Best Mobile Phones Under 20000 In India

List of Best Smartphones Under 20000

1. Vivo T2 5G

The FHD+ AMOLED display gives Vivo T2 5G users an immersive viewing experience. The anti-shake camera enables you to capture steady pictures. It has a powerful Snapdragon 695 processor to support smooth functioning. The extended RAM 3.0 allows you to work with multiple applications simultaneously. The 90 Hz AMOLED display gives a clear screen view even in direct sunlight.
 

2. OnePlus Nord CE 3 Lite 5G

This is the latest phone under 20000, offering a noteworthy audio setup, camera resolution and charging capability. Although the display is LCD instead of AMOLED, it still has a decent resolution and refresh rate. As for the cameras, it captures decent daylight pictures with fine focus and shutter speeds. The handset has a standard 5000mAh battery that charges the phone from 0 to 100% in 45 minutes.
 

3. iQOO Z7 5G

Stay trendy with the iQOO Z7 5G featuring a sleek and attractive design. This lightweight phone has a slip-free grip that keeps your device safe. The ample RAM and internal memory let you access multiple applications at once without causing any interruptions and conveniently store images, music, videos, and files. The rear camera has features like auto flash, digital zoom, touch-to-focus, face detection, etc. In addition, the phone has sensors like a fingerprint sensor, ambient light sensor, e-compass, accelerometer, gyroscope sensor, and proximity sensor.
 

4. Moto G72

Moto G72 is one of the best camera phones under 20000, equipped with a triple camera setup, allowing you to capture once-in-a-lifetime shots day and night. The premium 6.55 inches P-OLED bezel-less display brings your content to life in its true colours. In addition, the screen guard is coated with oleophobic material, providing excellent resistance to oil, water, smudges, and fingerprints on your display.
 

5. Lava Blaze 5G

Lava Blaze 5G is one of the best smartphones under 20000, with 6 GB RAM and 128 GB storage. Its premium glass back design features a 6.5-inch HD+ screen with a refresh rate of 90Hz. The device weighs around 207g with 165.3x76.4x8.9mm dimensions. The triple camera setup clicks the best photographs, and the 8-megapixel front camera is excellent for selfies. For software, the company has announced to release Android 13 version in around two years.
 

6. Redmi Note 11S

This is one of the best phones under 20000 with MediaTek Helio G96 Processor, which ensures smooth responsiveness. The 108 MP rear camera makes your clicks more dynamic and vibrant. The AMOLED screen makes the video-watching experience a visual treat overall. With a refresh rate of 90 Hz, scrolling becomes smoother to ensure a better user experience. Available in bright colours and a gorgeous design, it has a copper pipe that facilitates effective CPU cooling.
 

7. Realme Narzo N55

Narzo N55 is the latest mobile phone under 20000 from Realme. It features a 6.72 inches bezel-less touchscreen display with a resolution of 1080x2400 pixels. Powered by an Octa-core MediaTek Helio G88 processor, it has a RAM of 4 GB to ensure smooth performance. The 5000mAh non-removable battery supports 33W fast charging to keep you hooked for hours. It is a dual-SIM mobile phone accepting Nano-SIM cards. Available in Prime Blue and Prime Black colours, it includes sensors like an accelerometer, magnetometer, proximity sensor, ambient light sensor, fingerprint sensor, and compass.
 

8. POCO X4 Pro 5G

The POCO X4 Pro 5G smartphone has a refresh rate of 120 Hz with an aspect ratio of 20:9. Its Gorilla Glass 5 provides protection. The 5000mAh supports proprietary fast charging. The triple camera setup on the rear supports autofocus. It is a dual-SIM phone that accepts Nano-SIM cards. Measuring 165.19 x 76.10 x 8.12mm and weighing 205.00 grams, it is available in Laser Blue, Laser Black, and POCO Yellow, bearing a glass body. It has a fingerprint sensor, gyroscope, proximity sensor, accelerometer, compass/ magnetometer, and ambient light sensor.
 

9. Samsung Galaxy M33 5G

Samsung Galaxy M33 5G is among the best camera phones under 20000 with a quad camera setup. It has four cameras (50 MP, 5 MP, 2 MP and 2 MP) for better clicks. The single front camera features an 8 MP sensor for selfies. The 6.60-inch touchscreen display has a refresh rate of 120 Hz and is powered by an Octa-core processor featuring six cores at 2.00 MHz and two cores at 2.40 MHz. The 6000mAh battery allows continuous operations for hours. When it comes to connectivity, the Samsung Galaxy M33 5G has Wi-Fi 802.11, USB Type-C, and active 4G on both SIMs.
 

10. Lava Agni 2 5G

This phone under 20000 was launched in May 2023 at a starting price of Rs 19,999. It features a 6.78-inch touchscreen with a resolution of 2220x2080 pixels and a refresh rate of 120 Hz. Powered by an Octa-core MediaTek Dimensity 7050 processor, it has 8GB RAM and runs on Android 13. It has a 4700mAh non-removable battery supporting 66W fast charging. The inbuilt storage of 256 GB makes it a storage space for all your files and folders. Its glass body is chic and stylish, available in Viridian colour.
 

How Will Hero Fincorp Help You to Get a Mobile Phone Under 20000?

At Hero FinCorp, we offer instant Personal Loans without any collateral requirement. You can obtain and use these unsecured loans to cover various planned or unplanned expenses, such as purchasing a mobile phone. Some features that make Hero FinCorp Personal Loans the best funding options for mobile phone purchases include:

• Ample Loan Amount: You don't need to worry while looking for a loan to buy the best phone under 20k. We offer instant Personal Loans of up to Rs 5 lakh to fund your purchase.
• Attractive Interest Rates: We offer competitive interest rates on Personal Loans that do not substantially increase your phone's cost.
• Flexible Repayment: Once you borrow a loan for mobile purchase, you don't need to repay it quickly. You can choose a tenure of up to 60 months to repay the loan in budget-friendly EMIs.
• Instant Approval: Mobile phone companies may announce special offers and discounts for limited periods. You can grab them in time with instant loan approvals from Hero FinCorp. 
• Easy Eligibility: Zero collateral requirements, no paperwork, minimal formalities, and quicker approvals make the funds available instantly.
• Hassle-Free Application: You don't need to visit our branch office to apply for a Personal Loan. We support 100% digital procedures that you can complete from your home. The digital procedure also means a paperless application that makes the process extremely smooth and fast.

How to Apply Instant Personal Loan for Mobile Phone?

To get an instant Personal Loan for smartphone purchases under Rs 20,000 from Hero FinCorp, visit the official website or download the loan app. Follow these steps to apply online:

• Register using your email address or phone number
• Enter a few Personal details like name, address, and date of birth.
• Provide your contact details, professional information, and financial records.
• Upload the scanned copies of your identity, address, and income proofs.
• Wait for the verification process to get quick approval with a loan offer.
• Review and accept the loan offer to get disbursal instantly.

Conclusion

You will find several mobile phones in India under 20000. These are no less than their expensive counterparts with the best features and latest specifications. However, one phone does not include the best of everything. So, you must research and find the best phone under 20000 that caters to your needs and expectations. Fund the purchase with an instant Personal Loan from Hero FinCorp and pay its price in easy EMIs spread across a convenient repayment term. The best thing is that these loans have no end-use restrictions, allowing you to use the loan amount for any purpose, including purchasing a mobile phone.

Frequently Asked Questions

1. Can I Get a Decent Mobile Phone Under the 20000 Range in India?
Yes, you can find several phone models under the 20000 range in India from various reputed brands like Samsung, Vivo, Realme, Mi, etc.

2. Which Mobile Phone Is Best Under the 20000 Range?
Choosing the best mobile under 20000 depends on your requirements and expectations. We have listed the top 10 best mobile phones in India for under 20k. However, your choice may vary depending on what you expect from your phone. So, research and compare the specifications of a few models before purchasing one.

3. Which Is the Best Mobile Phone Under 20000 with Snapdragon Processor?
You will find several mobile phones under 20000 with Snapdragon processors. Vivo T2 5G, OnePlus Nord CE 3 Lite 5G, iQOO Z7 5G, and POCO X4 Pro 5G are some of them on our list. The Qualcomm Snapdragon processor makes your phone extra smooth, fast, and intelligent to make operation easier.

4. Which Is the Best Camera Phone Under 20000?
Samsung Galaxy M33 5G is the best camera phone under 20000. It has a quad camera setup featuring 50 MP (F1.8) + 5 MP (F2.2/UW- 123 FOV) + 2 MP (F2.4/Depth) + 2 MP (F2.4/Macro) QuadCamer. Moreover, it has an 8 MP (F1.8) front camera for selfies. 

5. Which Is the Best 5G Mobile Phone Under 20000?
5G is the latest technology that makes browsing, streaming, and operating experience much faster and smoother. We have included several 5G models in our list of mobile phones under 20000, including Lava Agni 2 5G, Samsung Galaxy M33 5G, and POCO X4 Pro 5G. Consider your other requirements to choose the best 5G mobile under 20000.