Central KYC
One KYC, All Banks
Streamline your financial journey with Central KYC. One verification for all banks, NBFCs, insurance companies, and mutual funds across India
What is Central KYC (CKYC)
It’s regulated by CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India).
One KYC, Multiple Uses
CKYC stands for Central Know Your Customer (CKYC). It is a government initiative that lets you complete your KYC just once and use it across all financial institutions in India—banks, NBFCs, insurance companies, mutual funds, etc.
You get a unique 14-digit CKYC number
Centralised database for Financial Institutions, removing repeated KYC submissions unless changes happen.
Enhanced security protocols protecting your sensitive information
14-Digit
Unique CKYC identifier number for every individual
Centralized
Single database accessible to all financial institutions
Secure
Enhanced security protocols protecting sensitive information
Why Should You Get CKYC Done?
CKYC offers numerous benefits that streamline your financial journey and enhance security across all your financial transactions.
Speeds up loan approvals and investments
Fast-track your loan approvals and investment processes with pre-verified KYC
Avoids repeated submission of KYC documents
Skip resubmitting KYC documents to various institutions
Mandatory for many financial services
Regulated security protocols protect your sensitive information
Helps in fraud prevention and identity verification
Required for many financial services as per RBI and SEBI guidelines
Recognized across all financial institutions
Recognized and accepted across all financial institutions in India
Why Should You Get CKYC Done?
CKYC offers numerous benefits that streamline your financial journey and enhance security across all your financial transactions.
Speeds up loan approvals and investments
Fast-track your loan approvals and investment processes with pre-verified KYC
Avoids repeated submission of KYC documents
Skip resubmitting KYC documents to various institutions
Mandatory for many financial services
Regulated security protocols protect your sensitive information
Helps in fraud prevention and identity verification
Required for many financial services as per RBI and SEBI guidelines
Recognized across all financial institutions
Recognized and accepted across all financial institutions in India
Who needs to do CKYC?
All individuals & Legal entities who want to use services like:
- Taking a loan from an NBFC or bank
- Opening a savings or fixed deposit account
- Investing in mutual funds
- Getting an insurance policy
Documents Required for CKYC
For Individuals
PAN Card (Mandatory for normal CKYC)
Aadhar Card / Passport / Voter ID /Driving License /NREGA Job Card /National Population Register as ID and Address Proof
National Population Register
Passport size photo
Signature
For Legal Entities
Registration Certificate/ Certificate of Incorporation/ Any other relevant legal document proving existence.
Memorandum and Articles of Association/ Partnership Deed/ Trust Deed, as applicable
Resolution of Board/ Managing Committee/ Partnership Authority Letter, as applicable
