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What Are IMPS, NEFT, RTGS, and UPI?
Personal LoanNEFT vs. RTGS vs. IMPS vs. UPI: Key Differences

Amit was new to net banking and wanted to send some money on his phone. When he opened the app, four payment options appeared: NEFT, RTGS, IMPS, and UPI. Although he...

Ashavmedh Singh

Ashavmedh Singh

Linkedin Linkedin . 29 Jan, 2026

What Is Personal Financial Management
Personal LoanWhat Is Personal Financial Management (PFM)? Definition, Full Form, Tools and Apps

Ravi, a salaried employee in Bengaluru, manages his finances by budgeting his monthly expenses, investing in mutual funds through SIPs and PPF, and paying his home loan...

Katyaini Kotiyal

Katyaini Kotiyal

LinkedIn LinkedIn . 28 Jan, 2026

Net Banking
Personal LoanNet Banking: Meaning, Advantages, Disadvantages, Features, and More

Rekha uses UPI for most of her payments. It is quick and works well for her daily work. Last week, she needed to pay a new vendor to avoid delaying a client order. The vendor...

New UPI Payment Rules
Personal LoanEverything You Need to Know About New UPI Rules

The National Payments Corporation of India (NPCI) has recently introduced new UPI rules effective August 1, 2025. This means that using UPI for your daily transactions may result...

Manya Ghosh

Manya Ghosh

Linkedin Linkedin . 28 Jan, 2026

What Is an Annual Budget? Defining
Personal LoanAnnual Budget: Your Guide to Annual Financial Planning by HeroFinCorp

Riya, a 24-year-old digital marketer, recently started earning. She could easily manage her monthly expenses. However, for sudden expenses such as medical bills, the path felt unclear.

Manya Ghosh

Manya Ghosh

Linkedin Linkedin . 28 Jan, 2026

UPI Transaction Chargeback Rules
Personal LoanUPI Transaction Chargeback Rules: Your Guide to New NPCI Norms

You spotted an unknown transaction on your credit card, or a payment was deducted from your account, but the app shows payment failed. What should you do?

Manya Ghosh

Manya Ghosh

Linkedin Linkedin . 28 Jan, 2026

UPI Transaction Complaint
Personal LoanUPI Transaction Complaint: Your Guide to Resolution

You use UPI for everything, from shopping to paying utility bills. But what if the amount is debited, but the transaction is still incomplete? It usually happens due to technical reasons, network issues, or banking errors. But you can easily get a refund with a quick resolution process as per the RBI and NPCI rules.

Katyaini Kotiyal

Katyaini Kotiyal

LinkedIn LinkedIn . 28 Jan, 2026

how to unblock upi id
OthersHow to Unblock UPI ID: A Step-by-Step Guide

A blocked UPI ID can feel like everything has come to a sudden stop, especially when you need to pay a bill or send money at that exact moment...

Ashavmedh Singh

Ashavmedh Singh

Linkedin Linkedin . 28 Jan, 2026

List of Countries Where You Can Use UPI Payments
Personal LoanList of Countries Where You Can Use UPI Payments

The Unified Payments Interface (UPI) continues to dominate India’s digital payments landscape. With over 85% of all such transactions being executed by UPI, one thing is...

Manya Ghosh

Manya Ghosh

Linkedin Linkedin . 28 Jan, 2026