Blogs.

A payment request pops up while you are busy. It looks routine, so you approve it. Moments later, the money is gone, and the sender has vanished.

A personal loan is one of the most commonly used ways of borrowing money for any type of cost, be it anticipated or unexpected. Be it a medical emergency, wedding, traveling, household renovation, school tuition, consolidating debts, or other expenses, an unsecured personal loan can help borrowers whenever they need.

More than 9,000 NBFCs were registered with the Reserve Bank of India in 2024, and that is before you even count the banks and the lending apps. So when you set out to borrow, you are not short of options. If anything, you are drowning in them.

Thinking about a personal loan but worried it’ll dent your credit score? You’re not alone. It’s one of the most common questions borrowers ask, and a fair one.

Three years ago, ₹1.5 lakh got you a decent commuter and not much else. That ceiling has shifted considerably. Today the same budget opens up 225cc engines, USD forks, ride modes, dual-channel ABS, and in one case, a CNG powertrain that costs almost nothing to run. The ten bikes below represent the strongest picks across different riding needs — compared on real-world mileage, performance, safety, and what ownership actually costs over time.

Are you also planning to take a personal loan? But do you know the personal loan maximum limit in India?

If you drive every day and sometimes have a pillion, comfort and reliability matter as much as style to you. A family bike is not just a means of getting from one place to another, but an excellent companion for office commutes, taking children to school, shopping for groceries, and weekend trips. The best motorcycle should have a comfortable seat, be fuel efficient, have low maintenance costs, be a reliable vehicle, and still be affordable to buy.

There's no fixed minimum CIBIL score for a personal loan in India, whatever the ads might have you believe. Most lenders want to see 725 or above. But that's only part of the story, before anyone actually decides anything, they're reading your income, your job stability and the EMIs you're already paying.

Life has a way of throwing unexpected costs your way: a sudden medical bill, an urgent home repair, or even a temporary loss of income. An emergency fund is money set aside specifically to cover these situations, helping you avoid financial stress and reducing the need for high-cost borrowing when things go wrong. This guide covers what an emergency fund means, why it matters, how much you should ideally save, and practical steps to build one over time.