Hero Flash Bike: Learn About its Specifications and Financing Options

3. Handling

The Hero Electric Flash bike is lightweight and suitable for all body types. The scooter has a kerb weight of 69 kg and can easily navigate the poor Indian roads. The front and rear 16-inch tires and the rear and front telescopic suspension make sure a comfortable ride. Not only that, but the increased ground clearance of 165 mm is what is required to avoid any road obstacles. In terms of safety, the scooter sports a combined braking system (CBS) that is supported by drum brakes on both ends.
 

4. Features

The Hero Flash Electric Scooter is packed with high-end features. It has a fully digital instrument console, including a clock and digital speedometer. It also includes an anti-theft alarm that protects your scooter from theft. This scooter also has a bag hook, a USB port, a crash guard, and a round charging point. Flash bikes have a luggage box in addition to under-seat storage to help you with your luggage.
 

5. Price

Hero has kept the price of its Flash electric scooter to an affordable range. You can get it for around Rs 59,594. However, keep in mind that the price shown here is the exclusive showroom price and may vary by state. There are various financial institutions in India that are offering quick financing options for electric scooters. So, in case you have a limited budget, buying this scooter on EMI is the best option.

How to finance Hero Flash Electric Bike?

Hero Electric Flash can be financed in a variety of ways. You can apply at a lender's branch or online. You can also apply for financing directly at the showroom. Most lenders now station their executives at dealerships, making two-wheeler loans easily accessible. Below we have discussed the online two-wheeler loan application process. After the application submission, the lender's executive will contact you for further information. Once the loan application process is complete, the lender transfers the funds directly to the dealership account.

• Visit the official website of the lender of your choice.
• Navigate to the 'Apply for a Loan’ section.
• Share your contact information as well as the details of the Hero dealership where you want to purchase this electric scooter.
• Read the terms and conditions and agree to them by ticking the checkbox, then click the 'Apply Now button.

Eligibility criteria for Hero Electric Flash scooter finance

Each lender's eligibility criteria for electric bike loans vary. However, if you want to get an affordable two-wheeler loan interest rate, it is best to apply with a lender whose minimum requirements match your profile.
Here are the details for the same.
 

Parameters	Description
Nationality	Resident Indian
Age	Above 18 years
Work experience	One year for salaried individuals with six months of continuous employment with the existing company/employer. A minimum of one year of experience in current business for self-employed.
Documents	Identity proof Address proof Income statement (salary slips/current account statement) Passport size photograph

Points to keep in mind before applying for a Hero Electric Flash scooter loan

If you want an instant scooter loan approval with a low-interest rate. Keep the following suggestions in mind.

• Keep a close eye on your debt-to-income ratio. If it is more than 50%, try to foreclose on a few of your loans before applying for a scooter loan.

• A high income is not required for approval of a two-wheeler loan. However, if you have an additional source of income and highlight it on your income, your chances of obtaining a low-interest loan increase.

• Work to improve your credit score. If your credit report shows missed EMIs, several hard inquiries, past defaults, and so on, you will either be approved for a higher interest loan or your application will be denied.

• Always read your bike loan agreement carefully. Go over the various fees associated with a loan, understand the provisions for foreclosure, and look out for any hidden conditions. 

• Always use a two-wheeler loan EMI calculator to determine how much loan, or say EMI, you can afford without straining your budget.

• If you have been a responsible borrower, you should apply for a loan with your previous lender. This will assist you in obtaining a low-interest electric scooter loan.

• If possible, try to finance your Electric Flash scooter during the festive season. The discount in price and appealing financing options will make debt repayment much simpler.

Also Read: 5 Maintenance Tips to Keep Your Scooty in Best Condition

To conclude

The Hero Electric Flash is the ideal two-wheeler for those looking for a low-cost e-scooter for daily commuting. This scooter is popular among the various options available on the market due to its powerful battery and excellent riding range on a single charge. If you want to purchase this dream scooter but have a limited budget, you can take advantage of affordable EMI options offered by various two-wheeler lenders.