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Personal Loan EMI Calculator

Calculate your EMI and choose the most suitable EMI for you

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Get Personal Loan in Jodhpur With Quick Approval

Jodhpur, also known as the Sun City and the Blue City, is the second largest city in Rajasthan at a distance of around 250 km from the Pakistan border. Divided into old and new city, it is a major rail and road junction serving as a trade centre for wool, hides, salt, cattle, and agricultural crops. The city has railway and engineering workshops and several factories manufacturing bicycles, polo equipment, ink, iron and brass utensils and cotton textiles. The city is also famous for ivory goods, cutlery, glass bangles, dyed clothes, leather products, lacquer work, carpets, and marble stonework.

Besides these, tourism is a major contributor to the city’s economy. Some popular city attractions include Jaswant Thada, Rai ka Bag Palace, Mehrangarh Fort, Umed Garden, Umaid Bhavan Palace, Sardar Samand Lake, Kunj Bihari Temple, Udai Mandir, and many others. If you are looking for a Personal Loan in Jodhpur, you can find the best loan offer at Hero FinCorp.

We Offer a Wide Range of Personal Loans!

Find out the various loan types we offer to different borrowers according to their needs.

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Personal Loan for Doctors

Salaried or self-employed doctors can borrow a Personal loan for doctors from Hero FinCorp if they require cash to cover their financial needs.

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Personal Loan for Travel

One of the financial products that can help cover your travel-related expenses is a Personal Loan for travel from HeroFinCorp.

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Personal Loan for Wedding

From venue bookings to gifts and invitations, a Personal Loan for weddings funds  various expenses, both planned and urgent.

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Personal Loan for Home Renovation

Instant approval and quick disbursal make Personal Loans the best funding option for pending home renovation projects.

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Personal Loan for Self-Employed

At Hero FinCorp, we offer unsecured Personal loans for self-employed in which we lend you money on your creditworthiness.

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Personal Loan for Women

One financial product you can obtain for your financial freedom is a Personal Loan. Avail of an instant cash loan in Jodhpur to meet your various needs.

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Personal Loan for Government Employees

Government employees can get an instant Personal Loan anytime with Hero FinCorp from the comfort of their homes.

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Personal Loan for Education

Accomplish your desire to go one step higher with a Personal Loan for Education in Jodhpur at attractive interest rates.

Features And Benefits of Hero Fincorp Personal Loan Jodhpur

Let’s look at the features and benefits that make Hero FinCorp Personal Loan a better funding option than other Personal Loan providers in Jodhpur.

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High Loan Amount:

If you are facing a cash crunch and looking for Personal Loan finance in Jodhpur, Hero FinCorp offers you an instant Personal Loan of up to Rs 5 Lakh. Since these loans have no end-use restrictions, you can use the loan amount for any purpose and cover your intended expenses.

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Attractive Interest Rates:

At Hero FinCorp, get a Personal Loan of up to Rs 5 Lakh at attractive interest rates. Check your eligibility, improve your credit score, and reduce your DTI ratio to get the lowest Personal Loan interest rate in Jodhpur.

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Collateral-Free:

Apply for a Hero FinCorp Personal Loan in Jodhpur online and get instant finance up to ₹ 5 Lakh with quick disbursal without any collateral, guarantor, or security. No collateral requirement makes our loan processing extremely easy and fast for all.

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Flexible Repayment Tenure:

Personal loans in Jodhpur have low interest rates, and their flexible tenures range from 6 to 36 months months. Use personal loan EMI calculator to choose a loan term with budget-friendly EMIs and make your repayment easily manageable.

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Instant Approval:

Experience the convenience of quick loan approval with Hero Fincorp's streamlined processes to access the funds you need promptly and efficiently.

Eligibility Criteria for Instant Personal Loan in Jodhpur

Anyone can apply for a Personal Loan in Jodhpur at Hero FinCorp if they meet our basic eligibility criteria. We evaluate your eligibility for a personal loan is based on multiple factors like your age, income, credit score, employment, work experience, occupation, etc. We have set the following eligibility criteria to accept loan applications and evaluate your eligibility.

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Age

We offer Personal Loans to applicants in the age group of 21 years to 58 years.

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Citizenship

Only Indian citizens are eligible to apply for a Personal Loan at Hero FinCorp.

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Work Experience

Salaried individuals must have a minimum work experience of six months. In the case of self-employed, you must be in the current business for a minimum of two years to qualify for a Personal Loan.

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Monthly Salary

More income indicates a higher repayment capacity. So, our minimum salary requirement is ₹ 15,000 or above.

Documents Required to Apply for a Personal Loan in Jodhpur

If you fulfil our eligibility requirements, evaluate your loan requirement and fill out an online application form to submit your loan request. You must provide a few necessary details in the application form, including your identity, contact, employment, and financial information. To confirm these details, we will require a few mandatory documents for personal loan to verify your identity, residence, and income. Aiming to keep the application procedure digital and seamless for our customers, we do not ask you to visit our branch office to submit these documents. We accept scanned copies of these papers uploaded through our website or app.

Since salaried and self-employed individuals have different sources and frequencies of income, we ask for different documents from them. Take a look below and prepare the necessary documents before applying.

Documents Required For Salaried Employee

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

Documents Required For Self Employed

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loan in Jodhpur

Interest rate is the major factor affecting the loan cost, EMI amount, and total outgo. How do we determine your Personal Loan interest rate? Here are a few parameters we look into while evaluating your loan application:

  • Income

  • DTI ratio

  • Credit history

  • Credit utilisation rate

  • Age

  • Employment

Interest Rate

Starting from 1.58% per month or 19% to 30% per annum

Loan Amount

₹50,000 to ₹5 Lakh

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Foreclosure Charges

5% + GST

Bounce Charges

    350/-

Loan Cancellation

1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable

No Other Hidden Charges

No Other Hidden Charges
 

How to Apply For a Personal Loan in Jodhpur?

Those who fulfil our eligibility and documentation requirements must follow these steps to apply for a Personal Loan at Hero FinCorp:

  • 01

    Visit our Personal Loan page and click on the ‘Apply Now button.

  • 02

    Enter your identity, contact, and financial details to complete an online application form.

  • 03

    Scan and upload soft copies of the necessary documents to support the details you provided in the application form.

  • 04

    Wait for us to verify your details and documents and determine your loan eligibility, interest rate, and repayment term.

  • 05

    Review the loan offer you receive via email and accept it to initiate the disbursal process.

Frequently Asked Questions (FAQs)

Among Jodhpur's top Personal Loan providers, we offer the best interest rates to loan applicants. The interest rate for each applicant is determined by factors like income, DTI ratio, repayment capacity, credit score, etc.
Hero FinCorp provides the finest instant cash loan in Jodhpur. We offer generous loan amounts, competitive interest rates, and flexible repayment terms. 100% digital loan procedures, minimal processing charges, and excellent customer service are among the benefits for applicants.
Interest rates for Personal Loans are not fixed. They depend on the applicant's income, repayment capacity, credit score, and other factors. The better your loan eligibility, the lower your interest rate will be.
The EMI amount you pay for a Personal Loan depends on your loan amount, interest rate, and repayment term. You can use a Personal Loan EMI calculator to choose a loan term with affordable EMIs.