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Personal Loan

A Personal Loan is an unsecured loan provided for salaried and self-employed individuals to meet a wide array of financial needs. Hero FinCorp, an RBI-licensed NBFC, ensures a safe, secure, and seamless digital loan journey.

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Instant Approval in 10 Minutes
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Paperless Process
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100% Digital Process
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Competitive Interest rate
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Calculate Personal Loan EMI

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Calculate Personal Loan EMI

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Get Instant Personal Loan Online

A personal loan helps you manage unexpected expenses such as medical bills, weddings, travel, new gadgets or home renovation. With Hero FinCorp, you can apply for a hassle-free instant personal loan with low interest rates, flexible repayment options, and no collateral requirement. The whole process is 100% digital and paperless, with approval in just 10 minutes so you get the funds when you need it most.

What Makes Hero FinCorp Personal Loan A Smart Choice?

Experience the numerous advantages and features of a personal loan. From fulfilling your dreams to tackling unexpected expenses, a Personal Loan provides you financial flexibility and convenience.

Instant Loan Approval
Instant Loan Approval

Get approval for your loan in 10 minutes when you apply online on the Hero FinCorp website or loan application.

Quick Loan Disbursal
Quick Loan Disbursal

Receive loan disbursal directly in your bank account, ensuring timely money when you need it.

Paperless Application process
Paperless Application process

When you apply online, you don’t have to submit any physical documents. This saves your time and effort.

No Collateral Requirement
No Collateral Requirement

You can avail a Personal Loan without any collateral, guarantor or security.

Flexible Loan Amounts
Flexible Loan Amounts

Avail loans between Rs 50,000 to 5 Lakh for multiple purposes like medical treatment, home improvement, or a holiday of your dreams.

Tailored Repayment Tenures
Tailored Repayment Tenures

Select a repayment term, from 12 to 36 months, according to your budget and financial needs.

What Makes Hero FinCorp Personal Loan A Smart Choice?

Experience the numerous advantages and features of a personal loan. From fulfilling your dreams to tackling unexpected expenses, a Personal Loan provides you financial flexibility and convenience.

Instant Loan Approval
Instant Loan Approval

Get approval for your loan in 10 minutes when you apply online on the Hero FinCorp website or loan application.

Quick Loan Disbursal
Quick Loan Disbursal

Receive loan disbursal directly in your bank account, ensuring timely money when you need it.

Paperless Application process
Paperless Application process

When you apply online, you don’t have to submit any physical documents. This saves your time and effort.

No Collateral Requirement
No Collateral Requirement

You can avail a Personal Loan without any collateral, guarantor or security.

Flexible Loan Amounts
Flexible Loan Amounts

Avail loans between Rs 50,000 to 5 Lakh for multiple purposes like medical treatment, home improvement, or a holiday of your dreams.

Tailored Repayment Tenures
Tailored Repayment Tenures

Select a repayment term, from 12 to 36 months, according to your budget and financial needs.

How To Apply For Personal Loan

Wondering how to apply for a Personal Loan? Applying for a Personal Loan online has never been easier. By completing a quick and secure online application process, you can find an easy and accessible way to secure instant funds.

 Verify your details
Verify your details

Enter your basic info to get started with your loan application.

Complete KYC
Complete KYC

Quickly verify your identity through a secure online process.

Work Detail
Work Detail

Share your employment and income details to help assess eligibility.

 Re-Payment Setup
Re-Payment Setup

Choose your repayment mode and set up auto-debit securely.

E-sign
E-sign

Review and digitally sign your loan agreement with ease.

 Get the loan
Get the loan

Sit back as the approved amount is credited to your account.

Types of Personal Loan for your goals

One Loan, Many Dreams — Find the Right Fit for Your Needs

Marriage Loan
Emergency Loan
Instant Cash Loan
Travel Loan
Short Term Loan
Salary Advance Loan
Education Loan

Marriage Loan

A personal loan for a wedding covers expenses like venue, catering, and decor.

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Flexible Tenure:Repay comfortably over 12 to 36 months.
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Instant Approval:Fast loan approval to ensure timely financial support.
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Covers Wedding Costs:Borrow from ₹50,000 to ₹5 Lakhs to manage wedding expenses without financial stress.
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Quick & Easy Process:Fully digital application with minimal hassle.
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Low Salary Requirement:Available to individuals with a minimum monthly salary of just ₹15,000.
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Attractive Interest Rates:Starting from 19% per annum.

Personal Loan Eligibility Criteria

Before starting the personal loan application process, confirm that you meet the eligibility criteria for personal loan to ensure a higher chance of approval. At Hero FinCorp, the requirements are simple to meet.
Eligibility CriteriaDetails
AgeYou should be 21-58 years old.
CitizenshipTo obtain a loan at Hero FinCorp, you must be an Indian citizen.
Work Experience1. Salaried Individuals: Minimum 6 months
2. Self-employed Individuals: Minimum 2 years of stable business operations
Monthly IncomeYou must have at least a monthly income of Rs 15,000.
Credit ScoreA score of 750+ is generally preferred for instant approval.

Your City, Your Loan – Fast & Easy

Find the best personal loan offers tailored to your city and needs.
Personal Loan In Chennai
Personal Loan In Chennai
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Personal Loan In Hyderabad
Personal Loan In Hyderabad
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Personal Loan in Kerala
Personal Loan in Kerala
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Personal Loan in Pune
Personal Loan in Pune
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Personal Loan Coimbatore
Personal Loan Coimbatore
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Personal Loan In Delhi
Personal Loan In Delhi
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Personal Loan in Baroda
Personal Loan in Baroda
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Personal Loan in Ahmedabad
Personal Loan in Ahmedabad
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Personal Loan in Mumbai
Personal Loan in Mumbai
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Personal Loan in Surat
Personal Loan in Surat
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Personal Loan in Kolkata
Personal Loan in Kolkata
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Personal Loan in Trivandrum
Personal Loan in Trivandrum
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Tailored Loans. Trusted Solutions.

Get quick personal loans based on your career profile.

Doctor Loan
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Personal Loan For Chartered Accountant
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Personal Loan For Corporate Employees
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Personal Loan for Government Employees
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Personal Loan For Salaried Employees
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Personal Loan For Self Employed
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Personal Loan For Teachers
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Personal Loan For Defence Personnel
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What Our Customers Say About Us?

I needed funds urgently for a medical expense and Hero FinCorp was a lifesaver. I applied on the app, uploaded my documents, and got approval for ₹3 lakhs within minutes! The money was credited the same day. The process was completely digital, which saved me a lot of time. I could choose an EMI plan that suited my monthly budget. The app is smooth and easy to use — I could track everything in real-time. Hero FinCorp truly makes borrowing stress-free and transparent. Highly recommend it for anyone needing quick and reliable financial support!"

When my destination wedding booking payment was due, I turned to Hero FinCorp. Their instant personal loan process was unbelievably fast — approval and disbursal in hours! No long paperwork, no branch visits, just a few clicks on the app. I loved the flexible EMI option, which let me plan repayments comfortably. The entire journey felt professional and transparent. I got timely updates on every step through SMS and email. This kind of service is exactly what busy working professionals like me need. I’m a happy customer and will definitely use them again when needed.

I borrowed ₹4 lakhs from Hero FinCorp for home renovation and had a great experience. The approval was instant, and everything was done digitally. What impressed me most was the clarity — all charges, interest rates, and tenure options were shown upfront before I confirmed. No hidden surprises! I could pick an EMI plan that fit my cash flow, and repayment has been smooth. I’ll happily recommend Hero FinCorp to friends and family who are looking for quick, trustworthy financial support.

As a freelancer, getting credit quickly is not easy. Hero FinCorp changed that! I applied for ₹5 lakhs on their app, completed digital KYC, and received approval within hours. I love that I could select a repayment plan that matches my irregular income. No branch visits, no stress — the entire process was smooth. The interface is clean, and I could track my disbursal status easily. For anyone who is self-employed and looking for quick funds, this is one of the best options available in the market today!

I usually avoid loans because of the long process, but Hero FinCorp surprised me with its simplicity. I applied through the app for ₹2 lakhs, and within a few hours, I had the money in my account. The EMI customization option was very useful — I could keep my monthly payments light. I also appreciate the timely reminders I receive before due dates, which keeps me disciplined. Everything was 100% digital, so no paperwork hassle. I’m genuinely impressed and will use this option again whenever I need quick funds.

Hero FinCorp’s instant personal loan is truly instant! No phone calls, no physical paperwork — just a simple, guided process on the app. I took ₹2 lakhs for my higher education fees, and the flexible EMI plan made repayment stress-free. The best part is the option to prepay through the app, helping me save on interest. I’ve already recommended it to my friends and colleagues. Definitely a trustworthy solution for quick and easy financing.

I took a personal loan for my sister’s wedding, and the experience with Hero FinCorp was excellent. The approval was instant, and everything was explained clearly — no hidden charges or last-minute surprises. The iOS app is smooth & This kind of transparency and convenience makes Hero FinCorp stand out. I will confidently recommend them to anyone needing funds quickly without the stress of traditional bank loans.

When our car broke down unexpectedly, we needed funds quickly. Hero FinCorp’s instant personal loan was the perfect solution. The application process was 100% digital and very easy to follow. I chose a 24-month EMI plan that fits our household budget. The auto-debit feature works perfectly, so we never miss payments. It feels good to know there’s a reliable solution available when emergencies strike. Hero FinCorp has made borrowing a completely stress-free experience for us.

I had a great experience with Hero FinCorp’s personal loan. The app is very user-friendly and guides you through the process step by step. I borrowed ₹3.5 lakhs for a family trip, and everything — eligibility check, approval, disbursal — was completed digitally. When I had a question about EMI dates, customer support was quick to respond. I now recommend Hero FinCorp to colleagues whenever they need quick, trustworthy financial assistance. It’s truly a modern, customer-first solution.

This was the easiest loan process I’ve ever experienced. Hero FinCorp approved my ₹5 lakh personal loan within hours — no branch visits or paperwork required. I completed KYC digitally on the iOS app and got the funds the same day. The app also makes it easy to monitor my loan anytime. I’m very satisfied with the smooth and transparent experience and will surely come back to Hero FinCorp if I need financial help again.

Personal loan for different budgets.

Explore personal loan options based on the amount you need.

Frequently Asked Questions

A Personal Loan is an unsecured loan provided to salary and self-employed individuals for various purposes, including medical costs, marriage expenses, or house renovations. It is sanctioned immediately and credited fast with minimal documentation and without collateral.

Here are the key differences between an instant Personal Loan and a regular Personal Loan:

FeatureInstant Personal LoanRegular Personal Loan
Approval TimeWithin minutesIt may take a few working days
Application ModeEntirely online (website or app)Online or offline (branch visits often required)
DocumentationMinimal; often paperlessDetailed documentation required
Disbursal SpeedWithin hours of approvalAfter verification, disbursal may take some time
Eligibility CheckAutomated, quick checks using digital dataManual review of documents and credit profile
You may avail an online personal loan of Rs 50,000 to 5 Lakh in Hero FinCorp, depending on your salary, credit score, and documents.

You can borrow an instant Personal Loan of Rs 5 Lakh online through the website or the app. Just meet the specified eligibility criteria, undergo simple KYC, and get approved in 10 minutes. The loan amount is transferred directly into your bank account with a 100% digital and paperless procedure.

In the digital age, you only need to have your Aadhaar Card and PAN Card with you. Lenders use these for e-KYC, allowing you to securely share your income documents and bank statements directly through digital consent.
Lenders such as Hero FinCorp often provide instant personal loan approvals within minutes, after checking eligibility and a successful online application.

You can track your personal loan application status online using the loan app or customer care. Keep your application number or registered contact number handy for verification.

The minimum CIBIL score for Personal Loan approval required by most lenders is 750 or more.

Yes, one can obtain a Loan without a CIBIL score but it is challenging. Lenders usually have a credit history requirement, but if you are a first-time borrower (New to Credit), then you may approach Non-Banking Financial Companies (NBFCs) or online lenders who consider alternative data and income stability checks.

No, proof of a stable income is mandatory for loan approval as per RBI/NBFC compliance rules. You must declare your income in the form. The lender then uses digital consent (e.g., net banking login) to instantly verify this declared income.

A minimum net monthly income of Rs 15,000 is generally needed for an application for a personal loan. The sanction of an online loan also depends on your credit rating, documents, and employment stability.

To avail a Rs 2 Lakh instant Personal Loan, your minimum salary needs to be Rs 15,000, along with a stable job and proper documentation.

We provides flexible Personal Loan tenures between 12 months to 36 months. You can select a repayment term that is comfortable for your finances.

You can use the online personal loan EMI calculator by filling in the loan amount, tenure, and interest rate to obtain instant and precise EMI details.

Yes, you can reduce your Personal Loan term by paying higher EMI or prepaying to reduce the interest burden and repay the loan sooner.

Yes, you can foreclose or pre-close your Personal Loan by paying the outstanding sum and seeking a No Objection Certificate from the lender.

No, there is no tax exemption on Personal Loans in India, whether used for a specific purpose or not.

Rejection of a loan can occur due to poor credit score, insecure job, having several loans, or insufficient documents. Ensure you meet the eligibility criteria before applying.

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Hero FinCorp for urgent Personal Loans and experience hassle-free financing, competitive interest rates, flexible repayment options, and quick loan approval.

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