ALSO READ: How Personal Loans Help During An Emergency Setting up your “office-from-home” You are gradually tuning yourself to the “new normal” and have been working from home for months. Your work involves sitting at the laptop for long hours and attending multiple online meetings or classes. Does your neck hurt? Do you suffer from aching eyes and frozen shoulders after a long day? Well, you need a comfortable chair and a dedicated workstation to help you work with an appropriate posture. You may also need to carve out your little working nook if you share the only workspace at home with your partner, sibling, parent, or any other family member. Who wants to take client calls from the washroom or balcony anyway? Take a personal loan to buy your work furniture and set up a snug workspace!
Building your nest No, you do not
apply for a personal loan to purchase your dream home. But ask yourself if your home loan is sufficient to fund all expenses of building your nest. A home loan can only cover up to 80% of the costs. The remaining 20% comprises miscellaneous taxes, registration fees, legal fees, transportation, moving costs, to name a few. Would you pay these expenses out of your pocket? Well, you could have easily pulled off these “out-of-the-pocket” expenses if you had received a pay hike or the much-awaited annual bonus. However, the current global economic crisis has taken a toll on your employer. Your company has little to spare and has not been able to provide your coveted annual bonus or pay hike. Under such circumstances, a personal loan can come to your rescue. Use an online personal loan calculator to estimate the amount needed and repay the personal loan in easy EMIs.
ALSO READ: Availing Personal Loans Just Became Super Easy with Digital Lending Starting a family Apply for a personal loan if you are planning to start a family or be a parent for the second time. Parenting is a big decision and involves expenses beyond setting up the dream nursery. If you are a working parent, you may have to care for your bundle of joy single-handedly since the COVID-19 situation bars you from hiring a nanny or domestic help. You would, hence, need to buy devices like smart baby cribs, baby monitors, and install CCTV cameras so that you can sense when your little one is hungry or needs a new diaper. The baby would also need frequent vaccination or paediatric consultation. A personal loan can help you sail through such expenses.
Another good reason to apply for a personal loan while starting a family is stem cell banking. Stem cell banking is, indeed, a pathbreaking but costly venture. Very few health insurance policies cover stem cell banking. Further more, stem cell banking requires to be initiated within the first few hours since birth.
Apply for a personal loan online to ensure overnight approval and quick disbursement and treasure the lives of your little ones via stem cell banking.
Buying a guarantee Many companies require new joiners to sign a bond, in the form of a financial guarantee, to arrest attrition. Joining a new company may require you to purchase such a guarantee from a financial institution. Generally, this guarantee is given in lieu of a term deposit with the same
financial institution. But what if you do not have the funds to open a term deposit? Or, what if you do not wish to open a term deposit with this financial institution? A personal loan is the answer. You can apply for a personal loanand avail a monetary guarantee from the same financial institution.
ALSO READ: Tips To Make Your Loan Application A Hassle Free Process Conclusion Speedy disbursal and quick verification process have aptly earned personal loan the name of “emergency fund”. Apart from offline applications, you can
apply for a personal loan online by submitting the soft copies of these documents. Once the documents get approved by the financial institution, the amount gets disbursed in a few hours.
Download the
personal loan app of the financial institution of your choice and apply for a personal loan online. It is high time that you put your financial worries at bay!
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