Apply for Encumbrance Certificate Online in Karnataka: Fees and Charges

Steps to Apply for an Encumbrance Certificate (EC) Online in Karnataka 

Follow these steps to apply for an Encumbrance Certificate online in Karnataka:

• Visit the Kaveri portal and click on “Encumbrance Certificate”.
• Enter the required property details and click on ‘Search’ to search by property number.
• Search by party name for EC by selecting the district, taluka, hobli, or village of the property
• Enter the period for which you need the EC.
• Hit the ‘Proceed’ button, pay the Encumbrance Certificate fee, and download the PDF to generate a payment receipt.

Steps to Track the Encumbrance Certificate in Karnataka Application Status Online

Once you submit the application for online EC in Karnataka, track its status using the steps mentioned below:

• Visit the Kaveri online services portal.
• Log in with your credentials. 
• Browse the ‘Service Type’ options and choose the ‘Online EC Application’.
• If the department has generated a certified copy of your EC, you will see an option to download it online.

How to Register a Sale Deed on the Kaveri Online Portal?

You can use the Kaveri online services portal to register a property sale deed. Follow these steps for the same:

• Visit the Kaveri online services portal 
• Login to the portal, click ‘Pre-Registration Data Entry’, and select 'Document Registration’.
• Enter details about the parties, property, witnesses, location and the closest SRO office.
• Enter the property type, total property area, neighbourhood name, and measurement unit to calculate the stamp duty charges.
• Upload the sale deed, NOC, and the buyer and the seller’s identity and residence proof.
• Select the payment option and enter the bank challan number, cheque number, and challan date.
• Choose a convenient appointment date. 
• Visit the SRO office on the appointment date for sale deed registration.

How to Locate the Office of the Sub Registrar in Karnataka through the Kaveri Online Portal?

The Kaveri portal also lets you locate the office of a sub-registrar. Here is the stepwise procedure:

• Visit the Kaveri portal.
• Explore the ‘Services for Guest User’ menu and find the ‘Locate SROs’ option. 
• Choose your district, village, and magani names, and click 'Search'.
• Click the SRO Office Name from the list to locate your nearest sub-registrar office.

Property Details in Encumbrance Certificate in Karnataka

Once you receive your online EC for Bangalore or any other city in Karnataka, you will find the following property details in it:

• Name of the property owner
• Transactions and documents with the office
• Property description in the Sale Deeds
• Loan details
• Transaction date, parties involved, document number, volume number, and book number 
• Relevant transaction to a specific period

Eligibility Criteria for Encumbrance Certificate in Karnataka

The following individuals are eligible for an EC online in Karnataka:

• Landowner 
• Potential land buyer
• Attorney holder or authorised signatory

Read Also: 9 Factors Which Impact Your Eligibility For Loan Against Property

Documents Required for Encumbrance Certificate in Karnataka

Submit these documents to apply for an Encumbrance Certificate in Karnataka online:

• Application form
• Aadhaar card
• Address proof
• Property details
• Property card (if available)
• Period and purpose for which you require the EC 
• Power of Attorney 
• Previously executed property deeds, including gift, sale, partition, release, mortgage, and lease deeds 
• Registered deed date, number, book number, volume number
• Applicant’s signature

Read Also: How to Get a Loan Against Property Without Income Proof?

Fees for Getting an Encumbrance Certificate in Karnataka 

The fee structure to get an online EC in Karnataka is as follows:

Conclusion

The process for online EC application in Karnataka is easy and convenient through the Kaveri portal. Refer to this stepwise guide to apply for EC online in Karnataka and check your status. If you are looking for a mortgage loan at the best mortgage loan interest rate, Hero FinCorp can be your best funding partner with favourable terms and conditions. 

Frequently Asked Questions

1. What is the processing time for obtaining an Encumbrance Certificate in Karnataka?

After applying, you may receive the Encumbrance Certificate in Karnataka within 2-3 days.

2. Is the EC Online Karnataka portal secure for online transactions?

The online EC portal in Karnataka is completely safe and secure for online transactions. 

3. Are there any other services available on the EC Online Karnataka portal?

Apart from applying for an Encumbrance Certificate online in Karnataka, you can also use the Kaveri portal to calculate stamp duty, select appointment timings, find a convenient sub-registrar office, register documents, and much more.