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Buy Flight Tickets on EMI with Instant Loan

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Zero Loan Cancellation via App
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Minimum Income Required Rs 15K
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No Hidden Charges
Calculate Personal Loan EMI

Monthly EMI

₹ 0

Interest Payable

₹ 0

Buy Flight Tickets on EMI without a Credit Card

Are you an avid traveler or facing an unexpected travel need? Flight tickets can be a major expense that often holds you back. With Hero FinCorp’s instant loan, you can book flight tickets on EMI without a credit card or disturbing your savings. This facility allows you to secure your air ticket on EMI by borrowing up to Rs 5 Lakh at attractive rates and flexible tenures.

Choose a repayment option that fits your budget and pay comfortably in EMIs. This Personal Loan lets you buy flight tickets in easy instalments without any guarantor or collateral. Apply online from your smartphone and cover all your travel costs stress-free. Our goal is to provide a swift and responsible financing option so you can focus on your journey.

Features and Benefits

A Personal Loan offers an instant financing solution for your travel needs. Here are the advantages of taking an instant loan to fund your trip and repay in easy EMIs:

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Attractive Interest Rate

Personal loans usually come with competitive interest rates. Keeping a good credit score can help you get even better loan offers.

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Collateral-Free

Personal Loans for flight booking on EMI require no collateral. Loan approval is based on your credit history and repayment ability.

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Flexible Repayment Tenure

Buy flight tickets on EMI with flexible tenures up to 36 months using an EMI calculator for affordable payments.

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Instant Approval

Book flight tickets using a loan from Hero FinCorp. Apply online and get loan approval in 10 minutes.

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Paperless Process

You only need your KYC documents to apply for an instant loan. 

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Pocket-Friendly

Buy flight tickets on EMI without a credit card and make your trip budget-friendly with manageable monthly instalments.

Eligibility Criteria

Before applying for a Personal Loan for online flight booking, meeting specific requirements is essential. Knowing eligibility increases your chances of approval and reduces the risk of rejection.

CriteriaRequirement
Age21 to 58 years of age
CitizenshipIndian citizenship
Work ExperienceSix months for salaried; two years for self-employed
Monthly IncomeMinimum Rs. 15,000 per month
Credit ScoreA score of 700 or above is generally preferred for instant approval.

Documents Required

Getting a Personal Loan for flight tickets is quick and simple with a 100% paperless process. You only need your KYC documents (PAN and Aadhaar) for instant verification.

  • Pan Card
  • Aadhar Card

Interest Rate on Personal Loan to Buy Flight Tickets on EMI

The best thing about buying flight tickets on EMI without a credit card using a Personal Loan is that the interest rates are much lower, reducing the EMI amount and the total loan cost. Hero FinCorp provides Personal Loans with interest rates of up to 30%. You must maintain a high credit score, reduce your DTI ratio by paying off pending debt, and minimise the credit utilisation ratio to get the lowest interest rate on travel loans from Hero FinCorp.

Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

N.A.

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How to Apply for a Personal Loan to Buy Flight Tickets on EMI?

Applying for your travel loan and securing an emi flight ticket is a simple, six-step digital process:

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  • 01

    Visit the website or install the Personal Loan app

  • 02

    Go to the Personal Loan page and click ‘Apply Now

  • 03

    Enter your mobile number and verify with the OTP received

  • 04

    Choose the loan amount you need

  • 05

    Verify your KYC details

  • 06

    Click ‘Submit’ to complete your application

Frequently Asked Questions

Yes, you can book flight tickets on EMI with our Travel Loan. You can choose a repayment option that suits your income and convenience.
We have no additional or hidden charges. You only need to pay processing fees. Notably, all charges and fees are clearly disclosed during the loan application for complete transparency.
Choose the EMI option that fits your budget and repayment capacity. Compare tenures, monthly instalments, and interest rates before applying.
You can borrow up to Rs 5 lakh for flight tickets or travel expenses.