Apply for Instant Loan

Download Our App

Apply for Instant Loan

Download Our App

Play Store

Apply for Instant Loan

Download Our App

Arrow Arrow

Personal Loan

Get a Personal Loan of up to Rs. 3 Lakhs to Pursue Your Dreams

  • Easy Digital Process
  • Minimum Salary Required ₹15K
  • Instant Approval
Apply Now

Get Instant Personal Loan

Experience financial freedom with our instant Personal Loan. Whether you have an urgent expense, dream vacation, or wedding plan, we have got you covered. Our Instant Personal Loans are unsecured, which means you don’t have to worry about collateral.

Say goodbye to lengthy paperwork and endless waiting. We value your time and that is why we have kept the application process quick, transparent, and accessible to everyone. Our quick and hassle-free process ensures you receive the funds you need instantly.

With flexible repayment options to suit your budget, our instant Personal Loan gives you the power to fulfil your dreams without any compromises.

Join the thousands of satisfied customers who have already benefited from our instant Personal Loan. Experience the convenience and reliability of our services and take control of your financial journey. Apply for a Personal Loan today!

Fees & Charges Amount Chargeable
Max Loan Amount Up to 3 Lakh
Max Loan Tenure Up to 36 Month
Interest Rate 25% p.a.
Processing Fees 2.5% - 3.5%

Personal Loan EMI Calculator

No more guessing! Take control of your finances with our easy-to-use EMI calculator. When you apply for a Personal Loan online, having an estimate of the monthly repayments is essential to manage your finances efficiently.

Calculate your EMI and choose the most suitable EMI for you


Loan Detail

Select Loan Amount

Min ₹ 50,000

Max ₹ 5,00,000

Interest Rate

11 %

Min 11%

Max 35%

Select Loan Repay Duration

12 Months

Min 12 Months

60 Months

Your Estimated EMI

₹ 4477

With our Personal Loan EMI Calculator, discover the most suitable EMI plan tailored to your needs. Choose the EMI that fits seamlessly into your budget and allows you to achieve your dreams without compromising your lifestyle. The calculator provides you with an estimated EMI by just entering a few details like loan amount, interest rate, and loan repayment duration. Use the calculator to make informed decisions before applying for Personal Loans online.

Benefits and Features of a Personal Loan

Experience the numerous advantages and features of a Personal Loan. From fulfilling your dreams to tackling unexpected expenses, a Personal Loan provides financial flexibility and convenience. Here are the key benefits of applying for a Personal Loan online.

Age Criteria

Loan Up to 3 Lakh

Get access to a loan amount of up to 3 lakhs, providing you with substantial financial support.

Proof of Income

Quick Approval

Experience a swift approval process, ensuring you receive the funds you need without any delays.

Total Employment

Flexible Repayment Plans

Tailor your repayment schedule to fit your budget and financial situation, making it convenient for you.

Minimum Income

Competitive Interest Rate

Enjoy competitive interest rates, ensuring affordable borrowing and saving money in the long run.

Photograph

Paperless Application Process

Apply for a Personal loan online, eliminating the need for extensive paperwork and saving you time.

Photograph

Quick Disbursal

Receive the loan amount directly into your bank account, allowing you to address your financial requirements promptly.

Eligibility Criteria for a Hero FinCorp Personal Loan

To apply for a Personal Loan online, certain eligibility criteria are required. Hero FinCorp has the easiest eligibility criteria for Personal Loan. You need to be above a certain age, have a stable income, and meet the credit score requirements.

Ensure you meet the following criteria and have the necessary documentation ready for a smooth loan application process.

Loan amount

Age

You must be between the ages of 21 and 58.

lower interest

Citizenship

You must be a resident Indian citizen to get a loan of up to 3 Lakh from Hero FinCorp.

Fast and Easy Process

Work Experience

Self-employed must be working in their field for at least 2 years, & salaried employees must have a work experience of at least 6 months.

Fast and Easy Process

Monthly Salary

You must have a minimum monthly salary of at least Rs 15,000 to qualify.

Documents Required for a Personal Loan

At Hero FinCorp, we have minimal documentation requirements to apply for a Personal Loan. Thе еssеntial documеnts includе proof of identity, addrеss, incomе, and a fеw additional papеrs. Skip thе hasslе of visiting a branch in pеrson – you can еasily submit your documеnts through our wеbsitе or app by scanning and uploading thеm onlinе. However, since the documentation requirements vary for salaried and self-employed individuals, gather the correct documents to complete the formalities. Go through the documentation requirements carefully.

Age Criteria

Proof of photo identity

Driver's Licence, Passport, PAN Card, Aadhaar card

Total Employment

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Minimum Income

Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

KYC Documents

Job Continuity Proof

Appointment Letter From the Current Employer

Proof of Income

Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

Age Criteria

Proof of photo identity

Driver's Licence, Passport, PAN Card, Aadhaar card

Business Vintage

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Minimum Income

Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

KYC Documents

Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Proof of Income

Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Ensure you meet the eligibility criteria and have the necessary documentation ready to smoothly proceed with your urgent Personal Loan application.

Personal Loan Rates & Charges

Personal Loans in India come with certain rates and charges. When it comes to applying for loans, understanding the rates and charges is crucial for making informed financial decisions. Our Personal Loan offers competitive interest rates designed to suit your budget and repayment capacity. With transparent and affordable rates, you can confidently plan your finances without any hidden surprises.

In addition to interest rates, it's important to be aware of the associated charges. Our loan comes with minimal processing fees, ensuring you get the most value out of your borrowing. We believe in providing a transparent borrowing experience, free from excessive charges or unnecessary expenses. To ensure a smooth repayment journey, we offer flexible tenure options that allow you to choose a repayment period that aligns with your financial goals.

Here’s a breakup of the charges associated with easy Personal Loans -

Please note that the interest rates offered may vary based on various factors such as the loan amount, tenure, and credit score. The processing fee is minimal and is charged at the time of loan approval. As for foreclosure charges, we do not impose any penalty for prepaying the loan amount, giving you the flexibility to close the loan early without any additional costs.

We prioritise transparency and aim to provide you with affordable and flexible loan terms, ensuring you have a clear understanding of the rates and charges associated with our Personal Loan.

How to Apply for Personal Loan Online?

Wondering how to apply for a Personal Loan? Applying for a Personal Loan online has never been easier. By completing a quick and secure online application process, you can find an easy and accessible way to secure instant funds.

  • 1

    Click on the 'Apply Now' button.

  • 2

    Enter your mobile number and verify the OTP sent to the entered mobile number.

  • 3

    Choose the loan amount that you need.

  • 4

    Verify your KYC details data to check income eligibility.

  • 5

    Click on ‘Submit’ to complete your application.

The Hero Fincorp Advantage

How to Apply for Personal Loan through Hero Fincorp App?

Experience a seamless and user-friendly process to access funds at your fingertips with the Hero FinCorp App. With the app, you can apply for a Personal Loan online effortlessly. It allows you to access the funds quickly and conveniently.

The Hero Fincorp Advantage
  • Install the app from Play Store
  • Choose a loan amount (up to INR 3 Lac) & preferred EMI
  • Enter your basic details such as Name, Income, Purpose of loan & PAN Card number
  • Complete your KYC process
  • Input your Bank Account details
  • Real-time approval of the loan
  • Digitally sign eMandate and Loan agreement
  • Amount credited to your account

Tips to keep in mind while applying for a personal loan

  • 01
    Assess your financial requirements

    Determine the exact amount you need to borrow and evaluate your repayment capacity to ensure you can comfortably repay the loan.

  • 02
    Check eligibility criteria

    Understand the eligibility criteria, including age, income, credit score, and employment stability. Applying for a loan when you meet the eligibility criteria increases your chances of approval.

  • 03
    Review the loan tenure

    Consider the loan tenure carefully. While a longer tenure may result in lower monthly payments, it also means paying more interest over time. Choose a tenure that balances affordability, minimising the overall interest cost.

  • 04
    Maintain a good credit score

    A good credit score enhances your chances of loan approval and getting favourable interest rates. Ensure to maintain a healthy credit score by paying bills and debts on time.

  • 05
    Prepare necessary documentation

    Gather all the required documentation to streamline the application process.

By following these tips, you may improve the chances of your Personal Loan application approval.

Why Choose Hero FinCorp for Personal Loan?

Choose Hero FinCorp for urgent Personal Loans and experience hassle-free financing, competitive interest rates, flexible repayment options, and quick loan approval.

Here are the perks of applying for a loan from us.

Types of Personal Loan

What Our Clients Say About Us

Frequently Asked Questions

Personal Loans Related Blogs

View All
Exclusive deals

Subscribe to our newsletter and get exclusive deals you wont find anywhere else straight to your inbox!