Lenders roll out festive deals like discounted interest or cashback. Know what’s on offer and use it wisely to save money.
Regular loans are straightforward; your interest depends on creditworthiness and income, with no seasonal bonuses. Knowing this helps you compare smarter.
Rates are just part of the story. Check fees, repayment terms, and hidden costs to spot the loan that’s right for you.
Align your loan with upcoming expenses or purchases. Seasonal offers can reduce costs and provide additional benefits.
Seasonal offers may look attractive, but evaluate carefully. If you don’t need money right away or the perks aren’t substantial, a regular loan could be the wiser choice.