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Katyaini Kotiyal

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About Author

Katyaini is a finance expert with a focus on the non-banking financial sector, bringing over 8 years of experience in NBFC. She specializes in simplifying complex financial concepts for readers, helping them navigate the NBFC landscape. Outside of work, she is passionate about travelling.

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Digital Lending Platforms in India
Finance TipsDigital Lending Platforms in India: Transforming Credit Access

Today's borrowers expect fast and straightforward financial services. They seek access to credit when necessary, without visits to branches or complex documentation.

CIC Full Form in Banking
Finance TipsCIC Full Form in Banking - Complete Guide by Hero FinCorp

Rajendran applied for a personal loan to finance a wedding in the family. The lender told him that they would check his CIC score before approving the loan...

How to Rebuild Your Credit Score
Credit HistoryHow to Rebuild Your Credit Score: A Complete Guide

When it comes to determining your eligibility for loans, credit cards or similar products, one of the most important factors is your credit score. Having a poor or low credit score...

Overdraft vs Personal Loan
Personal LoanOverdraft vs Personal Loan: What’s the Difference?

Rajeev was short by ₹12,000 just three days before his salary. Rent had already gone through, and a medical bill showed up at the worst time. His bank app showed...

What is the CRN Number
Finance TipsCRN Number: Meaning & How to Find It

Akash sat down one evening to pay his taxes. He entered the amount, selected the assessment year, and went through the steps without really stopping to think. A reference...

पर्सनल लोन पर फोरक्लोज़र चार्ज क्या हैं?
Personal Loanपर्सनल लोन पर फोरक्लोज़र चार्ज क्या हैं?

पर्सनल लोन फोरक्लोजर (समय से पहले लोन बंद करना) शुल्क आम तौर पर बकाया मूलधन का 2 प्रतिशत से 5 प्रतिशत के बीच होता है। इस पर जीएसटी अलग होता है। यह शुल्क ऋणदाता द्वारा...

Build a Financial Safety Net Before a Loan
Finance TipsFinancial Safety Net Before Taking a Personal Loan

Rahul took a personal loan to furnish his apartment. He had no buffer and believed that his paycheck offered him a safety net. After a few months, he had a medical emergency...

UPI vs PPI
Finance TipsUPI vs PPI - Understanding the Key Differences

Digital payments are prominently used among Indians. People are using online payment methods to pay grocery stores, shopkeepers, and even to split restaurant bills...

What is UPI 123 Pay?
Finance TipsUPI 123 Pay: Digital Payments Without Internet

Anit Prayag is a private university lecturer who conducts seminars in different cities. During one of his trips, he visited a café in a rural area with poor internet connectivity...