In​‍​‌‍​‍‌ December 2025, India saw the volume of UPI transactions exceeding 21.6 billion, a clear indication of the increasing dependence on digital payments. The digital payment market in India witnessed a very rapid growth, and UPI turned out to be the most convenient and fastest mode of money ​‍​‌‍​‍‌transfer.

A business needs capital to function, and one source of raising capital is through debt. But debt hurts the financial metrics of a business. So, it is essential to know the degree of the impact, so the business can plan accordingly. This is where leverage ratios help. These ratios help an organisation know about the dependence on debt, its utilisation, and its ability to meet financial obligations.

Let’s find out what leverage ratios are, how they work, and the different types of leverage ratios. 

Suresh received a lump sum after selling a small plot of land and deposited it into his savings account. He knew he would need the money after eighteen months for his...

You submit documents when applying for a loan or opening a bank account, expecting the process to proceed smoothly. Instead, a message requests OVD even though you have...

85% of digital transactions in India are powered by UPI. As the number of users increases, phishing and transactional errors are likely to increase. You need to be careful while...

Imagine you want to expand your small business by purchasing a new delivery truck, but you don't have the full amount in cash...

Have you ever received an offer for instant credit during the purchase of a high-ticket item at any e-commerce website?

इनकम टैक्स रिटर्न (ITR) एक जरूरी आधिकारिक फॉर्म है। इसके माध्यम से करदाता अपनी वार्षिक आय, खर्च, निवेश और टैक्स का डिटेल्स भारत के इनकम टैक्स विभाग को जमा देता है। यह एक वित्तीय वर्ष में कमाए गए रुपये का हिसाब होता है। सामान्य रूप से कहें तो इस प्रक्रिया के द्वारा सरकार को आय की जानकारी देनी होती है।  

ECS (इलेक्ट्रॉनिक क्लियरिंग सिस्टम) भारतीय रिजर्व बैंक (RBI) द्वारा संचालित एक बहुत ही सुरक्षित डिजिटल प्रक्रिया है। यह बैंकों के बीच थोक और आवर्ती भुगतानों  को स्वचालित करती है। यह लोन EMI, यूटिलिटी बिल  या एसआईपी  जैसे भुगतानों को निर्धारित तारीख पर सीधे खाते से काटने या क्रेडिट करने की कागज रहित प्रोसेस है।