Pocket-Friendly
A personal loan for a DSLR camera lets you pay in EMIs, making it affordable and budget-friendly for enthusiasts.
Buy the Latest DSLR Camera on EMI!
Loan up to ₹5 Lakhs
Minimum Salary Required ₹15K
Instant Approval
Personal Loan EMI Calculator
Buy a DSLR Camera on EMI without a Credit Card
Whether you are a beginner or an enthusiast, a DSLR camera is a great gadget for photographers. Those unwilling to pay its cost upfront can buy a DSLR camera on EMI. A Personal Loan from Hero FinCorp can help you buy the best camera, from entry-level models to full-frame powerful flagships.
Whatever your ability and budget, an instant loan lets you buy a DSLR camera on EMI without a credit card. After assessing factors like performance, quality, handling, and battery life, finalise a camera and distribute its purchase cost in installments at attractive interest rates.
Hero FinCorp’s instant Personal Loans are unsecured, letting you buy a DSLR camera on loan without collateral and with no usage restrictions.
Features and Benefits of DSLR Camera on EMI Without Credit Card
Let’s look at the benefits of buying a DSLR camera on EMI without a credit card using an instant Personal Loan from Hero FinCorp:
Attractive Interest Rate
Hero FinCorp offers personal loans with interest up to 30%, depending on credit history, making DSLR purchases affordable on EMI.
Collateral-Free
Hero FinCorp offers collateral-free personal loans, allowing you to apply for a loan for DSLR cameras online without security.
Flexible Repayment Tenure
Hero FinCorp offers budget-friendly EMI options for personal loan for DSLR, with repayment tenures up to 36 months using an EMI calculator.
Instant Approval
Hero FinCorp offers instant, collateral-free personal loans with zero documentation, letting you buy a DSLR camera on EMI easily.
No Additional Paperwork
The entire process is digital; simply upload scanned documents online and get approval in minutes.
Eligibility Criteria for DSLR Camera on EMI
The eligibility criteria of personal loan at Hero FinCorp are reasonable and straightforward, and they only include your age, citizenship, work experience, and monthly income. However, your credit history and DTI ratio also matter greatly in determining your eligibility to obtain a loan for a DSLR camera online. The following are the required conditions:
| Criteria | Requirement |
|---|---|
| Age | 21 to 58 years of age |
| Citizenship | Indian citizenship |
| Work Experience | Six months for salaried; two years for self-employed |
| Monthly Income | Minimum Rs. 15,000 per month |
Documents Required to Buy DSLR Camera on EMI
While many people fear the extensive paperwork when applying for a Personal Loan, the documentation requirements for Personal Loan at Hero FinCorp are minimal and digital. You only need to provide your identity, address, and income proof to buy a DSLR Camera on EMI using a Personal Loan. Furthermore, you don't need to visit a branch office to submit the paperwork. You can quickly scan the necessary documents and upload them online using the website or app.
Documents required for Salaried
Proof of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents required for Self Employed
Proof of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate on Personal Loan to Buy DSLR Camera on EMI
Hero FinCorp offers Personal Loans online at competitive interest rates of up to 30% per annum. A low rate directly translates into financial savings since the interest rate largely determines your EMIs and loan costs. However, the final interest rate you pay depends on your credit history, income, DTI ratio, and repayment capacity. Therefore, maintain a decent credit score, mention all income sources, clear outstanding balances on time, and borrow sparingly to obtain the lowest interest rate Personal Loan.
How to Apply for a Personal Loan to Buy a DSLR Camera on EMI?
Follow this stepwise procedure to apply for a Personal Loan to buy DSLR Camera on EMI:
- 1
Visit the Hero FinCorp website or install the Personal Loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions
The interest rate to buy DSLR Camera on EMI is up to 30% per annum at Hero FinCorp. Therefore, it does not affect the device’s cost significantly.
Missing an EMI payment attracts the following:
- EMI bounce charges
- Penal interest
- Legal action
- Reduced credit score
- Damaged relationship with the lender
Read the loan document carefully to get information about the hidden charges. These include processing fees, prepayment charges, documentation charges, EMI bounce charges, etc.
Yes, you can buy a DSLR camera on EMI without a credit card by borrowing a loan for a DSLR camera online. These loans are readily available online depending on your requirements, eligibility, and repayment capacity. Simply fulfil the lender’s eligibility criteria to buy a camera with a Personal Loan