The RBI policy landscape for personal loans has undergone a significant transformation in recent months. On May 8, 2025, the Reserve Bank of India issued comprehensive Digital Lending Directions, marking a pivotal shift in how digital loans are offered and processed across the country. These changes come at a time when the digital lending ecosystem has expanded rapidly, necessitating stronger guardrails to protect borrowers.

Today in India, there are over 2000 JEE Colleges or engineering colleges that accept JEE Main scores. This includes government-backed colleges, those run under a public-private partnership, and private institutions.

Growing your business requires substantial financial resources. Whether looking to scale operations, invest in new equipment, or tap into new markets, you will need funding support. That is where a business Loan Against Property (LAP) comes in handy. This financial instrument leverages the equity in your property to secure a loan with terms and conditions far better than traditional business loans.

When you are planning for your first international trip, it can be an overwhelming experience. As more Indians look to explore destinations beyond borders, especially during summer vacation, the thrill of experiencing new cultures, cuisines, and landscapes becomes irresistible. 

Getting your loan application turned down can be quite disappointing, especially when you are counting on that money for important needs. Many salaried professionals across India face a variety of personal loan rejection reasons despite having regular incomes. Understanding why banks say “no” is your first step towards fixing these issues.