Personal Loan
A Personal Loan is an unsecured loan provided for salaried and self-employed individuals to meet a wide array of financial needs. Hero FinCorp, an RBI-licensed NBFC, ensures a safe, secure, and seamless digital loan journey.
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Get Instant Personal Loan Online
A personal loan helps you manage unexpected expenses such as medical bills, weddings, travel, new gadgets or home renovation. With Hero FinCorp, you can apply for a hassle-free instant personal loan with low interest rates, flexible repayment options, and no collateral requirement. The whole process is 100% digital and paperless, with approval in just 10 minutes so you get the funds when you need it most.
What Makes Hero FinCorp Personal Loan A Smart Choice?
Experience the numerous advantages and features of a personal loan. From fulfilling your dreams to tackling unexpected expenses, a Personal Loan provides you financial flexibility and convenience.

Instant Loan Approval
Get approval for your loan in 10 minutes when you apply online on the Hero FinCorp website or loan application.

Quick Loan Disbursal
Receive loan disbursal directly in your bank account, ensuring timely money when you need it.

Paperless Application process
When you apply online, you don’t have to submit any physical documents. This saves your time and effort.

No Collateral Requirement
You can avail a Personal Loan without any collateral, guarantor or security.

Flexible Loan Amounts
Avail loans between Rs 50,000 to 5 Lakh for multiple purposes like medical treatment, home improvement, or a holiday of your dreams.

Tailored Repayment Tenures
Select a repayment term, from 12 to 36 months, according to your budget and financial needs.
What Makes Hero FinCorp Personal Loan A Smart Choice?
Experience the numerous advantages and features of a personal loan. From fulfilling your dreams to tackling unexpected expenses, a Personal Loan provides you financial flexibility and convenience.

Instant Loan Approval
Get approval for your loan in 10 minutes when you apply online on the Hero FinCorp website or loan application.

Quick Loan Disbursal
Receive loan disbursal directly in your bank account, ensuring timely money when you need it.

Paperless Application process
When you apply online, you don’t have to submit any physical documents. This saves your time and effort.

No Collateral Requirement
You can avail a Personal Loan without any collateral, guarantor or security.

Flexible Loan Amounts
Avail loans between Rs 50,000 to 5 Lakh for multiple purposes like medical treatment, home improvement, or a holiday of your dreams.

Tailored Repayment Tenures
Select a repayment term, from 12 to 36 months, according to your budget and financial needs.
How To Apply For Personal Loan
Wondering how to apply for a Personal Loan? Applying for a Personal Loan online has never been easier. By completing a quick and secure online application process, you can find an easy and accessible way to secure instant funds.
Verify your details
Enter your basic info to get started with your loan application.
Complete KYC
Quickly verify your identity through a secure online process.
Work Detail
Share your employment and income details to help assess eligibility.
Re-Payment Setup
Choose your repayment mode and set up auto-debit securely.
E-sign
Review and digitally sign your loan agreement with ease.
Get the loan
Sit back as the approved amount is credited to your account.
Types of Personal Loan for your goals
One Loan, Many Dreams — Find the Right Fit for Your Needs
Marriage Loan
A personal loan for a wedding covers expenses like venue, catering, and decor.
Personal Loan Eligibility Criteria
Before starting the personal loan application process, confirm that you meet the eligibility criteria for personal loan to ensure a higher chance of approval. At Hero FinCorp, the requirements are simple to meet.| Eligibility Criteria | Details |
|---|---|
| Age | You should be 21-58 years old. |
| Citizenship | To obtain a loan at Hero FinCorp, you must be an Indian citizen. |
| Work Experience | 1. Salaried Individuals: Minimum 6 months 2. Self-employed Individuals: Minimum 2 years of stable business operations |
| Monthly Income | You must have at least a monthly income of Rs 15,000. |
| Credit Score | A score of 750+ is generally preferred for instant approval. |
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Learn More →Tailored Loans. Trusted Solutions.
Get quick personal loans based on your career profile.
Turn Your Salary into Instant Cash
Quick personal loans based on your monthly income
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Personal loan for different budgets.
Explore personal loan options based on the amount you need.
Frequently Asked Questions
A Personal Loan is an unsecured loan provided to salary and self-employed individuals for various purposes, including medical costs, marriage expenses, or house renovations. It is sanctioned immediately and credited fast with minimal documentation and without collateral.
Here are the key differences between an instant Personal Loan and a regular Personal Loan:
| Feature | Instant Personal Loan | Regular Personal Loan |
|---|---|---|
| Approval Time | Within minutes | It may take a few working days |
| Application Mode | Entirely online (website or app) | Online or offline (branch visits often required) |
| Documentation | Minimal; often paperless | Detailed documentation required |
| Disbursal Speed | Within hours of approval | After verification, disbursal may take some time |
| Eligibility Check | Automated, quick checks using digital data | Manual review of documents and credit profile |
You can borrow an instant Personal Loan of Rs 5 Lakh online through the website or the app. Just meet the specified eligibility criteria, undergo simple KYC, and get approved in 10 minutes. The loan amount is transferred directly into your bank account with a 100% digital and paperless procedure.
You can track your personal loan application status online using the loan app or customer care. Keep your application number or registered contact number handy for verification.
Yes, one can obtain a Loan without a CIBIL score but it is challenging. Lenders usually have a credit history requirement, but if you are a first-time borrower (New to Credit), then you may approach Non-Banking Financial Companies (NBFCs) or online lenders who consider alternative data and income stability checks.
No, proof of a stable income is mandatory for loan approval as per RBI/NBFC compliance rules. You must declare your income in the form. The lender then uses digital consent (e.g., net banking login) to instantly verify this declared income.
To avail a Rs 2 Lakh instant Personal Loan, your minimum salary needs to be Rs 15,000, along with a stable job and proper documentation.
We provides flexible Personal Loan tenures between 12 months to 36 months. You can select a repayment term that is comfortable for your finances.
You can use the online personal loan EMI calculator by filling in the loan amount, tenure, and interest rate to obtain instant and precise EMI details.
Yes, you can foreclose or pre-close your Personal Loan by paying the outstanding sum and seeking a No Objection Certificate from the lender.
No, there is no tax exemption on Personal Loans in India, whether used for a specific purpose or not.
Rejection of a loan can occur due to poor credit score, insecure job, having several loans, or insufficient documents. Ensure you meet the eligibility criteria before applying.
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Hero FinCorp for urgent Personal Loans and experience hassle-free financing, competitive interest rates, flexible repayment options, and quick loan approval.

















