Best Mobile Phones Under 40000 In India 2024

Top 10 Best Mobile Under 40000

Here is the list of top phones under 40000. Review and compare them carefully to find the best phone under 40000 that suits your requirements.

1. Poco F5

Poco F5 has a bezel-less design with a punch-hole camera. With a smooth refresh rate of 120 Hz, it has a 6.67 inches screen and a triple rear camera. The device comes with a big 5000 mAh battery with 67W fast charging.

2. OnePlus 11R

OnePlus 11R packs a whopping battery of 5000 mAh with 100 W fast charging. Its bezel-less design offers a smooth 120 Hz refresh rate. Android 13 powers this best smartphone under 40000 with a Qualcomm Snapdragon 8 processor. The 50 MP triple rear camera in this best camera mobile under 40000 allows you to click the best photos of different moments.

3. Samsung Galaxy S21 FE 5G

Samsung Galaxy S21 FE 5G has a punch-hole camera with a bezel-less design and a fast refresh rate of 120 Hz. The phone runs on the Android 12 operating system, and the 12 MP triple rear camera clicks some of the best photographs. It is the best phone under 40000 5G with fast processing and internet connectivity.

Also, Read: 10 Best Mobile Phones Under 50000 in India

4. Tecno Phantom X2 5G

This phone is the world's first 4nm Dimensity 9000 5G Processor phone with a dual curved AMOLED Display and a 64MP RGBW Camera. Its bezel-less design gives it a new and modern look with ample screen space. Its impressive 5160 mAh battery lasts long and charges quickly.

5. OnePlus 10R (80W)

The OnePlus 10R (80W) stands out with capable performance and ergonomic design. It charges quickly and delivers an impressive gaming experience for a long time. It goes without saying that the Dimensity 8100 SoC is the best mobile phone under 40000 for hardcore gamers.

6. Realme GT 2 Pro

The Realme GT2 Pro is the best 5G phone under 40000, boasting a visually attractive design. Its 2K AMOLED flat screen facilitates a clear picture and immersive display quality. The 1.07 billion colours that the phone features create a mesmerising visual experience to remember for life. 

7. Samsung Galaxy A54

The Samsung Galaxy A54 is the best mobile under 40000 5G with a stunning design owing to its impressive camera layout and thin frame. Autofocus and VDIS features allow you to record real-life videos using its mesmerising camera. IP67 rating and gorilla glass ensure durability, making it a nice smartphone for adventures.

8. iQOO Neo 7 5G

MediaTek Dimensity 8200 5G gives this phone excellent power, performance, and efficiency Performance. The 120 W fast charging feature takes it from 1 to 50% in 10 minutes. Motion control via acceleration sensors and gyroscope make it the best Android phone under 40000 for gaming lovers. 

Also, Check: Best Mobile Phones Under 30000 In India

9. Motorola Edge 30 Pro

Motorola Edge 30 Pro has a powerful architecture with an in-built Snapdragon 8 Gen 1 processor. It comes with impeccable features, including a 60 MP Quad Pixel front camera and a 17.01 cm (6.7) Max Vision AMOLED display. The 4800 mAh battery lasts long and charges rapidly with 68 W TurboPower.

10. Xiaomi 11T Pro 5G Hyperphone

This 5G-enabled flagship phone features a Snapdragon 888 chipset and 5nm fab processor. It ensures an ultra-smooth performance with seamless multitasking capability. It has a Displaymate A+ panel with fast, smooth touch response and vivid picture quality. It supports 8K video recording and has several modes for capturing photos and videos, making it the best camera phone under 40000.

How Personal Loan Helps You to Buy a Mobile Phone Under 40000?

Here are some benefits you can get using a personal loan to buy phones under 40000

Instant Funding: Personal loans offer quick access to funds, allowing you to seize the latest mobile phone deals without delay.

Flexible Repayment: With customizable repayment plans, you can choose a tenure that suits your financial situation, making it easier to manage monthly installments.

No Collateral Required: Unlike other forms of financing, personal loans typically don't require collateral, ensuring your new phone is the only security needed.

Competitive Interest Rates: Explore various lenders to find the best interest rates, ensuring you pay less in the long run and make the most of your budget.

Freedom of Choice: Whether it's the latest flagship or a mid-range model, a personal loan empowers you with the freedom to choose the mobile phone that fits your preferences and needs.

Steps to Apply Personal Loan to Finance Mobile Phone

Step 1. Visit Hero FinCorp official website or download the personal loan app.

Step 2. Select the 'Apply Now' option.

Step 3. Input your mobile number and confirm the OTP sent to the provided mobile number.

Step 4. Indicate the desired loan amount.

Step 5. Validate your KYC details to assess income eligibility.

Step 6. Press 'Submit' to finalize your application.

Best Smartphone Under 40000 – Final Thoughts

This list will help you choose the best smartphones under 40000 according to your requirements and budget. Look at their features, specifications, battery life, camera quality and other parameters to find the best phones under 40K. Once you find a mobile phone under 40000 that you want to purchase, the next step is to arrange the funding. Apply for a Personal Loan and finance the phone purchase without worrying about its cost. Repay it in EMIs spread across your convenient repayment tenure. Hero FinCorp is one of the most reliable mobile loan apps offering Personal Loans at competitive interest rates.

Disclaimer: The specifications provided for the mobile phones are based on research and available information as of the given date. It is important to note that these details may be subject to change, and we cannot guarantee the accuracy, completeness, or timeliness of the information presented.