Calculate Personal Loan EMI
In need of quick cash and earn 35,000? Hero FinCorp has you covered. With our fast Personal Loan offerings for salaried individuals, you can get quick financing and instant funding based on your earnings. Whether it is a family medical emergency, a travel plan, or a short-notice expense, a Personal Loan on 35000 salary is offered with quick approvals, minimum documentation, and easy terms. There is no collateral or security required for you to offer. We approve loans based on your earnings and other eligibility criteria.
At Hero FinCorp, we provide funds to fulfil your financial needs without delay.
Choose a suitable EMI for a Personal Loan on a Rs 35,000 salary, with tenure ranging from 12 to 36 months.
| Loan Amount (Rs) | Tenure (Months) | Interest Rate (p.a.) | Monthly EMI (Rs) | Total Interest (Rs) | Total Amount Payable (Rs) |
|---|---|---|---|---|---|
| 1,00,000 | 12 | 19% | 9,216 | 10,588 | 1,10,588 |
| 1,00,000 | 18 | 19% | 6,428 | 15,710 | 1,15,710 |
| 1,00,000 | 24 | 19% | 5,041 | 20,981 | 1,20,981 |
| 1,00,000 | 30 | 19% | 4,213 | 26,378 | 1,26,398 |
| 1,00,000 | 36 | 19% | 3,666 | 31,962 | 1,31,962 |
Benefit from quick approvals, easy and flexible EMIs, and hassle-free processing with a Personal Loan on a Rs 35,000 salary. The features and benefits are as follows:
You can get substantial loan amounts of up to Rs 5 Lakh for various planned and unplanned purposes without hassle.
Our personal loan Interest rates starting from 19% p.a., making the loan EMIs manageable.
No need to pledge any collateral or security, our Personal Loans are approved based on your income and creditworthiness.
You can choose a suitable loan repayment tenure ranging from 12 to 36 months to pay your monthly EMIs.
You can get approval on a Personal Loan in as little as 10 minutes when you apply on the Hero FinCorp website or loan app.
Wondering if you fulfil the requirement to take a Personal Loan on 35,000 salary? Find out simply with this personal loan eligibility criteria from Hero FinCorp.
Applicant has to be an Indian citizen and provide valid identity and residence proof to qualify for a Personal Loan.
The minimum age must be no less than 21 years and no more than 58 years at the time of loan application.
At least 6 months of continuous work experience is essential as it indicates income stability and positively impacts an applicant's odds for loan approval.
The applicant's monthly salary of Rs 35,000 is sufficient since the minimum qualifying salary requirement for salaried applicants at Hero FinCorp is Rs 15,000.
Submit the following documents needed for a personal loan, to provide you quick approval, with less hassle:
Understand the interest rates and charges applicable to a Personal Loan on 35,000 salary. This will help you in preparing your loan application.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350 |
| Interest on Overdue EMIs | 1-2% of the loan/EMI overdue amount per month |
| Cheque Bounce | Fixed nominal penalty |
| Loan Cancellation | Online loan application does not charge any cancellation fees |
| Interest Amount | Interest amount paid is non-refundable |
| Processing Charges | Processing charges are also non-refundable |
The process to apply for a personal loan on a salary of 35,000 is easy and quick using Hero FinCorp’s website or app. The process is summarised as follows:
Go to the Hero FinCorp website or download the Hero FinCorp personal loan app.
Access the section titled 'personal loan’ and click ‘apply now’.
Enter your mobile number and confirm it using the OTP sent to you.
Choose your loan amount and tenure, as per your needs.
Continue to the KYC verification to check your income and eligibility details.
Finally, click ‘Submit’ to complete your application and wait for the approval.
A Personal Loan offers flexible funding for contingencies, life events, and future planned expenses. Here's a summary of uses.
If the need arises to cover immediate hospital bills, treatment, or urgent and expensive medical procedures, a quick-disbursing personal loan for medical emergencies can help relieve stress by providing access to funds immediately.
Utilise a personal loan for home renovation, including necessary repairs, upgrades and appliances.
A personal loan for education can be used for funding education-related expenses like tuition fees, coaching classes, and professional skill-based course without the long-term financial stress.
Larger wedding expenses such as venue, catering and jewellery can be managed with a personal loan for marriage that provides longer repayment terms and higher amounts.
You can take the stress out of domestic or international holidays by getting a personal loan to pay for your holiday.
For unexpected circumstances like a medical emergency or an urgent repair, a Personal Loan can help you build a quick financial buffer.
