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Buy the Latest Smart TV on EMI!

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Loan up to ₹5 Lakhs
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Minimum Salary Required ₹15K
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Instant Approval
Personal Loan EMI Calculator

Monthly EMI

₹ 0

Interest Payable

₹ 0

Buy a Smart TV on EMI without a Credit Card

There are a few options to consider regarding TV brands. Several options from well-known brands include TCL, Sony, Panasonic, Xiaomi, and Haier. These brands are noted for their high quality, dependability, and innovative features.

The way we consume entertainment has changed in the current digital era. Smart TVs, with their multitude of capabilities which meet our varied needs, have completely changed the way we enjoy television at home. But what happens if you don't have the cash on hand to buy one and want a Smart TV on EMI without a credit card?

Well, the best way is to take an instant Personal Loan from Hero FinCorp—a practical choice that lets you use the newest technology without breaking the bank. You can get up to Rs 5 Lakh at competitive rates of up to 30% and flexible repayment tenure of 12-36 months. Just apply on the Hero FinCorp loan app.

Why Should You Buy a Smart TV on EMI?

Buy a Smart TV on EMI as it is a feasible option due to the efficient reasons mentioned below:

Cost-effective Payments:

Buying a Smart TV is easy with affordable monthly instalments, making the cost more manageable.

No Credit Card Is Needed:

Skip credit cards and enjoy customised EMI plans with no credit checks or high-interest rates.

Flexible Plans:

Choose a flexible payment plan that suits your financial situation, with options for faster or lower payments.

Features and Benefits of Buying Smart TV on EMI Without Credit Card

Investing in a Smart TV on EMI without the need for a credit card offers several compelling benefits:

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Pocket-Friendly

Our pocket-friendly EMI plans make purchasing a Smart TV easy, with manageable monthly instalments.

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Attractive Interest Rate

Our competitive interest rates make EMI plans affordable, ensuring a great deal on your purchase.

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Collateral-Free

Our collateral-free EMI options offer flexible financing without the risk of losing valuable assets.

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Flexible Repayment Tenure

Choose flexible repayment terms based on your needs, with options for faster ownership or lower payments.

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Instant Approval

Enjoy instant approval with our streamlined EMI process, getting your Smart TV without delay.

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No Additional Paperwork

Enjoy a hassle-free application with no paperwork, instant EMI approval, and quick access to your Smart TV.

Eligibility Criteria for Smart TV on EMI

Please verify the eligibility criteria for a personal loan for a Smart TV online. Simple eligibility conditions make Hero FinCorp Personal Loans easily accessible to all. These include the following:

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Age

21 to 58 years of age

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Citizenship

Indian citizenship

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Work Experience

Six months for salaried; two years for self-employed

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Monthly Salary

Minimum Rs. 15,000 per month

Documents Required to Buy Smart TV on EMI

For Salaried and Self-employed individuals following documents required for a personal loan:

Documents required for Salaried

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Proof of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months’ Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

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Additional Documents (Self-Employed Only)

N/A

Documents required for Self Employed

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Proof of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rate on Personal Loan to Buy Smart TV on EMI

At Hero FinCorp, your Personal Loan interest rate can be 30% at most. That means the Smart TV’s cost does not increase excessively when you convert its payment into EMIs. Maintain a high credit score, reduce your debt-to-income and credit utilisation ratio, and show all income sources to get the lowest interest rate on a personal loan for Smart TV at Hero FinCorp.

Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

N.A.

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How to Apply for a Personal Loan to Buy a Smart TV on EMI?

Need quick financing for your TV purchase? We offer a seamless solution with instant cash loans. Follow these steps to ease and expedite the process of buying a personal loan for Smart TV.

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  • 1

    Visit the Hero FinCorp website or install the Personal Loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

Frequently Asked Questions

Here are some advantages of buying a Smart TV on EMIs:

  • Customisable Loan Amount
  • Fruitful Repayment Plans
  • Minimal Documentation
  • Affordable Interest Rates
  • Fast Approvals
  • No extra cost EMIs
Depending on your financial situation, you can opt to repay over a flexible repayment period of 12 to 36 months. Don't worry about hidden fees; just pay what your Smart TV costs.
Not making an EMI payment on time can result in late fines and lower credit score. Repossession of assets or legal action may follow persistent defaults. Moreover, late fees are often assessed for EMI payments made after the deadline.
As the name indicates, an advance EMI payment means paying your EMIs ahead of time. With this payment option, you make a single lump sum payment equal to several EMIs combined. This payment is paid in advance before the repayment duration ends. However, do check the prepayment penalty, if any.