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Personal Loan in Kanpur

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Calculate Personal Loan EMI

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get Personal Loan in Kanpur With Quick Disbursal

Kanpur is an amazing city that serves as the hub of various cultures. One of the biggest cities in Uttar Pradesh, earning a livelihood is pretty easy in Kanpur, and things are cheaper than many other cities in the country. Also known as the Manchester of India, it is a major centre of industrial and commercial activities, especially in the leather industry. Besides having immense importance in Indian history, Kanpur is also home to several tourist attractions, including the ISKCON temple, JK Temple, Water Park, Z Square Mall, Bithoor Math, etc. The city experiences harsh summers and moderate winters.

While residing in the leather capital of the world, you might need funds to cover various planned and unplanned expenses, like weddings, education, vacations, home renovations, medical emergencies, etc. That is when Hero FinCorp comes with an instant Personal Loan in Kanpur. Instant approval and quick disbursal procedures make these loans the ideal funding options for emergencies.

Features And Benefits of Hero FinCorp Personal Loan Kanpur

Hero FinCorp is a reputed loan provider in Kanpur, offering versatile financial support in the market. Here are a few features and benefits of our Personal Loans worth mentioning:

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High Loan Amount:

Get instant personal loans of up to Rs 5 Lakh with Hero FinCorp instant cash loan in Kanpur.

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Attractive Interest Rates:

Personal Loan interest rates are competitive but depend on your loan amount, credit score, income, and repayment capacity.

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Collateral-Free:

We are one of the best private loan providers in Kanpur, offering Personal Loans without any security or collateral such as property, gold, or shares.

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Flexible Repayment Tenure:

We provide the convenience of choosing repayment periods that extend up to 36 months. It's important to ensure timely repayment of EMIs to successfully clear your debt and improve your credit rating. To determine a suitable loan term with EMIs that fit your budget comfortably, you can make use of a Personal Loan EMI calculator.

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Instant Approval:

Our Personal Loans in Kanpur are instant and hassle-free, making unlimited financial opportunities accessible to our borrowers.

Eligibility Criteria for Instant Personal Loan in Kanpur

Hero FinCorp is the best marketplace for all your financing needs. Check our eligibility criteria to see if you qualify so you don't need a loan agent in Kanpur. Standard eligibility conditions to fulfil include the following:

CriteriaRequirement
AgeTo qualify for a Personal Loan in Kanpur, you must be between the ages of 21 to 58.
CitizenshipYou must be an Indian citizen to apply for a Personal Loan at Hero FinCorp.
Work Experience

Self-employed: At least two years of experience in current business.

Salaried: A minimum of six months in the current organisation.

Monthly IncomeYour net monthly income should exceed Rs 15,000 to apply for a Personal Loan.

Documents Required to Apply for a Personal Loan in Kanpur

Our documentation requirements are minimal, including identity, residence, and income proof. You don't need to visit our branch office to submit the paperwork. You can simply scan and upload the soft copies online to begin the application process. However, documentation requirements are different for salaried and self-employed individuals. These are as follows:

Documents Required For Salaried Employee

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

Documents Required For Self Employed

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loan in Kanpur

You don't need Personal Loan agents in Kanpur to get the best loan deals. Our Personal Loan interest rates are already competitive. We determine the rates based on the following factors:

  • Income
  • Age
  • Loan term
  • Repayment capacity
  • Financial obligations
  • Credit history
Interest Rate

Starting from 1.58% per month or 19% per annum

Loan Amount

₹50,000 to ₹5 Lakh

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Foreclosure Charges

5% + GST

Bounce Charges

350/-

Loan Cancellation

1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable

No Other Hidden Charges

How to Apply For a Personal Loan in Kanpur?

At Hero FinCorp, we follow a 100% online application procedure to apply for a Personal Loan in Kanpur. It includes the following simple steps:

  • 1

    Checking eligibility and documentation requirements to ensure qualification

  • 2

    Filling out an online application form

  • 3

    Providing a few necessary personal, financial, and employment details

  • 4

    Scanning and uploading the required documents, including the identity, address, and income proofs

  • 5

    Giving us some time to evaluate the application and verify the details and documents

  • 6

    Getting approval, accepting the loan offer, and selecting a repayment term

  • 7

    Signing the loan agreement to get disbursal within a few hours

Once you receive the loan amount, the repayment term starts, which means you must repay the loan in easy EMIs each month before the due date.

What Our Clients Say About Us

It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.

Savi Gupta, Bangalore

Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.

Rashi Kohli, New Delhi

It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.

Lalji Soni, Chennai

Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.

Raj Chaudhary, Mumbai

I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.

Kadam Kailash, Gurgaon

Frequently Asked Questions (FAQs)

We are amongst the best private loan providers in Kanpur, offering competitive interest rates to loan seekers. We determine each applicant’s interest rate differently based on their income, DTI ratio, repayment capacity, credit history, etc.
Hero FinCorp is the best loan provider in Kanpur. We are better than our competitors in many ways, thanks to our ample loan amounts, competitive interest rates, flexible repayment terms, 100% digital loan procedures, minimal processing charges, and top-notch customer service.
As mentioned earlier, the interest rates are not fixed for Personal Loans. They largely vary based on income, repayment capacity, credit history, and other factors. The better your loan eligibility and repayment capacity, the lower the loan interest rate in Kanpur.
The city where you borrow an instant loan does not impact your EMIs. The EMI amount you pay for a Personal Loan largely depends on your loan amount, interest rate, and repayment term. A Personal Loan EMI calculator helps select a loan term with EMIs you can easily afford. A longer tenure means smaller EMIs, while a shorter tenure leads to bigger EMIs.