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Moving forward with the dream of a Digital India and promoting e-governance, the Government of India has built a common platform called Umang, where every Indian would be able to access various government services through just a tap on their smartphones. The Umang Application allows users to access a large number of government related services, from ration cards, passports, railway ticket bookings, land records and much more. After several months of development and several phases of testing, the government recently launched the UMANG app as a single point of contact for almost 200 government services offered by various government agencies.
Short for Unified Mobile Application for New Age Governance, the UMANG app was launched by the Ministry of Electronics and Information Technology, after the launch of the BHIM App. The app is available in 14 languages including English. For users without smartphones, these services will be available via SMS and a toll-free number. A few of the key advantages of using the UMANG App are:
Single-point of access for about 200 government services
It reduces clutter and eliminates the need to install individual departmental apps
24/7 online access allows one to use services, view documents etc.
Significant time savings, by avoiding visits to government departments and waiting in queues
Provides a secure, uniform, and user friendly experience
Key services offered by the UMANG App:
Digi-Locker Facility: The UMANG app provides access to central, state, and regional facilities on the go and helps save time and effort in engaging with different organizations. It also helps connect with different customer support and grievance cells on-the-go. It also helps access all your documents at one place online, facilitating quick processing and eliminating the hassle of dealing with various individuals to access government services.
HP, Indane Gas, Bharat Gas: People using Gas cylinders can apply for new cylinders, check for availability and order a new cylinder on the UMANG app.
EPFO: The app aids checking available balance in the EPF account. Pension and gratuity can be calculated on the pension portal and assessed in real time.
PMAY Scheme: The app manages the Housing for All Scheme launched by the Government of India by featuring the PMAY scheme. It can be used to know details related to PMAY – application status, subsidy benefit etc. It even allows access to land records for personal use via the e-Dhara Land Records.
GST: Since it’s linked to the Goods and Services Tax Network (GSTN), the app will make it easy to register and track GST-related payments. Income tax filing using just a cell phone is now possible, thanks to the app.
Bharat Bill Pay Service (BBPS): National billing service called Bharat Bill Pay Service is also available on UMANG. Utility bills like electricity, telephone, DTH can be paid off with one click.
PAN: People can apply for a Permanent Account Number (PAN) through application form 49A for individual, firm etc. PAN card details can be changed using CSF form. PAN card status tracking and payments can be done easily as well.
PariVahan Seva Vahan: The UMANG app enables citizens to access and download vehicle registration documents from the PariVahan Seva Vahan.
CBSE: All information regarding CBSE exams, exam centres and results are easily available on the UMANG app.
e-Pathshala: The e-Pathshala is a joint initiative by Ministry of Human Resource Development (MHRD), Government of India and National Council of Educational Research and Training (NCERT). Students and parents can access e-books, audios and videos. There are also enough resources for teachers like e-books, teaching instructions, periodicals, curricular resources, audios and videos. All of this can now be done through UMANG app.
NPS: Users can subscribe to the service, change scheme, recharge amount etc. with a simple PRAN and password.
Passport Seva: Ministry of External Affairs (India) has ensured that all processes related to application, processing and delivery of a passport can be made and traced using the UMANG app.
Pharma Sahi Daam: The app provides this tool for comparing prices of scheduled and non-scheduled drugs at the time of purchase and looking for substitutes, if necessary.
Crop Insurance: The UMANG app allows farmers to calculate Insurance principle and premium for their crops according to the different schemes introduced by the government from time to time.
The UMANG app is available for devices running on various software platforms such as Android, Windows, and iOS, it can be downloaded from the respective App Store of each platform. The UMANG App may can also be downloaded from an official Government of India website: https://web.umang.gov.in/. On Android version 4.4 and above, the application requires around 10MB of storage space. Once you download the app on your mobile or tablet, you have to register and set it up, using the steps below:
Install App
Launch App
Create a new user
Select registration mode, enter your mobile number and verify using OTP
Once you verify using OTP, set MPIN
Set two security questions that will help you recover your account if you forget your MPIN. Ensure that others do not know answers to your security questions
Link AADHAR, currently optional but highly recommended
Update personal information.
All these details can be changed at any time through the manage application tab or settings tab. Every time you will make a change, an OTP will be sent to the registered number to confirm your settings. To download and start using the UMANG Application, click here.
The act of paying out money for any kind of transaction is known as disbursement. From a lending perspective this usual implies the transfer of the loan amount to the borrower. It may cover paying to operate a business, dividend payments, cash outflow etc. So if disbursements are more than revenues, then cash flow of an entity is negative, and may indicate possible insolvency.
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