What are the Eligibility Criteria for Personal Loan with 30000 Salary? The monthly income of a person is significant when it comes to
personal loan eligibility. Different lenders have different criteria for
personal loans. For a
personal loan application with Rs. 30,000 salary, fulfil the below eligibility criteria:
- Proof of Indian citizenship
- Six months bank statement and salary slip as income proofs
- Age eligibility criteria of an applicant ranges between 21-58 years
- You should be either salaried or self-employed individual/ businessman
- You should be working in/with either private or public sector
- Your credit history should meet the criteria set by the lender. Credit score may vary as different lenders set different bars as per their standards.
There are a set of mandatory documents required along with the eligibility criteria for a loan approval with Rs. 30,000 salary or more:
- Standard KYC documents - Aadhar card, Driver’s licence, PAN card, Passport
- Income documents – recent salary slips for salaried individuals and bank statement for self employed
Hero FinCorp Instant Personal Loan is an instant personal loan app. It is specifically designed to provide easy instant loan between Rs.50,000-1,50,000. The amount is easily available within minutes of approval. The procedure for
availing instant 1.5 lakh loan amount involves paperless documentation and real-time verification. Once verified and approved, disbursal is done within 48 hours.
Irrespective of the salary slab, the Hero FinCorp Instant Personal Loan app gives loan seekers the freedom to apply for different
types of loans such as vacation Loan, education Loan, consumer loan, home renovation loan, medical loan etc. It gives you a choice to select your preferred loan type. Individuals with minimum monthly income of INR 15,000 can also apply for a personal loan on Hero FinCorp Instant Personal Loan.