Book your dream tour package on EMI with a Personal Loan from Hero FinCorp.
Calculate Personal Loan EMI 
Buying tour packages on EMI with a Personal Loan helps you experience travel even more economically. Instead of paying now, you can book your airfare, hotels, and activities now without emptying your pockets or savings account. Taking a travel package on EMI is simple, flexible and hassle-free.
Pay for your travel in monthly instalments rather than upfront
Choose your repayment period (12 to 36 months) to fit your cash flow
The rate of interest on Personal Loans starts from 1.58% per month
Book early-bird specials and peak-season reservations
Upgrade accommodation, activities or add-ons without hesitation
Keep the funds usable for day-to-day spending and unexpected emergencies
Know exactly the monthly costs, and develop a payment schedule
Travel sooner to the places you love
Booking your ideal vacation is easier when you opt to travel on EMI. With EMI travel packages, you can buy now and pay later in simple instalments. It's quick and easy.
Choosing the right tour package on EMI starts with knowing your priorities. Decide your budget, preferred travel dates, and the experiences you value most. Match them with itineraries that let you travel on EMI comfortably.
Let’s look at an example of flexible travel EMI plans for various tenures:
| Loan Amount (Rs) | Tenure (Months) | Interest Rate (p.a.) | Monthly EMI (Rs) | Total Interest (Rs) | Total Amount Payable (Rs) |
|---|---|---|---|---|---|
| 1,00,000 | 12 | 19% | 5,805 | 10,298 | 1,10,298 |
| 1,00,000 | 18 | 19% | 6,088 | 15,699 | 1,15,699 |
| 1,00,000 | 24 | 19% | 6,378 | 21,185 | 1,21,185 |
| 1,00,000 | 30 | 19% | 6,676 | 26,845 | 1,26,845 |
| 1,00,000 | 36 | 19% | 6,981 | 32,646 | 1,32,646 |
Understanding personal loan eligibility helps you book Travel EMI plans smoothly. Hero FinCorp generally assesses basic KYC, income stability, credit score, and repayment history before approval.
| Eligibility Criteria | Details |
|---|---|
| Age | 21 to 58 years |
| Citizenship | Indians only |
| Occupation | Salaried and self-employed |
| Monthly Income | Rs 15,000 per month |
| Minimum Work Experience | Six months for salaried; Two years for self-employed |
Here are the personal loan documents required for both salaried and self-employed applicants which you need to take it handy just for instant verification.
Let’s look at an example of flexible travel EMI plans for various tenures:
| Loan Amount (Rs) | Tenure (Months) | Interest Rate (p.a.) | Monthly EMI (Rs) | Total Interest (Rs) | Total Amount Payable (Rs) |
|---|---|---|---|---|---|
| 1,00,000 | 12 | 19% | 5,805 | 10,298 | 1,10,298 |
| 1,00,000 | 18 | 19% | 6,088 | 15,699 | 1,15,699 |
| 1,00,000 | 24 | 19% | 6,378 | 21,185 | 1,21,185 |
| 1,00,000 | 30 | 19% | 6,676 | 26,845 | 1,26,845 |
| 1,00,000 | 36 | 19% | 6,981 | 32,646 | 1,32,646 |
Booking a travel package on EMI is simple and convenient. These are the steps to follow:
Visit the Hero Fincorp website or download the Hero Fincor personal loan app.
Go to the ‘personal loan’ section and click 'apply now’.
Type in your mobile number and authenticate with the OTP sent to you.
Choose your loan amount and loan term according to your requirements.
Proceed to KYC verification to verify your income eligibility.
Click 'Submit' and wait for approval.
