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Get a personal loan of up to Rs. 5 Lakh and buy a luxury watch on EMIs.
Personal Loan EMI Calculator
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Personal Loan EMI CalculatorPersonal Loan EMI CalculatorA watch is no longer an item of necessity. You can watch the time on your smartphone as well. However, new-age watches have multiple features like a pedometer, internet connectivity, Bluetooth connectivity, heart rate monitor, sleep monitor, etc. Luxury watches are style statements that everyone wants to own and show off. However, their price can be way up to several lakhs. With a Hero FinCorp Personal Loan of up to Rs. 5 Lakh, you can purchase an expensive watch on EMI and repay its cost in installments. You don't need a credit card to use the payment system.
A Hero FinCorp personal loan for watch online is accessible at attractive interest rates with flexible repayment terms up to 36 months. Read on to learn its benefits, eligibility, documentation, application procedure, and more.
Buying a watch on EMI is preferable to paying its cost upfront with your savings or credit card. You must keep your savings intact for emergencies and investments. A credit card is another option, but its interest rates are excessively high. Therefore, using a Personal Loan to buy a watch on EMI is more beneficial, thanks to its lower interest rates, easy accessibility, flexible repayment terms, simple eligibility criteria, and 100% digital loan procedures. You can buy a watch that is beyond your budget with funding from a personal loan for watch at Hero FinCorp.
Are you still contemplating watching on EMI without a credit card? Let’s look at the benefits you will enjoy.
Get a personal loan of up to Rs. 5 Lakh and buy a luxury watch on EMIs.
Hero FinCorp offers personal loans with interest rates up to 30%, based on creditworthiness.
Hero FinCorp offers collateral-free personal loans, with eligibility based on credit history, income, and capacity.
Hero FinCorp offers up to 36 months repayment; shorter tenures reduce interest costs. Choose wisely.
Hero FinCorp offers a 100% digital, hassle-free loan process with instant approval and quick disbursal.
Hero FinCorp offers a fully digital documentation process, with quick approval through their website or app.
Eligibility criteria are the basic component of Personal Loan applications. You must fulfil the following eligibility conditions to qualify for a loan on a watch at Hero FinCorp:
21 to 58 years of age
Indian citizenship
Six months for salaried; two years for self-employed
Minimum Rs. 15,000 per month
When applying for a Personal Loan at Hero FinCorp, you don't need to visit a branch office and stand in queues for your turn. You can instantly apply for a loan online using the Hero FinCorp website or app and get the required funding directly into your bank account. You must only provide proof of your identity, income, and residence. Upload their scanned copies online to complete the application procedure.
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest rate is one of the major concerns for people who want to buy watches on EMI. However, when applying for a loan on a watch at Hero FinCorp, your interest rate can be at most 30%. You can get the lowest interest rate offer by providing a decent credit score, low DTI ratio, high income, and sufficient repayment capacity. Therefore, check your eligibility and prepare your documents to get the lowest Personal Loan interest rate for a watch on loan.
You can apply online or via the Hero FinCorp Personal Loan App on your mobile device.
Here is a stepwise guide to applying for a personal loan for watch online at Hero FinCorp:
Visit the Hero FinCorp website or install the Personal Loan app
Go to the Personal Loan page and click ‘Apply Now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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Some benefits of buying a watch on EMI include the following:
Hero FinCorp charges an interest rate of up to 25% when buying a watch on EMI.