillion, or 99.8%, were made using UPI? This shows how popular UPI has become among Indians, traversing both the urban and rural populations.  

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Personal LoanWhat an Account Aggregator Is and How It Helps With Personal Loans

Ever found yourself stuck in paperwork just when you needed money fast? Sorting through salary slips, bank PDFs, and KYC proofs can wear you out before you even hit “Apply.”
Account Aggregators (AA) are rewriting that story. Backed by the RBI, this system securely connects your verified financial data with trusted lenders, with your consent. The outcome? Speedy approvals, fewer documents, and full control over what you share.
 

Ashavmedh Singh

Ashavmedh Singh

Linkedin Linkedin . 18 Nov, 2025

personal loan for dental care
Personal LoanWhat Is A Personal Loan For Dental Care and How to Get One?

The month is over, all your bills are paid, your obligations are fulfilled, and your bank account is almost empty till the upcoming pay cheque.

what is debt trap
Personal LoanWhat is Debt Trap? Meaning and How to Get Out of It

Suyash is a college graduate. Two years ago, he took a loan to buy his first bike. But he couldn’t handle the high monthly EMIs. So, he took another loan to pay off the first one. However, the second loan also had high interest.
Before he could realise, he was trapped in a cycle of borrowing to pay off debts.
This is a classic example of a debt trap. What’s more terrifying? As per RBI’s data, 5-10% of India’s middle-class population is stuck in a similar situation.
 

apy vs apr
Personal LoanAPY vs APR: Key Differences Explained

Most people in India use digital banking daily. We compare loan offers. We evaluate FD interest rates. We switch apps for better savings returns. Yet very few actually understand one core concept: the difference between APY and APR.

Ashavmedh Singh

Ashavmedh Singh

Linkedin Linkedin . 14 Nov, 2025

revolving credit vs installment credit
Credit HistoryWhy Do Credit Scores Vary Across Credit Bureaus?

From personal loans to home loans, your credit score affects your eligibility for any loan you apply for. A good score boosts your chances, while a bad one does the opposite. 

Abhishek Singh

Abhishek Singh

Linkedin Linkedin . 14 Nov, 2025

different types of personal loans in India
Personal LoanDifferent Types of Personal Loans in India

Like many of us, Mohan found himself in need of quick financial support to give his home a fresh new look. Similarly, Geeta wanted to go on a much-awaited family vacation. And guess what?

Katyaini Kotiyal

Katyaini Kotiyal

LinkedIn LinkedIn . 13 Nov, 2025

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Personal LoanWhat are the Pros and Cons of Loans
A personal loan is a pool of cash that benefits the borrowers to fulfil their aspirations and emergency expenses. Though personal loan is a liability, paying off the debt has become easier than before...
Manya Ghosh

Manya Ghosh

Linkedin Linkedin . 13 Nov, 2025