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Katyaini is a finance expert with a focus on the non-banking financial sector, bringing over 8 years of experience in NBFC. She specializes in simplifying complex financial concepts for readers, helping them navigate the NBFC landscape. Outside of work, she is passionate about travelling.
Meera teaches at a local school and needed a personal loan of ₹3 lakh. With her good credit score, the lender didn’t take long to give the green light. She was able to get the low-interest rate personal loan quickly and only had to share minimal documentation before the amount was credited.
You've started earning and have finally experienced financial independence. It is exciting, but can feel a little overwhelming, as with this new phase also comes certain financial responsibilities.
Riya and Arjun both applied for a personal loan last week.
She’s a teacher in Thane earning ₹25,000/month. He’s a software developer in Bengaluru with a ₹55,000/month salary.
Over 8 crore Indians filed income tax returns in FY 2023–24. Yet, when it comes to choosing between the old and new tax regimes, confusion still lingers.
The RBI policy landscape for personal loans has undergone a significant transformation in recent months. On May 8, 2025, the Reserve Bank of India issued comprehensive Digital Lending Directions, marking a pivotal shift in how digital loans are offered and processed across the country. These changes come at a time when the digital lending ecosystem has expanded rapidly, necessitating stronger guardrails to protect borrowers.
Today in India, there are over 2000 JEE Colleges or engineering colleges that accept JEE Main scores. This includes government-backed colleges, those run under a public-private partnership, and private institutions.
Growing your business requires substantial financial resources. Whether looking to scale operations, invest in new equipment, or tap into new markets, you will need funding support. That is where a business Loan Against Property (LAP) comes in handy. This financial instrument leverages the equity in your property to secure a loan with terms and conditions far better than traditional business loans.
When you are planning for your first international trip, it can be an overwhelming experience. As more Indians look to explore destinations beyond borders, especially during summer vacation, the thrill of experiencing new cultures, cuisines, and landscapes becomes irresistible.
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