Rohit received his first salary credit and felt proud. A few months later, a colleague casually asked him, “Have you filed your ITR yet?” That single question created instant confusion. He had tax deducted from his salary, so what else was left to do?

UPI has made everyday payments simple, but scammers have followed that growth closely. Many people only realise a payment was fake after checking their balances later. The goal here is to help you stay ahead and avoid those stressful situations through simple checks.

Personal loans provide easy access to money, whether you're financing a big buy or organising your ideal holiday. However, many borrowers ignore a crucial add-on: personal loan insurance, while concentrating on interest rates and EMIs. 

Unsure if a line of credit (LOC) or a personal loan would be better for you? You're not alone. Both are common ways to borrow money, although they have rather distinct uses. You may save time, money, and needless stress by being aware of how each operates.

UPI has made sending money quick and straightforward. UPI payments end with a PIN to approve the transfer. ATMs ask for a PIN too before dispensing cash.

A credit team sits down to review a new application. Most details look fine, but a few questions remain. Has this borrower handled credit responsibly in the past? Are there any recent red flags? Instead of calling, emailing, or waiting for multiple reports, the team logs into a single portal to get answers.

Pallavi was scrolling through Instagram when a pair of boots caught her eye. She checked out quickly, only to see a message she didn’t expect: insufficient balance. Confused, she checked her account and learned that part of her money was temporarily blocked by the bank. That blocked portion is called a lien amount.

Forgetting your ATM card is more common than you think. Often, you realise it only after reaching the ATM. Not long ago, that would have meant returning home or visiting a bank branch. Today, digital banking offers more flexibility.

Rohan​‍​‌‍​‍‌ was confident about his income, documents, and repayment plan when he took a personal loan for his sister's wedding.