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19 Nov
  • By Editorial Team
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  • 2137 Views

 

Introduction

Rahul Sharma, who ran a carpet manufacturing business from Bhadohi in UP, recently turned 40 and decided to take stock of his life and business. He noticed that while his business ...

16 Oct
  • By Editorial Team
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  • 902 Views

 

With the multitude of financing options offered by various financial institutions in India, loan against property (LAP) is one of the most sought after financial products. Lenders and borrowers have different reasons for ...

सुरेश जी(55 वर्ष ), दक्षिणी दिल्ली में अपने परिवार के साथ रहते हैं और घर के पास ही उनका शोरूम है। सुरेश जी को अपने शो-रूम का विस्तार करने के लिए धन की आवश्यकता पड़ी । सुरेश जी के एक मित्र ने जो किसी वित्तीय संस्थान में काम करता है, उन्हें संपत्ति लोन(लोन अगेंस्ट प्रॉपर्टी ) लेने की सलाह दी। उनके मित्र ने संपत्ति लोन(लोन अगेंस्ट प्रॉपर्टी ) के बारे में सुरेश जो को महत्वपूर्ण बाते बताईं, जो इस प्रकार हैं :

23 Jul
  • By Editorial Team
  • 0 Comments
  • 630 Views

 

Introduction

Getting a loan today to fulfil short or long-term aspirations is much simpler and faster now, thanks to the innumerable financial institutions that offer different types of loans depending on the applicant’s requirement. Experts often ...

07 Jun
  • By Editorial Team
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  • 1712 Views

 

You are here probably because you have a mortgage on your home or property and have been looking for ways to get out of the debt distress. While it must have been a thoughtful decision that made you choose your ...

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Did You Know

Loan to Value Ratio (LTV)

LTV or Loan to Value Ratio is the ratio of the loan amount to the value of the property or any other asset being purchased. A high LTV means that the borower is taking a risk and borrowing a major portion of the asset value. So the lower the LTV, the more easily a borrower will get the loan. But a good credit rating can help a borrowers to get a high LTV loan.

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