The way we make payments has changed dramatically over the past few years. Initially, we used cash, and this was not an easy experience for anyone who hated doing mental math.

Then came the switch to plastic money, i.e, your debit and credit cards. A significant upgrade, but still involved the faff of pulling the right card out of a slot, which barely had space for your fingers to fit into

The Unified Payments Interface (UPI) has transformed the way India transacts, making digital payments faster, simpler, and more accessible than ever. 

Ever made an online transfer and wondered where your money went? That’s when the UTR number becomes important. It’s a unique identifier generated for every bank transaction, helping you track payments and resolve issues quickly. 

Most of us tap, scan, or click to pay without thinking much about what happens next. Payments go through in seconds, yet there is an entire system working in the background to make it smooth and secure. At the centre of this process is the payment gateway.

Many people invest in shares with a long view, hoping their portfolio will grow steadily over time. But life has a way of throwing in unexpected expenses. A sudden medical cost or a family situation can leave you needing money quickly.

Thinking of taking a personal loan? Maybe an unexpected expense has come up, or you’re preparing for something important and want to keep your savings intact.

We share expenses all the time, from brunches and weekend trips to cab rides, OTT subscriptions, and even quick grocery runs. But the minute the bill arrives, confusion begins. Who owes what? Who paid last time? Who still hasn’t settled? 

Imagine you have savings in two banks. One for salary, another for side income. Wouldn’t it be handy if you could manage both using the same UPI setup? Good news: many UPI apps today let you link multiple bank accounts under a single mobile number. That means smoother money flow and easier fund management.

If you lack credit history or collateral but hope to start a business and become financially independent, microfinance loans can make it possible.
Microfinance goes beyond small loans. It empowers individuals, opens doors to opportunity, and supports financial growth. Read on to learn what microfinance is, its types, its benefits, and how it's helping millions globally.