Pocket-Friendly
Our pocket-friendly EMI plans make purchasing a Smart TV easy, with manageable monthly instalments.
Buy the Latest Smart TV on EMI!
Loan up to ₹5 Lakhs
Minimum Salary Required ₹15K
Instant Approval
Personal Loan EMI Calculator
Buy a Smart TV on EMI without a Credit Card
There are a few options to consider regarding TV brands. Several options from well-known brands include TCL, Sony, Panasonic, Xiaomi, and Haier. These brands are noted for their high quality, dependability, and innovative features.
The way we consume entertainment has changed in the current digital era. Smart TVs, with their multitude of capabilities which meet our varied needs, have completely changed the way we enjoy television at home. But what happens if you don't have the cash on hand to buy one and want a Smart TV on EMI without a credit card?
Well, the best way is to take an instant Personal Loan from Hero FinCorp—a practical choice that lets you use the newest technology without breaking the bank. You can get up to Rs 5 Lakh at competitive rates of up to 30% and flexible repayment tenure of 12-36 months. Just apply on the Hero FinCorp loan app.
Features and Benefits of Buying Smart TV on EMI Without Credit Card
Investing in a Smart TV on EMI without the need for a credit card offers several compelling benefits:
Attractive Interest Rate
Our competitive interest rates make EMI plans affordable, ensuring a great deal on your purchase.
Collateral-Free
Our collateral-free EMI options offer flexible financing without the risk of losing valuable assets.
Flexible Repayment Tenure
Choose flexible repayment terms based on your needs, with options for faster ownership or lower payments.
Instant Approval
Enjoy instant approval with our streamlined EMI process, getting your Smart TV without delay.
No Additional Paperwork
Enjoy a hassle-free application with no paperwork, instant EMI approval, and quick access to your Smart TV.
Eligibility Criteria for Smart TV on EMI
Please verify the eligibility criteria for a personal loan for a Smart TV online. Simple eligibility conditions make Hero FinCorp Personal Loans easily accessible to all. These include the following:
| Criteria | Requirement |
|---|---|
| Age | 21 to 58 years of age |
| Citizenship | Indian citizenship |
| Work Experience | Six months for salaried; two years for self-employed |
| Monthly Income | Minimum Rs. 15,000 per month |
Documents Required to Buy Smart TV on EMI
For Salaried and Self-employed individuals following documents required for a personal loan:
Documents required for Salaried
Proof of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents required for Self Employed
Proof of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate on Personal Loan to Buy Smart TV on EMI
At Hero FinCorp, your Personal Loan interest rate can be 30% at most. That means the Smart TV’s cost does not increase excessively when you convert its payment into EMIs. Maintain a high credit score, reduce your debt-to-income and credit utilisation ratio, and show all income sources to get the lowest interest rate on a personal loan for Smart TV at Hero FinCorp.
How to Apply for a Personal Loan to Buy a Smart TV on EMI?
Need quick financing for your TV purchase? We offer a seamless solution with instant cash loans. Follow these steps to ease and expedite the process of buying a personal loan for Smart TV.
- 1
Visit the Hero FinCorp website or install the Personal Loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions
Here are some advantages of buying a Smart TV on EMIs:
- Customisable Loan Amount
- Fruitful Repayment Plans
- Minimal Documentation
- Affordable Interest Rates
- Fast Approvals
- No extra cost EMIs
Depending on your financial situation, you can opt to repay over a flexible repayment period of 12 to 36 months. Don't worry about hidden fees; just pay what your Smart TV costs.
Not making an EMI payment on time can result in late fines and lower credit score. Repossession of assets or legal action may follow persistent defaults. Moreover, late fees are often assessed for EMI payments made after the deadline.
As the name indicates, an advance EMI payment means paying your EMIs ahead of time. With this payment option, you make a single lump sum payment equal to several EMIs combined. This payment is paid in advance before the repayment duration ends. However, do check the prepayment penalty, if any.