High Loan Amount
You can get substantial loan amounts of up to Rs 5 Lakh for various planned and unplanned purposes without hassle.
Personal Loan for 35,000 Salary
Easy Eligibility
Flexible Loan Amounts
Convenient Tenures
Personal Loan EMI Calculator
Get an Instant Personal Loan for Rs 35,000 Salary
In need of quick cash and earn 35,000? Hero FinCorp has you covered. With our fast Personal Loan offerings for salaried individuals, you can get quick financing and instant funding based on your earnings. Whether it is a family medical emergency, a travel plan, or a short-notice expense, a Personal Loan on 35000 salary is offered with quick approvals, minimum documentation, and easy terms. There is no collateral or security required for you to offer. We approve loans based on your earnings and other eligibility criteria.
At Hero FinCorp, we provide funds to fulfil your financial needs without delay.
EMI on Personal Loan for Rs 35,000 Salary for Tenure of 12-36 Months
Choose a suitable EMI for a Personal Loan on a Rs 35,000 salary, with tenure ranging from 12 to 36 months.
| Loan Amount (Rs) | Tenure (Months) | Interest Rate (p.a.) | Monthly EMI (Rs) | Total Interest (Rs) | Total Amount Payable (Rs) |
|---|---|---|---|---|---|
| 1,00,000 | 12 | 19% | 9,216 | 10,588 | 1,10,588 |
| 1,00,000 | 18 | 19% | 6,428 | 15,710 | 1,15,710 |
| 1,00,000 | 24 | 19% | 5,041 | 20,981 | 1,20,981 |
| 1,00,000 | 30 | 19% | 4,213 | 26,378 | 1,26,398 |
| 1,00,000 | 36 | 19% | 3,666 | 31,962 | 1,31,962 |
Features and Perks of Rs 35k Salary Personal Loan
Benefit from quick approvals, easy and flexible EMIs, and hassle-free processing with a Personal Loan on a Rs 35,000 salary. The features and benefits are as follows:
Attractive Rate of Interest
Our personal loan Interest rates start from 1.58% per month or 19% per annum, making the loan EMIs manageable.
No Collateral
No need to pledge any collateral or security, our Personal Loans are approved based on your income and creditworthiness.
Flexible Repayment Tenure
You can choose a suitable loan repayment tenure ranging from 12 to 36 months to pay your monthly EMIs.
Instant Approval
You can get approval on a Personal Loan in as little as 10 minutes when you apply on the Hero FinCorp website or loan app.
Eligibility Criteria for Personal Loan for Rs 35,000 Salary
Wondering if you fulfil the requirement to take a Personal Loan on 35,000 salary? Find out simply with this personal loan eligibility criteria from Hero FinCorp.
Citizenship
Applicant has to be an Indian citizen and provide valid identity and residence proof to qualify for a Personal Loan.
Age Requirement
The minimum age must be no less than 21 years and no more than 58 years at the time of loan application.
Work Experience
At least 6 months of continuous work experience is essential as it indicates income stability and positively impacts an applicant's odds for loan approval.
Monthly Income
The applicant's monthly salary of Rs 35,000 is sufficient since the minimum qualifying salary requirement for salaried applicants at Hero FinCorp is Rs 15,000.
Documents Required to Get a Loan on 35k Salary
Submit the following documents needed for a personal loan, to provide you quick approval, with less hassle:
Mandatory Documents
Duly filled up loan application form, Passport size colour photograph
Identity Proof
Driving Licence/ Passport, PAN Card (mandatory), and Aadhaar card
Address Proof
Driving Licence/ Passport/ Aadhaar Card/ Ration Card/ Utility Bill
Proof of Ownership
Electricity Bills/ Maintenance Bills/ Property Documents
Proof of Income
Salary slips for the last three months, Last 6 months' statement of bank account (salary account), Form 16
Proof of Continuity of Job
Appointment letter from current employer, Experience certificate from previous employer
Interest Rates & Charges on Loan for Rs 35,000 Salary
Understand the interest rates and charges applicable to a Personal Loan on 35,000 salary. This will help you in preparing your loan application.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350 |
| Interest on Overdue EMIs | 1-2% of the loan/EMI overdue amount per month |
| Cheque Bounce | Fixed nominal penalty |
| Loan Cancellation | Online loan application does not charge any cancellation fees |
| Interest Amount | Interest amount paid is non-refundable |
| Processing Charges | Processing charges are also non-refundable |
How to Apply for a Personal Loan on Rs 35, 000 Salary?
The process to apply for a personal loan on a salary of 35,000 is easy and quick using Hero FinCorp’s website or app. The process is summarised as follows:
Online Process
- 1
Go to the Hero FinCorp website or download the Hero FinCorp personal loan app.
- 2
Access the section titled 'personal loan’ and click ‘apply now’.
- 3
Enter your mobile number and confirm it using the OTP sent to you.
- 4
Choose your loan amount and tenure, as per your needs.
- 5
Continue to the KYC verification to check your income and eligibility details.
- 6
Finally, click ‘Submit’ to complete your application and wait for the approval.
Use of Rs 35,000 Salary Personal Loan
A Personal Loan offers flexible funding for contingencies, life events, and future planned expenses. Here's a summary of uses.
Medical Emergencies
If the need arises to cover immediate hospital bills, treatment, or urgent and expensive medical procedures, a quick-disbursing personal loan for medical emergencies can help relieve stress by providing access to funds immediately.
Home Repairs or Renovation
Utilise a personal loan for home renovation, including necessary repairs, upgrades and appliances.
Education Expenses
A personal loan for education can be used for funding education-related expenses like tuition fees, coaching classes, and professional skill-based course without the long-term financial stress.
Wedding Expenses
Larger wedding expenses such as venue, catering and jewellery can be managed with a personal loan for marriage that provides longer repayment terms and higher amounts.
Travel & Vacation
You can take the stress out of domestic or international holidays by getting a personal loan to pay for your holiday.
Emergency Fund
For unexpected circumstances like a medical emergency or an urgent repair, a Personal Loan can help you build a quick financial buffer.
What Our Clients Say About Us
https://loans.apps.herofincorp.com/en/personal-loan
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Frequently Asked Questions (FAQs)
Yes, Personal Loans are unsecured loans. So yes, you can get one on a Rs 35,000 salary without a guarantor and/or collateral.
Depending on your eligibility, you may get a Personal Loan of up to Rs 5 Lakh with a Rs 35,000 monthly salary.
Yes, you can apply for a loan, but the approval of the loan and interest rate may vary based on your credit score.
Yes, you can apply for a loan, but the approval of the loan and interest rate may vary based on your credit score.
With Hero FinCorp, you can get approval within 10 minutes, backed by quick disbursal of funds, if you meet the eligibility criteria.
Yes, you can repay your Personal Loan early but do check for any foreclosure or prepayment charges that may apply before you begin the repayment process.