Every lawfully registered Indian company is given a unique Corporate Identification Number (CIN) by the governing body that oversees company establishment (the ROC), similar to how the Indian government issues Aadhaar cards for identification.

Have you ever noticed how UPI payment apps never ask for your bank account number? When you set up your UPI, all you are asked for is to create something that looks like an email address, and you are all set.  

That "email-like address" is essentially a Virtual Payment Address: a simple replacement to enable quick transfer of funds. You no longer have to enter 16-digit account numbers or IFSC codes to send or receive funds.  

This post will explore what VPA is in UPI, including its workings, the benefits it offers, and the most common suffixes in use for VPA today.

Personal loans are extremely versatile. But sometimes, even they might not help. Quite possibly, the interest rate feels too high, or the paperwork seems never-ending. That’s where personal loan alternatives come in. They can be easier, faster, and often more flexible options to borrow money when you need it.

Big plans often need a financial backup. Whether you’re renovating your home, paying for education, or planning that long-overdue trip, a personal loan can make it happen, without draining your savings.
 

A personal loan can save the day when your plans go sideways or a sudden expense pops up. It’s quick, simple, and gets you the money when you need it most.

No one ever plans for a medical emergency. It just happens.
A sudden surgery, an ICU admission, or an unexpected diagnosis can turn your world upside down within hours. In those moments, arranging funds quickly becomes as urgent as getting the right treatment.
 

Every business needs capital. Whether it’s opening a new store, buying machinery, or simply managing cash flow, money makes the business go ‘round.

Now, not everyone wants to sell a piece of their business to raise that money. Sometimes, it’s easier (and smarter) to just borrow it and pay it back later.
 

We’ve all had moments when we’ve needed money and needed it instantly. A medical emergency or unexpected home repairs, anything can throw your financial plans out of whack.

Loan EMIs have enabled everyone to afford the lifestyle they’ve always desired.  

In India, people spend more than 33% of their income on paying EMIs. And why not? From buying a home appliance to purchasing a house, every financial goal looks achievable, thanks to this repayment method.
But beyond affordability, paying EMI on time brings several long-term financial benefits. Let’s explore them.