Calculate Personal Loan EMI 
A modular kitchen combines stylish looks, clever storage, and excellent function so that you can utilise maximum space available. When you choose to build a modular kitchen on EMI, a Personal Loan lets you go for a high-end design and premium kitchen quality by making payments easy and affordable. With the option of flexible EMI tenures between 12 and 36 months, you can select an amount to pay suitable to your budget.
Here’s a look at the benefits of building a modular kitchen on EMI:
You can select from many different brands and types of modular kitchen designs on EMI. Just make sure that the brand, type, style and specifications suit your space, aesthetic, and budget. Choose the modular kitchen designs on EMI with premium quality finishes when designing your kitchen without financial worries.
Hero FinCorp will assess your profile, income consistency, and KYC. Eligibility for a personal loan under emi have these conditions:
| Eligibility Criteria | Details |
|---|---|
| Age | 21 to 58 Years |
| Citizenship/Residential Status | Indian citizen only |
| Type of Employment | Salaried and Self-employed |
| Minimum Monthly Salary | Rs 15,000 |
| Minimum Work Experience | 6 months (Salaried), 2 years (Self-employed) |
Salaried or self-employed persons requiring financing for a kitchen renovation on EMI can get a personal loan from Hero FinCorp by following a 100% digital process. Just handy your below documents for instant loan verification.
Interest rates and charges personal loan under EMI on modular kitchen include the following:
| Charge | Details |
|---|---|
| Interest Rate | Starting at 19% p.a. |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350 |
| Interest on Overdue EMIs | 1–2% of the overdue loan/EMI amount per month |
| Cheque Bounce Charges | Fixed nominal penalty |
| Loan Cancellation | - Online loan application: No cancellation fees - Interest paid: Non-refundable - Processing charges: Non-refundable |
Handle a small project or a premium kitchen project with loans of up to Rs 5 Lakh.
Repayment tenure of 12 to 36 months for flexibility to choose the lowest monthly EMI or a shorter payback period, according to your budget.
Hero FinCorp offers competitive rates. Use an EMI loan calculator to estimate monthly payments and total loan cost.
Let's look at how to apply for a personal loan to buy a modular kitchen on EMI.
Go to Hero FinCorp's website/personal loan app
Find the personal loan page and click ''apply now'
Enter your mobile number and verify on OTP
Choose the loan amount as per your need
Verify KYC details to see your income eligibility
Click 'Submit' to complete your loan application
