RBI monetary policy in India
Navigating Personal Loan Applications Amidst RBI’s Revised Lending Policy

The RBI policy landscape for personal loans has undergone a significant transformation in recent months. On May 8, 2025, the Reserve Bank of India issued comprehensive Digital Lending Directions, marking a pivotal shift in how digital loans are offered and processed across the country. These changes come at a time when the digital lending ecosystem has expanded rapidly, necessitating stronger guardrails to protect borrowers.

03 Jul, 2025
Colleges Considering JEE Mains Score
Top Engineering Colleges Accepting JEE Main Scores in 2025

Today in India, there are over 2000 JEE Colleges or engineering colleges that accept JEE Main scores. This includes government-backed colleges, those run under a public-private partnership, and private institutions.

03 Jul, 2025
Business Loan Against Property
Power Your Business Expansion with a Smart LAP Strategy

Growing your business requires substantial financial resources. Whether looking to scale operations, invest in new equipment, or tap into new markets, you will need funding support. That is where a business Loan Against Property (LAP) comes in handy. This financial instrument leverages the equity in your property to secure a loan with terms and conditions far better than traditional business loans.

 

03 Jul, 2025
international trip
Essential Tips for Planning Your First International Trip

When you are planning for your first international trip, it can be an overwhelming experience. As more Indians look to explore destinations beyond borders, especially during summer vacation, the thrill of experiencing new cultures, cuisines, and landscapes becomes irresistible. 

03 Jul, 2025
Loan application mistakes
Common Reasons Personal Loan Applications Are Rejected for Salaried Individuals

Getting your loan application turned down can be quite disappointing, especially when you are counting on that money for important needs. Many salaried professionals across India face a variety of personal loan rejection reasons despite having regular incomes. Understanding why banks say “no” is your first step towards fixing these issues.

03 Jul, 2025
top private engineering colleges in India
Top Private Engineering Colleges in India for CSE 2025: Rankings, Fees, and Admission Process

A seat in the top private engineering colleges in India for CSE (Computer Science Engineering) is highly coveted, thanks to the booming tech industry and the vast career opportunities the field offers. The good news is that more than 3,000 private engineering colleges offer this course. However, identifying the best among them can be challenging. The best way to judge the top private engineering colleges in India is by their National Institutional Ranking Framework (NIRF) ranking. 

02 Jul, 2025
 NPS scheme tax benefits
NPS Tax Benefits Under 80CCD: How to Maximise Your Savings in 2025?

As tax-saving season rolls around, you must be looking for reliable ways to lower your taxable income while staying on track with long-term financial goals. 

02 Jul, 2025
Credit Scoring Models
The Role of AI in Enhancing Credit Scoring Models for Loan Approvals

With a shift towards digitalisation, Artificial Intelligence (AI) plays a transformative role in reshaping how loan approvals are conducted. Conventional credit scoring models that count heavily on a borrower’s past credit history, salary slips, and employment status are rapidly being improved and, in some cases, replaced by AI-powered credit scoring systems.

02 Jul, 2025
angel tax india
What Is Angel Tax and How Its Abolition Impacts Startups and Investors?

The Indian startup ecosystem has witnessed remarkable growth in recent years, emerging as the third-largest in the world. However, one regulatory challenge that has persistently troubled entrepreneurs and investors alike is the angel tax. With its recent abolition, the Indian government has taken a significant step towards fostering a more conducive environment for innovation and investment.

01 Jul, 2025