Is a loan still getting reflected on your PAN card even after full repayment? Or you haven't applied for one, but it's still reflecting?
This doesn't mean that you still have to make the payment, but it affects your credit score and future loan applications. Lenders might reject your loan or charge higher interest rates.
To avoid this, you should regularly check your loan details on your PAN card. This helps you raise an issue in a timely manner and avoid fraud and errors.
Let's find out how you can check loan details on your PAN card and the steps to keep the details updated.
 

Quick Loan and Express Loan sound the same, right? Many people even use them interchangeably when talking about fast money solutions. 
But the only thing identical between the two is that they offer swift access to funds. In reality, they differ in how fast they work, the loan amount, and the overall process. We break down what each term really means.
So, hang tight as we go from quick loan definition to differences between quick loan and express loan to when to choose what.
 

Ever thought about taking a loan but didn't act on it because you weren’t aware of its basics? You’re not alone. 

Trying to understand your credit report? Start with this question - What is a credit tradeline? Each loan or credit application creates a tradeline on your credit report, which ultimately affects your loan eligibility and creditworthiness.

A recent survey shows that 67% of Indians have taken a personal loan for their financial requirements. However, many people are still unaware of the factors affecting personal loan interest rates. 
Getting a personal loan is easy today, but understanding why your interest rate is higher (or lower) than someone else’s isn’t always obvious. From your credit score and job type to the Reserve Bank’s repo rate, several factors quietly shape the rate you get.
Let's lay them out in simple terms, so you can borrow more intelligently and perhaps even save yourself a few thousand rupees in interest along the way.
 

Your Key Fact Statement (KFS) is a mandatory statement that gives you a clear, transparent summary of your loan’s T&Cs. Just like you review a contract before signing it, understanding your KFS empowers you to make informed borrowing decisions before you sign any loan agreements.

What’s the first thing lenders check while considering your loan or credit card request? It’s your CIBIL score.
Your CIBIL score is your financial report card. This simple, three-digit number ranges from 300 to 900. It reflects your ability to manage debt. Being closer to 900 improves your chances of landing credit. What’s more? You can get better terms for your good credit behaviour.
In short, your CIBIL score tells lenders whether you’re a responsible borrower or a risky one.
 

UPI has quickly risen to be the most popular mode of digital transaction in India recently, with a transaction volume of over 20 billion in August 2025 (NPCI).

Do you, despite setting up multiple reminders, always end up missing payment deadlines?  EMIs and subscriptions are a way of life now, and if you add to this how hectic life is, the most common answer you'll get is 'yes.'