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| Parameter | Requirement |
| Age | 21 to 58 years |
| Citizenship | Indian citizen with valid documents |
| Employment | Salaried individual with stable employment and a co-applicant |
| Minimum Income | ₹15,000 gross monthly salary |
| CIBIL Score | 725 or above improves approval chances |
| Fee Type | Applicable Charge |
| Interest Rate | Starting from 18% p.a. |
| Processing Fee | Minimum 2.5% + GST |
| Prepayment Charges | Not applicable |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | ₹350 per instance |
Disclaimer: Interest rates, fees, loan amount, eligibility, and applicable charges are subject to Hero FinCorp's policies and may vary based on the applicant's profile.
Visit the official Hero FinCorp website or your device's app store.
Click Download Android App or Download iOS App.
Install the Personal Loan App on your smartphone.
Register using your mobile number and complete verification.
Log in and apply for your preferred personal loan.

Keep the following documents ready before starting your application through the Personal Loan App:
Digital Consent: By submitting your application, you authorize Hero FinCorp to verify your information digitally. Consent may also be obtained through the Account Aggregator framework or other approved digital verification methods, wherever applicable.

Download the Android or iOS App.
Register with your mobile number and verify your OTP.
Fill in your personal, employment, and income details.
Upload the required documents digitally.
Submit your application and track your loan status online.
No. Eligible applicants can apply for a collateral-free loan through the Hero FinCorp Personal Loan App. Since it is an unsecured personal loan, you don't need to pledge assets as security, subject to eligibility and internal approval.